REGULATORY MATTERS (Tables)

12 Months Ended

Dec. 31, 2022

REGULATORY MATTERS

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The following table presents the actual and required capital amounts and related ratios for the Corporation and First Financial Bank, N.A., at year-end 2022 and 2021.

									To Be Well Capitalized
						For Capital			Under Prompt Corrective
	Actual				Adequacy Purposes				Action Provisions
(Dollar amounts in thousands)	Amount		Ratio		Amount		Ratio		Amount	Ratio
Total risk-based capital
Corporation – 2022	$	561,347	14.61	%	$	403,400	10.500	%	N/A	N/A
Corporation – 2021		533,599	15.63	%		358,575	10.500	%	N/A	N/A
First Financial Bank – 2022		498,246	13.14	%		398,179	10.500	%	379,219	10.00	%
First Financial Bank – 2021		487,416	14.78	%		346,248	10.500	%	329,760	10.00	%
Common equity tier I capital
Corporation – 2022	$	521,568	13.58	%	$	268,933	7.000	%	N/A	N/A
Corporation – 2021		490,842	14.37	%		239,050	7.000	%	N/A	N/A
First Financial Bank – 2022		458,467	12.09	%		265,453	7.000	%	246,492	6.50	%
First Financial Bank – 2021		446,189	13.53	%		230,832	7.000	%	214,344	6.50	%
Tier I risk-based capital
Corporation – 2022	$	521,568	13.58	%	$	326,562	8.500	%	N/A	N/A
Corporation – 2021		490,842	14.37	%		290,275	8.500	%	N/A	N/A
First Financial Bank – 2022		458,467	12.09	%		322,336	8.500	%	303,375	8.00	%
First Financial Bank – 2021		446,189	13.53	%		280,296	8.500	%	263,808	8.00	%
Tier I leverage capital
Corporation – 2022	$	521,568	10.78	%	$	193,476	4.00	%	N/A	N/A
Corporation – 2021		490,842	9.83	%		199,702	4.00	%	N/A	N/A
First Financial Bank – 2022		458,467	9.50	%		193,073	4.00	%	241,341	5.00	%
First Financial Bank – 2021		446,189	9.18	%		194,405	4.00	%	243,006	5.00	%