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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Mar. 31, 2022
Dec. 31, 2021
ASSETS    
Cash and due from banks $ 598,175 $ 682,807
Federal funds sold 736 308
Securities, available-for-sale 1,359,483 1,364,734
Loans:    
Financing Receivable, before Allowance for Credit Loss, Current 1,701,507 1,674,066
Residential 635,264 664,509
Consumer 464,035 474,026
Loans, gross 2,800,806 2,812,601
Less: Unearned Income 3,844 3,294
Less: Allowance for loan losses (40,516) (48,305)
Loans, Net 2,764,134 2,767,590
Restricted Investments 15,547 16,200
Accrued interest receivable 15,633 16,946
Premises and equipment, net 69,978 69,522
Bank-owned life insurance 117,354 116,997
Goodwill 86,135 86,135
Other intangible assets 7,680 8,024
Other real estate owned 236 108
Other assets 63,497 45,728
TOTAL ASSETS 5,098,588 5,175,099
Deposits:    
Non-interest-bearing 893,375 914,933
Interest-bearing:    
Certificates of deposit exceeding the FDIC insurance limits 62,899 74,015
Other interest-bearing deposits 3,438,916 3,420,621
Total Deposits 4,395,190 4,409,569
Federal Funds Purchased and Securities Sold under Agreements to Repurchase 96,672 93,374
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances 15,924 15,937
Other liabilities 65,358 73,643
TOTAL LIABILITIES 4,573,144 4,592,523
Shareholders' equity    
Common stock, $.125 stated value per share; Authorized shares-40,000,000 Issued shares-16,114,992 in 2022 and 16,096,313 in 2021 Outstanding shares-12,435,309 in 2022 and 12,629,893 in 2021 2,010 2,009
Additional paid-in capital 142,185 141,979
Retained earnings 580,063 559,139
Accumulated other comprehensive income (loss) (71,025) (2,426)
Less: Treasury shares at cost-3,679,683 in 2022 and 3,466,420 in 2021 (127,789) (118,125)
TOTAL SHAREHOLDERS' EQUITY 525,444 582,576
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 5,098,588 $ 5,175,099
Common stock, stated value per share $ 0.125 $ 0.125