Allowance for Loan Losses (Tables)

3 Months Ended

Mar. 31, 2022

Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery [Abstract]

Schedule of allowances for loan losses by portfolio segment

The following table presents the activity of the allowance for credit losses by portfolio segment for the three months ended March 31. 

Allowance for Credit Losses:	March 31, 2022
(Dollar amounts in thousands)	Commercial		Residential		Consumer		Unallocated		Total
Beginning balance	$	18,883	$	18,316	$	10,721	$	385	$	48,305
Provision for credit losses	(1,040)		(5,144)		(300)		(66)		(6,550)
Loans charged-off	(883)		(466)		(1,905)		—		(3,254)
Recoveries	340		529		1,146		—		2,015
Ending Balance	$	17,300	$	13,235	$	9,662	$	319	$	40,516

Allowance for Credit Losses:	March 31, 2021
(Dollar amounts in thousands)	Commercial		Residential		Consumer		Unallocated		Total
Beginning balance	$	13,925	$	19,142	$	11,009	$	—	$	44,076
Provision for credit losses	(478)		(262)		1,028		164		452
Loans charged-off	(186)		(188)		(1,964)		—		(2,338)
Recoveries	478		147		985		—		1,610
Ending Balance	$	13,739	$	18,839	$	11,058	$	164	$	43,800

Schedule of non-performing loans

The tables below present the recorded investment in non-performing loans by class of loans.

	March 31, 2022
	Loans Past Due Over 90 Days Still				Nonaccrual With No Allowance
(Dollar amounts in thousands)	Accruing		Nonaccrual		For Credit Loss
Commercial
Commercial & Industrial	$	4	$	689	$	352
Farmland	—		15		—
Non Farm, Non Residential	—		2,717		2,703
Agriculture	—		84		—
All Other Commercial	—		4		—
Residential
First Liens	279		2,036		18
Home Equity	—		66		—
Junior Liens	89		244		—
Multifamily	—		211		—
All Other Residential	—		101		—
Consumer
Motor Vehicle	362		863		—
All Other Consumer	13		682		—
TOTAL	$	747	$	7,712	$	3,073

	December 31, 2021
	Loans Past Due Over 90 Days Still				Nonaccrual With No Allowance
(Dollar amounts in thousands)	Accruing		Nonaccrual		For Credit Loss
Commercial
Commercial & Industrial	$	14	$	1,950	$	1,662
Farmland	—		15		—
Non Farm, Non Residential	—		2,911		2,898
Agriculture	—		111		—
All Other Commercial	—		4		—
Residential
First Liens	346		2,339		33
Home Equity	—		84		—
Junior Liens	89		294		—
Multifamily	—		225		—
All Other Residential	—		107		—
Consumer
Motor Vehicle	94		864		—
All Other Consumer	—		686		—
TOTAL	$	543	$	9,590	$	4,593

Aging of recorded investment in loans by past due category and class of loans

The following tables presents the aging of the recorded investment in loans by past due category and class of loans.  

	March 31, 2022
	30-59 Days		60-89 Days		90 Days and Greater		Total
(Dollar amounts in thousands)	Past Due		Past Due		Past Due		Past Due		Current		Total
Commercial
Commercial & Industrial	$	1,086	$	382	$	227	$	1,695	$	705,981	$	707,676
Farmland	94		205		—		299		134,430		134,729
Non Farm, Non Residential	48		—		—		48		386,785		386,833
Agriculture	—		—		49		49		114,251		114,300
All Other Commercial	162		—		—		162		364,273		364,435
Residential
First Liens	3,628		446		747		4,821		329,788		334,609
Home Equity	233		57		38		328		60,287		60,615
Junior Liens	301		110		200		611		51,008		51,619
Multifamily	386		—		—		386		161,473		161,859
All Other Residential	93		—		—		93		27,978		28,071
Consumer
Motor Vehicle	5,935		883		686		7,504		426,290		433,794
All Other Consumer	178		50		17		245		31,875		32,120
TOTAL	$	12,144	$	2,133	$	1,964	$	16,241	$	2,794,419	$	2,810,660

	December 31, 2021
	30-59 Days		60-89 Days		90 Days and Greater		Total
(Dollar amounts in thousands)	Past Due		Past Due		Past Due		Past Due		Current		Total
Commercial
Commercial & Industrial	$	1,132	$	388	$	1,614	$	3,134	$	693,949	$	697,083
Farmland	57		—		—		57		141,189		141,246
Non Farm, Non Residential	62		—		—		62		361,174		361,236
Agriculture	90		42		89		221		141,682		141,903
All Other Commercial	390		—		—		390		340,076		340,466
Residential
First Liens	4,686		680		949		6,315		336,064		342,379
Home Equity	131		24		58		213		62,085		62,298
Junior Liens	179		120		283		582		50,048		50,630
Multifamily	342		146		—		488		178,849		179,337
All Other Residential	284		291		—		575		30,843		31,418
Consumer
Motor Vehicle	7,633		1,105		486		9,224		433,095		442,319
All Other Consumer	192		37		—		229		33,425		33,654
TOTAL	$	15,178	$	2,833	$	3,479	$	21,490	$	2,802,479	$	2,823,969

Troubled Debt Restructurings on Financing Receivables

During the three months ended March 31, 2022 and 2021, the terms of certain loans were modified as troubled debt restructurings (TDRs). The following tables present the activity for TDRs.

			2022
(Dollar amounts in thousands)	Commercial		Residential		Consumer		Total
January 1,	$	407	$	3,686	$	706	$	4,799
Added	—		27		68		95
Charged Off	—		—		—		—
Payments	—		(268)		(84)		(352)
March 31,	$	407	$	3,445	$	690	$	4,542

		2021
(Dollar amounts in thousands)	Commercial	Residential	Consumer	Total
January 1,	—	3,589	617	4,206
Added	—	378	48	426
Charged Off	—	—	(43)	(43)
Payments	—	(79)	(46)	(125)
March 31,	—	3,888	576	4,464