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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2021
Dec. 31, 2020
ASSETS    
Cash and due from banks $ 758,120 $ 657,470
Federal funds sold 6,183 301
Securities, available-for-sale 1,270,820 1,020,744
Loans:    
Financing Receivable, before Allowance for Credit Loss, Current 1,457,984 1,521,711
Residential 535,855 604,652
Consumer 482,115 479,750
Loans, gross 2,475,954 2,606,113
Less: Unearned Income 3,956 4,181
Less: Allowance for loan losses (42,962) (47,052)
Loans, Net 2,436,948 2,563,242
Restricted Investments 14,837 14,812
Accrued interest receivable 15,963 16,957
Premises and equipment, net 63,187 62,063
Bank-owned life insurance 106,895 95,849
Goodwill 78,592 78,592
Other intangible assets 7,725 8,972
Other real estate owned 884 1,012
Other assets 40,939 37,530
TOTAL ASSETS 4,801,093 4,557,544
Deposits:    
Non-interest-bearing 814,902 732,694
Interest-bearing:    
Certificates of deposit exceeding the FDIC insurance limits 68,920 107,764
Other interest-bearing deposits 3,144,814 2,915,487
Total Deposits 4,028,636 3,755,945
Federal Funds Purchased and Securities Sold under Agreements to Repurchase 101,051 116,061
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances 5,902 5,859
Other liabilities 70,569 82,687
TOTAL LIABILITIES 4,206,158 3,960,552
Shareholders' equity    
Common stock, $.125 stated value per share; Authorized shares-40,000,000 Issued shares-16,096,313 in 2021 and 16,075,154 in 2020 Outstanding shares-12,871,936 in 2021 and 13,558,511 in 2020 2,009 2,007
Additional paid-in capital 141,456 140,820
Retained earnings 559,693 521,103
Accumulated other comprehensive income (loss) (1,102) 9,764
Less: Treasury shares at cost-3,224,377 in 2021 and 2,516,643 in 2020 (107,121) (76,702)
TOTAL SHAREHOLDERS' EQUITY 594,935 596,992
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 4,801,093 $ 4,557,544
Common stock, stated value per share $ 0.125 $ 0.125