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Allowance for Loan Losses (Tables)
 9 Months Ended
Sep. 30, 2021
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery [Abstract]  
Schedule of allowances for loan losses by portfolio segment
The following table presents the activity of the allowance for credit losses by portfolio segment for the three months ended September 30. 
Allowance for Credit Losses:September 30, 2021
(Dollar amounts in thousands)CommercialResidentialConsumerUnallocatedTotal
Beginning balance$15,693 $17,837 $10,988 $214 $44,732 
Provision for credit losses(531)(1,387)173 245 (1,500)
Loans charged-off(313)(61)(1,240)— (1,614)
Recoveries182 130 1,032 — 1,344 
Ending Balance$15,031 $16,519 $10,953 $459 $42,962 
Allowance for Credit Losses:September 30, 2020
(Dollar amounts in thousands)CommercialResidentialConsumerUnallocatedTotal
Beginning balance$10,149 $1,876 $10,054 $1,206 $23,285 
Provision for credit losses1,992 17 1,695 721 4,425 
Loans charged-off(160)(296)(1,542)— (1,998)
Recoveries147 185 916 — 1,248 
Ending Balance$12,128 $1,782 $11,123 $1,927 $26,960 

The following table presents the activity of the allowance for credit losses by portfolio segment for the nine months ended September 30. 

Allowance for Credit Losses:September 30, 2021
(Dollar amounts in thousands)CommercialResidentialConsumerUnallocatedTotal
Beginning balance$16,901 $19,142 $11,009 $— $47,052 
Provision for credit losses(2,067)(2,577)941 459 (3,244)
Loans charged -off(612)(492)(3,999)— (5,103)
Recoveries809 446 3,002 — 4,257 
Ending Balance$15,031 $16,519 $10,953 $459 $42,962 
Allowance for Credit Losses:September 30, 2020
(Dollar amounts in thousands)CommercialResidentialConsumerUnallocatedTotal
Beginning balance$8,945 $1,302 $8,304 $1,392 $19,943 
Provision for credit losses3,325 795 5,425 535 10,080 
Loans charged -off(834)(719)(4,889)— (6,442)
Recoveries692 404 2,283 — 3,379 
Ending Balance$12,128 $1,782 $11,123 $1,927 $26,960 
Schedule of loans individually evaluated for impairment by class of loans
The following table presents loans individually evaluated for impairment by class of loans. 
Three Months Ended
September 30, 2020		Nine Months Ended
September 30, 2020
 Average
Recorded		Interest
Income		Cash Basis
Interest Income		Average
Recorded		Interest
Income		Cash Basis
Interest Income
(Dollar amounts in thousands)InvestmentRecognizedRecognizedInvestmentRecognizedRecognized
With no related allowance recorded:      
Commercial      
 Commercial & Industrial$1,026 $— $— $1,048 $— $— 
 Farmland662 — — 1,161 — — 
 Non Farm, Non Residential3,436 — — 2,596 — — 
 Agriculture— — — — — — 
 All Other Commercial25 — — 26 — — 
Residential      
 First Liens3,452 — — 3,609 — — 
 Home Equity— — — — — — 
 Junior Liens— — — — — — 
 Multifamily— — — — — — 
 All Other Residential— — — — — — 
Consumer      
 Motor Vehicle— — — — — — 
 All Other Consumer— — — — — — 
With an allowance recorded:      
Commercial      
 Commercial & Industrial2,136 — — 1,140 — — 
 Farmland— — — — — — 
 Non Farm, Non Residential171 — — 86 — — 
 Agriculture190 — — 95 — — 
 All Other Commercial754 — — 377 — — 
Residential      
 First Liens— — — — — — 
 Home Equity— — — — — — 
 Junior Liens— — — — — — 
 Multifamily1,346 — — 673 — — 
 All Other Residential— — — — — — 
Consumer      
 Motor Vehicle— — — — — — 
 All Other Consumer— — — — — — 
TOTAL$13,198 $— $— $10,811 $— $— 
Schedule of non-performing loans
The tables below present the recorded investment in non-performing loans by class of loans.
 September 30, 2021
Loans Past
Due Over
90 Days Still		Nonaccrual
With No
Allowance
(Dollar amounts in thousands)AccruingNonaccrualFor Credit Loss
Commercial   
 Commercial & Industrial$— $3,451 $750 
 Farmland— 1,039 1,014 
 Non Farm, Non Residential— 3,100 2,990 
 Agriculture— 1,214 1,150 
 All Other Commercial— 252 — 
Residential  
 First Liens1,173 2,723 46 
 Home Equity13 86 — 
 Junior Liens35 300 — 
 Multifamily— 205 — 
 All Other Residential— 114 — 
Consumer  
 Motor Vehicle191 528 — 
 All Other Consumer— 638 — 
TOTAL$1,412 $13,650 $5,950 


 December 31, 2020
Loans Past
Due Over
90 Days Still		Nonaccrual
With No
Allowance
(Dollar amounts in thousands)AccruingNonaccrualFor Credit Loss
Commercial   
 Commercial & Industrial$— $4,838 $1,080 
 Farmland— 195 — 
 Non Farm, Non Residential— 3,729 3,267 
 Agriculture— 409 — 
 All Other Commercial— 533 24 
Residential  
 First Liens1,746 2,604 86 
 Home Equity88 30 — 
 Junior Liens252 206 — 
 Multifamily— 1,380 — 
 All Other Residential— 135 — 
Consumer  
 Motor Vehicle372 754 — 
 All Other Consumer— 554 — 
TOTAL$2,458 $15,367 $4,457 
Aging of recorded investment in loans by past due category and class of loans
The following tables presents the aging of the recorded investment in loans by past due category and class of loans.  
September 30, 2021
30-59 Days60-89 Days90 Days and GreaterTotal
(Dollar amounts in thousands)Past DuePast DuePast DuePast DueCurrentTotal
Commercial      
 Commercial & Industrial$2,283 $59 $2,741 $5,083 $569,962 $575,045 
 Farmland— — — — 114,045 114,045 
 Non Farm, Non Residential63 68 7 138 342,073 342,211 
 Agriculture96 — 1,188 1,284 122,284 123,568 
 All Other Commercial77 — — 77 310,325 310,402 
Residential      
 First Liens858 873 1,840 3,571 302,634 306,205 
 Home Equity304 210 86 600 57,099 57,699 
 Junior Liens81 71 188 340 50,794 51,134 
 Multifamily— — — — 106,564 106,564 
 All Other Residential— 45 — 45 15,556 15,601 
Consumer      
 Motor Vehicle5,147 836 229 6,212 444,294 450,506 
 All Other Consumer127 50 — 177 33,380 33,557 
TOTAL$9,036 $2,212 $6,279 $17,527 $2,469,010 $2,486,537 
 
 December 31, 2020
30-59 Days60-89 Days90 Days and GreaterTotal
(Dollar amounts in thousands)Past DuePast DuePast DuePast DueCurrentTotal
Commercial      
 Commercial & Industrial$685 $746 $3,364 $4,795 $603,777 $608,572 
 Farmland22 — 91 113 118,528 118,641 
 Non Farm, Non Residential155 — 271 426 350,681 351,107 
 Agriculture28 30 275 333 146,147 146,480 
 All Other Commercial— — 24 24 305,612 305,636 
Residential      
 First Liens5,506 1,866 2,365 9,737 314,730 324,467 
 Home Equity260 29 104 393 60,362 60,755 
 Junior Liens421 68 341 830 53,346 54,176 
 Multifamily— — — — 151,042 151,042 
 All Other Residential— 50 — 50 15,918 15,968 
Consumer      
 Motor Vehicle6,975 1,294 560 8,829 441,283 450,112 
 All Other Consumer164 19 13 196 31,401 31,597 
TOTAL$14,216 $4,102 $7,408 $25,726 $2,592,827 $2,618,553 
Troubled Debt Restructurings on Financing Receivables
During the three and nine months ended September 30, 2021 and 2020, the terms of certain loans were modified as troubled debt restructurings (TDRs). The following tables present the activity for TDRs.
2021
(Dollar amounts in thousands)CommercialResidentialConsumerTotal
July 1,$— $3,904 $556 $4,460 
    Added— — 172 172 
    Charged Off— — — — 
    Payments— (91)(52)(143)
September 30,$— $3,813 $676 $4,489 
2021
(Dollar amounts in thousands)CommercialResidentialConsumerTotal
January 1,$— $3,589 $617 $4,206 
    Added— 491 294 785 
    Charged Off— (27)(75)(102)
    Payments— (240)(160)(400)
September 30,$— $3,813 $676 $4,489 
2020
(Dollar amounts in thousands)CommercialResidentialConsumerTotal
July 1,— 3,231 668 3,899 
    Added— 313 81 394 
    Charged Off— — (30)(30)
    Payments— (112)(54)(166)
September 30,— 3,432 665 4,097 
2020
(Dollar amounts in thousands)CommercialResidentialConsumerTotal
January 1,11 3,485 698 4,194 
    Added— 436 216 652 
    Charged Off— (6)(80)(86)
    Payments(11)(483)(169)(663)
September 30,— 3,432 665 4,097