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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Mar. 31, 2021
Dec. 31, 2020
ASSETS    
Cash and due from banks $ 666,846 $ 657,470
Federal funds sold 585 301
Securities available-for-sale 1,097,093 1,020,744
Financing Receivable, before Allowance for Credit Loss, Current 1,571,142 1,521,711
Loans:    
Residential 592,053 604,652
Consumer 477,633 479,750
Loans, gross 2,640,828 2,606,113
Less: Unearned Income 6,109 4,181
Less: Allowance for loan losses (46,776) (47,052)
Loans, Net 2,600,161 2,563,242
Restricted Investments 14,825 14,812
Accrued interest receivable 15,465 16,957
Premises and equipment, net 62,584 62,063
Bank-owned life insurance 96,184 95,849
Goodwill 78,592 78,592
Other intangible assets 8,539 8,972
Other real estate owned 942 1,012
Other assets 39,400 37,530
TOTAL ASSETS 4,681,216 4,557,544
Deposits:    
Non-interest-bearing 805,645 732,694
Interest-bearing:    
Certificates of deposit exceeding the FDIC insurance limits 118,162 107,764
Other interest-bearing deposits 2,981,541 2,915,487
Total Deposits 3,905,348 3,755,945
Federal Funds Purchased and Securities Sold under Agreements to Repurchase 98,775 116,061
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances 5,874 5,859
Other liabilities 73,107 82,687
TOTAL LIABILITIES 4,083,104 3,960,552
Shareholders' equity    
Common stock, $.125 stated value per share; Authorized shares-40,000,000 Issued shares-16,075,154 in 2021 and 16,075,154 in 2020 Outstanding shares-13,524,070 in 2021 and 13,558,511 in 2020 2,008 2,007
Additional paid-in capital 141,024 140,820
Retained earnings 533,980 521,103
Accumulated other comprehensive income (loss) (832) 9,764
Less: Treasury shares at cost-2,551,084 in 2021 and 2,516,643 in 2020 (78,068) (76,702)
TOTAL SHAREHOLDERS' EQUITY 598,112 596,992
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 4,681,216 $ 4,557,544
Common stock, stated value per share $ 0.125 $ 0.125