XML 24 R14.htm IDEA: XBRL DOCUMENT v3.21.1
Allowance for Loan Losses (Tables)
 3 Months Ended
Mar. 31, 2021
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery [Abstract]  
Schedule of allowances for loan losses by portfolio segment
The following table presents the activity of the allowance for credit losses by portfolio segment for the three months ended March 31. 
Allowance for Credit Losses:March 31, 2021
(Dollar amounts in thousands)CommercialResidentialConsumerUnallocatedTotal
Beginning balance$16,901 $19,142 $11,009 $— $47,052 
Provision for credit losses(478)(262)1,028 164 452 
Loans charged-off(186)(188)(1,964)— (2,338)
Recoveries478 147 985 — 1,610 
Ending Balance$16,715 $18,839 $11,058 $164 $46,776 
Allowance for Credit Losses:March 31, 2020
(Dollar amounts in thousands)CommercialResidentialConsumerUnallocatedTotal
Beginning balance$8,945 $1,302 $8,304 $1,392 $19,943 
Provision for credit losses520 251 1,780 139 2,690 
Loans charged-off(533)(257)(2,114)— (2,904)
Recoveries391 156 787 — 1,334 
Ending Balance$9,323 $1,452 $8,757 $1,531 $21,063 
Schedule of loans individually evaluated for impairment by class of loans The following table presents loans individually evaluated for impairment by class of loans.
Schedule of non-performing loans
The tables below present the recorded investment in non-performing loans by class of loans.
 March 31, 2021
Loans Past
Due Over
90 Days Still		Nonaccrual
With No
Allowance
(Dollar amounts in thousands)AccruingNonaccrualFor Credit Loss
Commercial   
 Commercial & Industrial$— $4,443 $1,047 
 Farmland— 188 — 
 Non Farm, Non Residential— 3,366 3,175 
 Agriculture1,159 146 56 
 All Other Commercial— 533 23 
Residential  
 First Liens653 2,996 72 
 Home Equity2 72 — 
 Junior Liens171 223 — 
 Multifamily— 1,380 — 
 All Other Residential— 127 — 
Consumer  
 Motor Vehicle92 574 — 
 All Other Consumer14 497 — 
TOTAL$2,091 $14,545 $4,373 
 December 31, 2020
Loans Past
Due Over
90 Days Still		Nonaccrual
With No
Allowance
(Dollar amounts in thousands)AccruingNonaccrualFor Credit Loss
Commercial   
 Commercial & Industrial$— $4,838 $1,080 
 Farmland— 195 — 
 Non Farm, Non Residential— 3,729 3,267 
 Agriculture— 409 — 
 All Other Commercial— 533 24 
Residential  
 First Liens1,746 2,604 86 
 Home Equity88 30 — 
 Junior Liens252 206 — 
 Multifamily— 1,380 — 
 All Other Residential— 135 — 
Consumer  
 Motor Vehicle372 754 — 
 All Other Consumer— 554 — 
TOTAL$2,458 $15,367 $4,457 
Troubled Debt Restructurings on Financing Receivables
During the three months ended March 31, 2021 and 2020, the terms of certain loans were modified as troubled debt restructurings (TDRs). The following tables present the activity for TDRs.
2021
(Dollar amounts in thousands)CommercialResidentialConsumerTotal
January1,$— $3,589 $617 $4,206 
    Added— 378 48 426 
    Charged Off— — (43)(43)
    Payments— (79)(46)(125)
March 31,$— $3,888 $576 $4,464 
2020
(Dollar amounts in thousands)CommercialResidentialConsumerTotal
January 1,11 3,485 698 4,194 
    Added— 60 94 154 
    Charged Off— (6)(35)(41)
    Payments(7)(101)(43)(151)
March 31,4 3,438 714 4,156 
Aging of recorded investment in loans by past due category and class of loans
The following tables presents the aging of the recorded investment in loans by past due category and class of loans.  
March 31, 2021
30-59 Days60-89 DaysGreater
than 90 days		Total
(Dollar amounts in thousands)Past DuePast DuePast DuePast DueCurrentTotal
Commercial      
 Commercial & Industrial$696 $54 $3,256 $4,006 $694,263 $698,269 
 Farmland— — 87 87 114,518 114,605 
 Non Farm, Non Residential303 — 7 310 348,314 348,624 
 Agriculture2 — 1,198 1,200 110,920 112,120 
 All Other Commercial357 — 23 380 304,293 304,673 
Residential      
 First Liens3,771 774 1,672 6,217 309,514 315,731 
 Home Equity38 77 63 178 58,946 59,124 
 Junior Liens289 33 282 604 51,962 52,566 
 Multifamily— — — — 150,123 150,123 
 All Other Residential56 — — 56 15,980 16,036 
Consumer      
 Motor Vehicle2,264 323 114 2,701 446,489 449,190 
 All Other Consumer127 12 14 153 30,109 30,262 
TOTAL$7,903 $1,273 $6,716 $15,892 $2,635,431 $2,651,323 
 
 December 31, 2020
30-59 Days60-89 DaysGreater
than 90 days		Total
(Dollar amounts in thousands)Past DuePast DuePast DuePast DueCurrentTotal
Commercial      
 Commercial & Industrial$685 $746 $3,364 $4,795 $603,777 $608,572 
 Farmland22 — 91 113 118,528 118,641 
 Non Farm, Non Residential155 — 271 426 350,681 351,107 
 Agriculture28 30 275 333 146,147 146,480 
 All Other Commercial— — 24 24 305,612 305,636 
Residential      
 First Liens5,506 1,866 2,365 9,737 314,730 324,467 
 Home Equity260 29 104 393 60,362 60,755 
 Junior Liens421 68 341 830 53,346 54,176 
 Multifamily— — — — 151,042 151,042 
 All Other Residential— 50 — 50 15,918 15,968 
Consumer      
 Motor Vehicle6,975 1,294 560 8,829 441,283 450,112 
 All Other Consumer164 19 13 196 31,401 31,597 
TOTAL$14,216 $4,102 $7,408 $25,726 $2,592,827 $2,618,553