CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 657,470	$ 127,426
Federal funds sold	301	7,500
Securities available-for-sale	1,020,744	926,717
Loans, net of allowance of $19,909 in 2017 and $18,773 in 2016	2,563,242	2,636,447
Restricted stock	14,812	15,394
Accrued interest receivable	16,957	18,523
Premises and equipment, net	62,063	62,576
Bank-owned life insurance	95,849	94,251
Goodwill	78,592	78,592
Other intangible assets	8,972	10,643
Other real estate owned	1,012	3,625
Other assets	37,530	41,556
TOTAL ASSETS	4,557,544	4,023,250
Deposits:
Non-interest-bearing	732,694	547,189
Interest-bearing:
Certificates of deposit that meet or exceed the FDIC insurance limit	107,764	126,738
Interest-bearing Domestic Deposit, Other	2,915,487	2,601,430
Total Deposits	3,755,945	3,275,357
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	116,061	80,119
Other borrowings	5,859	30,973
Other liabilities	82,687	79,193
TOTAL LIABILITIES	3,960,552	3,465,642
Shareholders’ equity
Common stock, $1.25 stated value per share, Authorized shares- 40,000,000, Issued shares - 16,075,154 in 2020 and 16,055,466 in 2019, Outstanding shares - 13,558,511 in 2020 and 13,741,825 in 2019	2,007	2,005
Additional paid-in capital	140,820	139,694
Retained earnings	521,103	492,055
Accumulated other comprehensive income (loss)	9,764	(7,501)
Less: Treasury shares at cost-2,516,643 in 2020 and 2,313,641 in 2019	(76,702)	(68,645)
TOTAL SHAREHOLDERS’ EQUITY	596,992	557,608
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 4,557,544	$ 4,023,250