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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2020
Dec. 31, 2019
ASSETS    
Cash and due from banks $ 388,440 $ 127,426
Federal funds sold 659 7,500
Securities available-for-sale 956,239 926,717
Financing Receivable, before Allowance for Credit Loss, Current 1,657,083 1,584,447
Loans:    
Residential 626,441 682,077
Consumer 468,684 386,006
Loans, gross 2,752,208 2,652,530
Less: Unearned Income 1,285 3,860
Less: Allowance for loan losses (26,960) (19,943)
Loans, Net 2,726,533 2,636,447
Restricted Investments 15,012 15,394
Accrued interest receivable 18,482 18,523
Premises and equipment, net 62,968 62,576
Bank-owned life insurance 95,459 94,251
Goodwill 78,592 78,592
Other intangible assets 9,405 10,643
Other real estate owned 3,465 3,625
Other assets 34,742 41,556
TOTAL ASSETS 4,389,996 4,023,250
Deposits:    
Non-interest-bearing 709,591 547,189
Interest-bearing:    
Certificates of deposit exceeding the FDIC insurance limits 109,830 126,738
Other interest-bearing deposits 2,784,932 2,601,430
Total Deposits 3,604,353 3,275,357
Federal Funds Purchased and Securities Sold under Agreements to Repurchase 95,249 80,119
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances 10,845 30,973
Other liabilities 72,454 79,193
TOTAL LIABILITIES 3,782,901 3,465,642
Shareholders' equity    
Common stock, $.125 stated value per share; Authorized shares-40,000,000 Issued shares-16,075,154 in 2020 and 16,055,466 in 2019 Outstanding shares-13,714,154 in 2020 and 13,741,825 in 2019 2,006 2,005
Additional paid-in capital 140,308 139,694
Retained earnings 523,029 492,055
Accumulated other comprehensive income (loss) 12,121 (7,501)
Less: Treasury shares at cost-2,360,630 in 2020 and 2,313,641 in 2019 (70,369) (68,645)
TOTAL SHAREHOLDERS' EQUITY 607,095 557,608
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 4,389,996 $ 4,023,250
Common stock, stated value per share $ 0.125 $ 0.125