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Allowance for Loan Losses (Tables)
 9 Months Ended
Sep. 30, 2020
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery [Abstract]  
Schedule of allowances for loan losses by portfolio segment
The following table presents the activity of the allowance for loan losses by portfolio segment for the three months ended September 30. 
Allowance for Loan Losses:September 30, 2020
(Dollar amounts in thousands)CommercialResidentialConsumerUnallocatedTotal
Beginning balance$10,149 $1,876 $10,054 $1,206 $23,285 
Provision for loan losses1,992 17 1,695 721 4,425 
Loans charged -off(160)(296)(1,542)— (1,998)
Recoveries147 185 916 — 1,248 
Ending Balance$12,128 $1,782 $11,123 $1,927 $26,960 
Allowance for Loan Losses:September 30, 2019
(Dollar amounts in thousands)CommercialResidentialConsumerUnallocatedTotal
Beginning balance$9,481 $1,323 $7,744 $1,702 $20,250 
Provision for loan losses163 (10)1,691 (344)1,500 
Loans charged -off(864)(256)(2,082)— (3,202)
Recoveries226 266 759 — 1,251 
Ending Balance$9,006 $1,323 $8,112 $1,358 $19,799 
Allocation of the allowance for loan losses by portfolio segment based on the impairment method
The following table presents the allocation of the allowance for loan losses and the recorded investment in loans by portfolio segment and based on the impairment method at September 30, 2020 and December 31, 2019. 
Allowance for Loan LossesSeptember 30, 2020
(Dollar amounts in thousands)CommercialResidentialConsumerUnallocatedTotal
Individually evaluated for impairment$1,685 $— $— $— $1,685 
Collectively evaluated for impairment10,443 1,782 11,123 1,927 25,275 
Acquired with deteriorated credit quality— — — — — 
Ending Balance$12,128 $1,782 $11,123 $1,927 $26,960 
 
Loans:September 30, 2020
(Dollar amounts in thousands)CommercialResidentialConsumerTotal
Individually evaluated for impairment$9,366 $4,925 $— $14,291 
Collectively evaluated for impairment1,653,380 623,349 470,546 2,747,275 
Acquired with deteriorated credit quality4,371 — — 4,371 
Ending Balance$1,667,117 $628,274 $470,546 $2,765,937 
Allowance for Loan Losses:December 31, 2019
(Dollar amounts in thousands)CommercialResidentialConsumerUnallocatedTotal
Individually evaluated for impairment$48 $— $— $— $48 
Collectively evaluated for impairment8,897 1,302 8,304 1,392 19,895 
Acquired with deteriorated credit quality— — — — — 
Ending Balance$8,945 $1,302 $8,304 $1,392 $19,943 
LoansDecember 31, 2019
(Dollar amounts in thousands)CommercialResidentialConsumerTotal
Individually evaluated for impairment$3,161 $3,952 $— $7,113 
Collectively evaluated for impairment1,584,169 680,069 387,655 2,651,893 
Acquired with deteriorated credit quality7,436 — — 7,436 
Ending Balance$1,594,766 $684,021 $387,655 $2,666,442 
Schedule of loans individually evaluated for impairment by class of loans
The following tables present loans individually evaluated for impairment by class of loans. 
   September 30, 2020  
Unpaid
Principal		RecordedAllowance
for Loan
Losses		Average
Recorded		Interest
Income		Cash Basis
Interest
(Dollar amounts in thousands)BalanceInvestmentAllocatedInvestmentRecognizedRecognized
With no related allowance recorded:      
Commercial      
 Commercial & Industrial$1,458 $929 $— $1,048 $— $— 
 Farmland— — — 1,161 — — 
 Non Farm, Non Residential3,359 3,359 — 2,596 — — 
 Agriculture— — — — — — 
 All Other Commercial24 24 — 26 — — 
Residential      
 First Liens3,545 3,545 — 3,609 — — 
 Home Equity— — — — — — 
 Junior Liens— — — — — — 
 Multifamily— — — — — — 
 All Other Residential— — — — — — 
Consumer      
 Motor Vehicle— — — — — — 
 All Other Consumer— — — — — — 
With an allowance recorded:      
Commercial      
 Commercial & Industrial3,749 3,749 1,054 1,140 — — 
 Farmland— — — — — — 
 Non Farm, Non Residential171 171 — 86 — — 
 Agriculture380 380 380 95 — — 
 All Other Commercial754 754 251 377 — — 
Residential      
 First Liens— — — — — — 
 Home Equity— — — — — — 
 Junior Liens— — — — — — 
 Multifamily1,380 1,380 — 673 — — 
 All Other Residential— — — — — — 
Consumer      
 Motor Vehicle— — — — — — 
 All Other Consumer— — — — — — 
TOTAL$14,820 $14,291 $1,685 $10,811 $— $— 
 
  December 31, 2019  
Unpaid
Principal		RecordedAllowance
for Loan
Losses		Average
Recorded		Interest
Income		Cash Basis
Interest
Income
(Dollar amounts in thousands)BalanceInvestmentAllocatedInvestmentRecognizedRecognized
With no related allowance recorded:      
Commercial      
 Commercial & Industrial$1,519 $989 $— $848 $— $— 
 Farmland1,997 1,997 — 1,999 — — 
 Non Farm, Non Residential— — — — — — 
 Agriculture— — — — — — 
 All Other Commercial27 27 — 461 — — 
Residential      
 First Liens3,952 3,952 — 4,055 — — 
 Home Equity— — — — — — 
 Junior Liens— — — — — — 
 Multifamily— — — — — — 
 All Other Residential— — — — — — 
Consumer      
 Motor Vehicle— — — — — — 
 All Other Consumer— — — — — — 
With an allowance recorded:      
Commercial      
 Commercial & Industrial148 148 48 1,108 — — 
 Farmland— — — 84 — — 
 Non Farm, Non Residential— — — — — 
 Agriculture— — — 138 — — 
 All Other Commercial— — — — — — 
Residential      
 First Liens— — — — — — 
 Home Equity— — — — — — 
 Junior Liens— — — — — — 
 Multifamily— — — — — — 
 All Other Residential— — — — — — 
Consumer      
 Motor Vehicle— — — — — — 
 All Other Consumer— — — — — — 
TOTAL$7,643 $7,113 $48 $8,693 $— $— 
Schedule of non-performing loans
The tables below presents the recorded investment in non-performing loans.
 September 30, 2020
Loans Past
Due Over
90 Days Still		Troubled
Debt Restructured		Nonaccrual Excluding
(Dollar amounts in thousands)AccruingAccruingNonaccrualTDR
Commercial    
 Commercial & Industrial$— $— $4 $5,681 
 Farmland— — — 209 
 Non Farm, Non Residential— — — 3,894 
 Agriculture173 — — 480 
 All Other Commercial— — — 787 
Residential   
 First Liens2,330 2,547 602 2,702 
 Home Equity83 — — 31 
 Junior Liens288 122 8 155 
 Multifamily— — — 1,380 
 All Other Residential1 — — 158 
Consumer   
 Motor Vehicle221 — 14 585 
 All Other Consumer— 113 538 554 
TOTAL$3,096 $2,782 $1,166 $16,616 
 December 31, 2019
Loans Past
Due Over
90 Days Still		Troubled
Debt Restructured		Nonaccrual Excluding
(Dollar amounts in thousands)AccruingAccruingNonaccrualTDR
Commercial    
 Commercial & Industrial$— $— $11 $2,191 
 Farmland5 — — 2,410 
 Non Farm, Non Residential— — — 441 
 Agriculture— — — 485 
 All Other Commercial— — — 114 
Residential   
 First Liens625 3,007 396 2,876 
 Home Equity12 — — 61 
 Junior Liens51 94 9 175 
 Multifamily— — — — 
 All Other Residential738 — — 203 
Consumer   
 Motor Vehicle227 — 15 138 
 All Other Consumer4 239 444 452 
TOTAL$1,662 $3,340 $875 $9,546 
Troubled Debt Restructurings on Financing Receivables
During the three and nine months ended September 30, 2020 and 2019, the terms of certain loans were modified as troubled debt restructurings (TDRs). The following tables present the activity for TDRs.
2020
(Dollar amounts in thousands)CommercialResidentialConsumerTotal
July 1,$— $3,231 $668 $3,899 
    Added— 313 81 394 
    Charged Off— — (30)(30)
    Payments— (112)(54)(166)
September 30,$— $3,432 $665 $4,097 
2020
(Dollar amounts in thousands)CommercialResidentialConsumerTotal
January 1,$11 $3,485 $698 $4,194 
    Added— 436 216 652 
    Charged Off— (6)(80)(86)
    Payments(11)(483)(169)(663)
September 30,$— $3,432 $665 $4,097 
2019
(Dollar amounts in thousands)CommercialResidentialConsumerTotal
July 1,127 3,797 617 4,541 
    Added— — 73 73 
    Charged Off— — (35)(35)
    Payments(110)(300)(42)(452)
September 30,17 3,497 613 4,127 
2019
(Dollar amounts in thousands)CommercialResidentialConsumerTotal
January 1,145 4,043 618 4,806 
    Added— 122 236 358 
    Charged Off— (16)(81)(97)
    Payments(128)(652)(160)(940)
September 30,17 3,497 613 4,127 
Aging of recorded investment in loans by past due category and class of loans
The following tables presents the aging of the recorded investment in loans by past due category and class of loans.  
September 30, 2020
30-59 Days60-89 DaysGreater
than 90 days		Total
(Dollar amounts in thousands)Past DuePast DuePast DuePast DueCurrentTotal
Commercial      
 Commercial & Industrial$644 $206 $3,754 $4,604 $726,012 $730,616 
 Farmland— — 92 92 123,546 123,638 
 Non Farm, Non Residential1,011 — 222 1,233 354,478 355,711 
 Agriculture2,037 — 552 2,589 142,984 145,573 
 All Other Commercial55 19 786 860 310,719 311,579 
Residential      
 First Liens1,636 1,125 2,910 5,671 328,611 334,282 
 Home Equity288 25 99 412 62,832 63,244 
 Junior Liens58 57 324 439 54,518 54,957 
 Multifamily197 — 1,380 1,577 159,565 161,142 
 All Other Residential— 7 53 60 14,589 14,649 
Consumer      
 Motor Vehicle5,757 772 281 6,810 432,490 439,300 
 All Other Consumer183 2 — 185 31,061 31,246 
TOTAL$11,866 $2,213 $10,453 $24,532 $2,741,405 $2,765,937 
 
 December 31, 2019
30-59 Days60-89 DaysGreater
than 90 days		Total
(Dollar amounts in thousands)Past DuePast DuePast DuePast DueCurrentTotal
Commercial      
 Commercial & Industrial$2,885 $766 $1,379 $5,030 $594,925 $599,955 
 Farmland132 — 2,089 2,221 137,730 139,951 
 Non Farm, Non Residential3,749 104 — 3,853 398,854 402,707 
 Agriculture277 128 — 405 162,794 163,199 
 All Other Commercial— — 109 109 288,845 288,954 
Residential      
 First Liens6,452 1,292 1,458 9,202 375,924 385,126 
 Home Equity124 63 34 221 70,813 71,034 
 Junior Liens384 43 137 564 54,533 55,097 
 Multifamily— — — — 148,282 148,282 
 All Other Residential1,082 — 890 1,972 22,510 24,482 
Consumer      
 Motor Vehicle6,488 983 270 7,741 347,950 355,691 
 All Other Consumer228 42 2 272 31,692 31,964 
TOTAL$21,801 $3,421 $6,368 $31,590 $2,634,852 $2,666,442 
Analysis of risk category of loans by class of loans
Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. Loans listed as not rated are either those with an outstanding balance less than $100 thousand or are included in groups of homogeneous loans. As of September 30, 2020 and December 31, 2019, and based on the most recent analysis performed, the risk category of loans by class of loans are as follows:
September 30, 2020
(Dollar amounts in thousands)PassSpecial
Mention		SubstandardDoubtfulNot RatedTotal
Commercial      
 Commercial & Industrial$683,490 $17,129 $17,801 $— $9,623 $728,043 
 Farmland109,589 4,318 7,139 — 199 121,245 
 Non Farm, Non Residential318,566 24,066 11,154 — 781 354,567 
 Agriculture117,125 9,956 16,083 — 74 143,238 
 All Other Commercial306,147 2,987 812 — 44 309,990 
Residential      
 First Liens86,007 1,065 8,724 — 237,296 333,092 
 Home Equity2,451 — 151 — 60,510 63,112 
 Junior Liens2,102 46 400 — 52,279 54,827 
 Multifamily159,318 105 1,380 — — 160,803 
 All Other Residential1,406 — 62 — 13,139 14,607 
Consumer      
 Motor Vehicle331 — 602 — 436,639 437,572 
 All Other Consumer175 — 23 — 30,914 31,112 
TOTAL$1,786,707 $59,672 $64,331 $— $841,498 $2,752,208 
 December 31, 2019
(Dollar amounts in thousands)PassSpecial
Mention		SubstandardDoubtfulNot RatedTotal
Commercial      
 Commercial & Industrial$549,341 $19,253 $26,349 $5 $2,761 $597,709 
 Farmland119,858 8,673 8,644 — 100 137,275 
 Non Farm, Non Residential381,404 4,424 12,269 — 3,678 401,775 
 Agriculture127,144 4,507 27,490 — 985 160,126 
 All Other Commercial283,266 3,141 1,120 — 35 287,562 
Residential      
 First Liens174,338 926 4,382 — 204,266 383,912 
 Home Equity18,417 — 134 11 52,280 70,842 
 Junior Liens2,839 64 178 76 51,817 54,974 
 Multifamily146,497 112 1,315 — 19 147,943 
 All Other Residential12,624 — 205 — 11,577 24,406 
Consumer     
 Motor Vehicle2,880 — 538 — 350,780 354,198 
 All Other Consumer3,155 — 38 — 28,615 31,808 
TOTAL$1,821,763 $41,100 $82,662 $92 $706,913 $2,652,530