CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 386,507	$ 127,426
Federal funds sold	0	7,500
Securities available-for-sale	907,433	926,717
Financing Receivable, before Allowance for Credit Loss, Current	1,694,376	1,584,447
Loans:
Residential	657,657	682,077
Consumer	425,601	386,006
Loans, gross	2,777,634	2,652,530
Less: Unearned Income	(551)	3,860
Less: Allowance for loan losses	(23,285)	(19,943)
Loans, Net	2,753,798	2,636,447
Restricted Investments	15,200	15,394
Accrued interest receivable	17,205	18,523
Premises and equipment, net	63,270	62,576
Bank-owned life insurance	95,013	94,251
Goodwill	78,592	78,592
Other intangible assets	9,829	10,643
Other real estate owned	3,577	3,625
Other assets	37,688	41,556
TOTAL ASSETS	4,368,112	4,023,250
Deposits:
Non-interest-bearing	681,155	547,189
Interest-bearing:
Certificates of deposit exceeding the FDIC insurance limits	109,548	126,738
Other interest-bearing deposits	2,779,190	2,601,430
Total Deposits	3,569,893	3,275,357
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	100,096	80,119
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances	28,117	30,973
Other liabilities	79,722	79,193
TOTAL LIABILITIES	3,777,828	3,465,642
Shareholders' equity
Common stock, $.125 stated value per share; Authorized shares-40,000,000 Issued shares-16,075,154 in 2020 and 16,055,466 in 2019 Outstanding shares-13,714,154 in 2020 and 13,741,825 in 2019	2,006	2,005
Additional paid-in capital	140,103	139,694
Retained earnings	509,029	492,055
Accumulated other comprehensive income (loss)	9,515	(7,501)
Less: Treasury shares at cost-2,360,630 in 2020 and 2,313,641 in 2019	(70,369)	(68,645)
TOTAL SHAREHOLDERS' EQUITY	590,284	557,608
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 4,368,112	$ 4,023,250