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CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (LOSS) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
INTEREST INCOME:        
Loans, including related fees $ 21,625 $ 22,576 $ 43,843 $ 46,030
Securities:        
Taxable 4,298 3,479 8,742 6,694
Tax-exempt 1,766 1,761 3,512 3,531
Other 426 489 842 992
TOTAL INTEREST INCOME 28,115 28,305 56,939 57,247
INTEREST EXPENSE:        
Deposits 1,233 1,534 2,523 3,276
Short-term borrowings 22 19 36 39
Other borrowings 254 1,014 632 2,021
TOTAL INTEREST EXPENSE 1,509 2,567 3,191 5,336
NET INTEREST INCOME 26,606 25,738 53,748 51,911
Provision for loan losses (356) 2,960 1,604 5,981
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 26,962 22,778 52,144 45,930
NON-INTEREST INCOME:        
Trust and financial services 1,414 1,403 2,903 2,929
Service charges and fees on deposit accounts 2,761 2,394 5,245 4,648
Other service charges and fees 2,989 2,726 5,828 5,226
Securities gains/(losses), net (1) 3 (1) 7
Insurance commissions 1,852 1,941 3,765 3,904
Gain on sales of mortgage loans 457 943 833 1,906
Other 93 253 1,103 920
TOTAL NON-INTEREST INCOME 9,565 9,663 19,676 19,540
NON-INTEREST EXPENSE:        
Salaries and employee benefits 13,887 13,713 27,983 27,309
Occupancy expense 1,789 1,576 3,714 3,098
Equipment expense 1,904 1,537 3,562 3,038
FDIC Expense 473 502 960 1,059
Other 5,996 6,055 11,535 11,078
TOTAL NON-INTEREST EXPENSE 24,049 23,383 47,754 45,582
INCOME BEFORE INCOME TAXES 12,478 9,058 24,066 19,888
Provision for income taxes 3,990 2,612 7,747 5,749
NET INCOME 8,488 6,446 16,319 14,139
OTHER COMPREHENSIVE INCOME (LOSS)        
Change in unrealized gains/losses on securities, net of reclassifications 4,116 (10,559) 9,419 (12,226)
Change in funded status of post retirement benefits 115 338 230 552
TOTAL OTHER COMPREHENSIVE INCOME (LOSS) 4,231 (10,221) 9,649 (11,674)
COMPREHENSIVE INCOME (LOSS) $ 12,719 $ (3,775) $ 25,968 $ 2,465
PER SHARE DATA        
Basic and Diluted Earnings per Share (in dollars per share) $ 0.63 $ 0.48 $ 1.22 $ 1.06
Dividends per Share (in dollars per share) $ 0.49 $ 0.48 $ 0.49 $ 0.48
Weighted average number of shares outstanding (in thousands) 13,355 13,307 13,352 13,304