Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest Income
Interest and fees on loans	$ 16,694	$ 18,951	$ 33,930	$ 38,381
Interest on investment securities:
Taxable	2,974	2,954	6,448	5,634
Tax exempt	191	1,054	382	2,173
Interest-bearing bank balances and Federal funds sold	20	13	24	34
Total interest income	19,879	22,972	40,784	46,222
Interest Expense
Deposits	2,574	3,984	5,262	8,286
Borrowings from the Federal Home Loan Bank	284	1,017	631	2,118
Other borrowings	492	595	984	1,205
Total interest expense	3,350	5,596	6,877	11,609
Net interest income	16,529	17,376	33,907	34,613
Provision for credit losses	3,020	4,928	9,093	8,651
Net interest income after provision for credit losses	13,509	12,448	24,814	25,962
Noninterest Income
Retail banking	2,554	3,102	5,054	6,001
Mortgage banking services	268	442	693	712
Wealth management services	626	498	1,171	1,022
Gain on sale of investment securities			1,961
Writedowns and loss on sale of real estate acquired in settlement of loans	(1,585)	(717)	(3,071)	(2,158)
Other	538	583	1,127	845
Total noninterest income	2,401	3,908	6,935	6,422
Noninterest Expense
Personnel	7,352	7,510	14,641	15,324
Occupancy	1,017	1,040	2,060	2,174
Furniture and equipment	924	1,170	1,888	2,352
Technology and data processing	960	1,120	1,877	2,274
FDIC insurance	632	900	1,427	1,800
Other	3,694	3,728	7,080	7,097
Total noninterest expense	14,579	15,468	28,973	31,021
Income before income taxes	1,331	888	2,776	1,363
Income taxes	190	34	624	136
Net Income	1,141	854	2,152	1,227
Dividends and accretion on preferred stock	(730)	(730)	(1,459)	(1,460)
Net Income (Loss) available to common shareholders	$ 411	$ 124	$ 693	$ (233)
Earnings (loss) per share:
Basic	$ 0.03	$ 0.01	$ 0.04	$ (0.01)
Diluted	$ 0.02	$ 0.01	$ 0.04	$ (0.01)
Weighted average shares outstanding:
Basic	15,655,868	15,655,868	15,655,868	15,655,868
Diluted	16,521,391	16,441,749	16,602,032	15,655,868