Consolidated Balance Sheets (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
Assets
Cash and due from banks	$ 26,890	$ 23,479
Interest-bearing bank balances	53,917	5,596
Loans held for sale	2,754	76,994
Investment securities	292,898	325,129
Loans	1,244,288	1,260,585
Less allowance for credit losses	(28,040)	(28,752)
Net loans	1,216,248	1,231,833
Premises and equipment	36,670	38,442
Real estate acquired in settlement of loans	25,729	26,718
Bank-owned life insurance	31,053	30,317
Deferred tax assets	27,353	27,089
Other assets	22,317	21,564
Total assets	1,735,829	1,807,161
Deposits:
Non-interest bearing	161,703	161,734
Savings, NOW and money market accounts	829,491	795,696
Time deposits	435,895	495,565
Total deposits	1,427,089	1,452,995
Borrowings from the Federal Home Loan Bank	80,200	112,700
Other borrowings	46,774	61,774
Accrued expenses and other liabilities	17,795	16,504
Total liabilities	1,571,858	1,643,973
Shareholders' Equity
Preferred stock, par value $.01 per share: Authorized 10,000,000 shares; issued and outstanding (liquidation preference $1,000 per share) - 52,372	51,639	51,490
Common stock, par value $5 per share: Authorized 50,000,000 shares; issued and outstanding - 15,655,868	78,279	78,279
Paid-in capital	87,115	87,048
Directors' deferred compensation plan	(575)	(618)
Retained deficit	(51,323)	(52,016)
Accumulated other comprehensive (loss)	(1,164)	(995)
Total shareholders' equity	163,971	163,188
Total liabilities and shareholders' equity	$ 1,735,829	$ 1,807,161