The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CRH PLC ORD G25508105   564,753 6,152 SH   SOLE   6,152 0 0
LINDE PLC SHS G54950103   222,391 474 SH   SOLE   474 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   481,151 1,100 SH   SOLE   1,100 0 0
AST SPACEMOBILE INC COM CL A 00217D100   292,950 6,269 SH   SOLE   0 0 6,269
ABBOTT LABS COM 002824100   11,603,557 85,314 SH   SOLE   85,299 0 15
ABBOTT LABS COM 002824100   23,121 170 SH   OTR   170 0 0
ABBVIE INC COM 00287Y109   5,172,301 27,865 SH   SOLE   27,861 0 4
ABBVIE INC COM 00287Y109   9,095 49 SH   OTR   49 0 0
ADOBE INC COM 00724F101   619,781 1,602 SH   SOLE   1,602 0 0
ALLSTATE CORP COM 020002101   238,552 1,185 SH   SOLE   1,185 0 0
ALPHABET INC CAP STK CL A 02079K305   31,744,838 180,133 SH   SOLE   180,031 0 102
ALPHABET INC CAP STK CL A 02079K305   63,266 359 SH   OTR   359 0 0
ALTRIA GROUP INC COM 02209S103   228,305 3,894 SH   SOLE   3,894 0 0
AMAZON COM INC COM 023135106   32,092,588 146,281 SH   SOLE   143,246 0 3,035
AMAZON COM INC COM 023135106   62,745 286 SH   OTR   286 0 0
AMERICAN ELEC PWR CO INC COM 025537101   238,751 2,301 SH   SOLE   2,301 0 0
AMERICAN EXPRESS CO COM 025816109   281,021 881 SH   SOLE   881 0 0
AMGEN INC COM 031162100   510,675 1,829 SH   SOLE   1,829 0 0
APPLE INC COM 037833100   38,270,360 186,530 SH   SOLE   186,501 0 29
APPLE INC COM 037833100   69,757 340 SH   OTR   340 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   652,882 2,117 SH   SOLE   1,817 0 300
BANK AMERICA CORP COM 060505104   11,740,754 248,114 SH   SOLE   247,992 0 122
BANK AMERICA CORP COM 060505104   25,789 545 SH   OTR   545 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   522,202 1,075 SH   SOLE   1,075 0 0
BLACKROCK INC COM 09290D101   11,599,458 11,055 SH   SOLE   11,053 0 2
BLACKROCK INC COM 09290D101   24,132 23 SH   OTR   23 0 0
BOEING CO COM 097023105   4,899,020 23,381 SH   SOLE   23,377 0 4
BOEING CO COM 097023105   10,686 51 SH   OTR   51 0 0
BROADCOM INC COM 11135F101   14,171,442 51,411 SH   SOLE   50,292 0 1,119
BROADCOM INC COM 11135F101   27,565 100 SH   OTR   100 0 0
CATERPILLAR INC COM 149123101   8,640,001 22,256 SH   SOLE   22,253 0 3
CATERPILLAR INC COM 149123101   12,810 33 SH   OTR   33 0 0
CHEVRON CORP NEW COM 166764100   381,744 2,666 SH   SOLE   2,666 0 0
CHURCH AND DWIGHT INC COM 171340102   396,549 4,126 SH   SOLE   4,126 0 0
CISCO SYS INC COM 17275R102   7,581,013 109,268 SH   SOLE   109,249 0 19
CISCO SYS INC COM 17275R102   14,986 216 SH   OTR   216 0 0
COCA COLA CO COM 191216100   8,870,988 125,385 SH   SOLE   125,364 0 21
COCA COLA CO COM 191216100   17,333 245 SH   OTR   245 0 0
CONOCOPHILLIPS COM 20825C104   4,826,127 53,779 SH   SOLE   53,769 0 10
CONOCOPHILLIPS COM 20825C104   10,320 115 SH   OTR   115 0 0
COSTCO WHSL CORP NEW COM 22160K105   13,632,463 13,771 SH   SOLE   13,769 0 2
COSTCO WHSL CORP NEW COM 22160K105   26,728 27 SH   OTR   27 0 0
DANAHER CORPORATION COM 235851102   3,589,301 18,170 SH   SOLE   18,167 0 3
DANAHER CORPORATION COM 235851102   6,913 35 SH   OTR   35 0 0
DEERE & CO COM 244199105   1,027,658 2,021 SH   SOLE   2,021 0 0
DISNEY WALT CO COM DISNEY 254687106   4,805,511 38,751 SH   SOLE   38,744 0 7
DISNEY WALT CO COM DISNEY 254687106   10,044 81 SH   OTR   81 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   319,662 2,709 SH   SOLE   2,709 0 0
EXXON MOBIL CORP COM 30231G102   8,692,453 80,635 SH   SOLE   80,621 0 14
EXXON MOBIL CORP COM 30231G102   17,355 161 SH   OTR   161 0 0
META PLATFORMS INC CL A 30303M102   28,203,156 38,211 SH   SOLE   38,204 0 7
META PLATFORMS INC CL A 30303M102   61,261 83 SH   OTR   83 0 0
FEDEX CORP COM 31428X106   6,003,711 26,412 SH   SOLE   26,407 0 5
FEDEX CORP COM 31428X106   12,956 57 SH   OTR   57 0 0
FIRST TRUST LRGCP GWT ALPHAD COM 33735K108   301,940 2,000 SH   SOLE   2,000 0 0
GENERAL MTRS CO COM 37045V100   6,280,327 127,623 SH   SOLE   127,598 0 25
GENERAL MTRS CO COM 37045V100   14,418 293 SH   OTR   293 0 0
GERMAN AMERN BANCORP INC COM 373865104   22,729,410 590,221 SH   SOLE   10,995 0 579,226
GOLDMAN SACHS GROUP INC COM 38414G104   845,761 1,195 SH   SOLE   1,195 0 0
HOME DEPOT INC COM 437076102   1,123,751 3,065 SH   SOLE   3,051 0 14
HONEYWELL INTL INC COM 438516106   7,326,870 31,462 SH   SOLE   31,457 0 5
HONEYWELL INTL INC COM 438516106   14,671 63 SH   OTR   63 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   2,060,375 3,735 SH   SOLE   3,735 0 0
ISHARES TR CORE S&P TTL STK 464287150   780,531 5,780 SH   SOLE   5,780 0 0
ISHARES TR CORE S&P500 ETF 464287200   34,963,499 56,311 SH   SOLE   56,311 0 0
ISHARES TR CORE US AGGBD ET 464287226   394,915 3,981 SH   SOLE   3,981 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,036,834 11,599 SH   SOLE   11,599 0 0
ISHARES TR RUS MID CAP ETF 464287499   86,158,967 936,816 SH   SOLE   936,651 0 165
ISHARES TR RUS MID CAP ETF 464287499   197,183 2,144 SH   OTR   2,144 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,170,041 6,024 SH   SOLE   6,024 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   524,356 1,235 SH   SOLE   1,235 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   45,866,164 212,550 SH   SOLE   212,512 0 38
ISHARES TR RUSSELL 2000 ETF 464287655   105,521 489 SH   OTR   489 0 0
ISHARES TR CORE S&P US VLU 464287663   548,096 5,792 SH   SOLE   5,792 0 0
ISHARES TR SHRT NATG MUN ETF 464288158   3,297,922 31,013 SH   SOLE   30,563 0 450
ISHARES TR MSCI ACWI EX US 464288240   95,430,089 1,565,968 SH   SOLE   1,565,677 0 291
ISHARES TR MSCI ACWI EX US 464288240   230,718 3,786 SH   OTR   3,786 0 0
ISHARES TR NATIONAL MUN ETF 464288414   12,823,457 122,736 SH   SOLE   121,693 0 1,043
ISHARES TR GOV/CRED BD ETF 464288596   411,203 3,937 SH   SOLE   3,937 0 0
ISHARES TR INTRM GOV CR ETF 464288612   88,886,656 832,350 SH   SOLE   832,350 0 0
ISHARES TR INTRM GOV CR ETF 464288612   123,235 1,154 SH   OTR   1,154 0 0
JPMORGAN CHASE & CO COM 46625H100   21,032,680 72,549 SH   SOLE   72,537 0 12
JPMORGAN CHASE & CO COM 46625H100   40,007 138 SH   OTR   138 0 0
JOHNSON & JOHNSON COM 478160104   7,191,470 47,080 SH   SOLE   47,072 0 8
JOHNSON & JOHNSON COM 478160104   14,664 96 SH   OTR   96 0 0
KIMBERLY-CLARK CORP COM 494368103   203,049 1,575 SH   SOLE   1,575 0 0
LENNAR CORP CL A 526057104   3,598,032 32,529 SH   SOLE   32,523 0 6
LENNAR CORP CL A 526057104   7,410 67 SH   OTR   67 0 0
ELI LILLY & CO COM 532457108   10,681,899 13,703 SH   SOLE   13,637 0 66
ELI LILLY & CO COM 532457108   21,826 28 SH   SOLE   28 0 0
M & T BK CORP COM 55261F104   6,519,809 33,609 SH   SOLE   33,603 0 6
M & T BK CORP COM 55261F104   15,325 79 SH   OTR   79 0 0
MARSH & MCLENNAN COS INC COM 571748102   234,600 1,073 SH   SOLE   1,073 0 0
MASTERCARD INCORPORATED CL A 57636Q104   20,270,299 36,072 SH   SOLE   36,065 0 7
MASTERCARD INCORPORATED CL A 57636Q104   42,707 76 SH   OTR   76 0 0
MCDONALDS CORP COM 580135101   565,056 1,934 SH   SOLE   1,934 0 0
MICROSOFT CORP COM 594918104   52,673,231 105,895 SH   SOLE   104,553 0 1,342
MICROSOFT CORP COM 594918104   101,969 205 SH   OTR   205 0 0
MICRON TECHNOLOGY INC COM 595112103   12,107,217 98,233 SH   SOLE   98,215 0 18
MICRON TECHNOLOGY INC COM 595112103   25,636 208 SH   OTR   208 0 0
MORGAN STANLEY COM NEW 617446448   11,130,757 79,020 SH   SOLE   79,006 0 14
MORGAN STANLEY COM NEW 617446448   22,678 161 SH   OTR   161 0 0
NEXTERA ENERGY INC COM 65339F101   451,646 6,506 SH   SOLE   6,506 0 0
NIKE INC CL B 654106103   4,599,911 64,751 SH   SOLE   64,738 0 13
NIKE INC CL B 654106103   10,371 146 SH   OTR   146 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105   115,795 10,604 SH   SOLE   10,604 0 0
NVIDIA CORPORATION COM 67066G104   42,586,204 269,550 SH   SOLE   269,504 0 46
NVIDIA CORPORATION COM 67066G104   84,208 533 SH   OTR   533 0 0
NUVEEN AMT FREE MUN CR INC F COM 67071L106   178,150 14,933 SH   SOLE   14,933 0 0
ORACLE CORP COM 68389X105   19,190,466 87,776 SH   SOLE   87,762 0 14
ORACLE CORP COM 68389X105   36,729 168 SH   OTR   168 0 0
PNC FINL SVCS GROUP INC COM 693475105   279,630 1,500 SH   SOLE   1,500 0 0
PEPSICO INC COM 713448108   327,459 2,480 SH   SOLE   2,480 0 0
PFIZER INC COM 717081103   3,145,915 129,782 SH   SOLE   129,755 0 27
PFIZER INC COM 717081103   7,490 309 SH   OTR   309 0 0
PHILIP MORRIS INTL INC COM 718172109   615,781 3,381 SH   SOLE   3,381 0 0
PHILLIPS 66 COM 718546104   3,315,704 27,793 SH   SOLE   27,788 0 5
PHILLIPS 66 COM 718546104   7,038 59 SH   OTR   59 0 0
PIONEER MUNICIPAL HIGH INCOM COM 723762100   270,663 32,610 SH   SOLE   32,610 0 0
PROCTER & GAMBLE CO COM 742718109   10,784,052 67,688 SH   SOLE   67,677 0 11
PROCTER & GAMBLE CO COM 742718109   20,392 128 SH   OTR   128 0 0
QUALCOMM INC COM 747525103   273,767 1,719 SH   SOLE   1,285 0 434
RTX CORPORATION COM 75513E101   9,160,564 62,735 SH   SOLE   62,722 0 13
RTX CORPORATION COM 75513E101   21,610 148 SH   OTR   148 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   28,173,700 45,599 SH   SOLE   45,599 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   140,251 227 SH   OTR   227 0 0
SPDR GOLD TR GOLD SHS 78463V107   517,296 1,697 SH   SOLE   179 0 1,518
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   286,828 6,711 SH   SOLE   6,711 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,273,531 31,453 SH   SOLE   31,453 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375   424,249 12,634 SH   SOLE   12,634 0 0
SPDR SER TR S&P REGL BKG 78464A698   1,578,883 26,585 SH   SOLE   0 0 26,585
SPDR SER TR PORTFOLI S&P1500 78464A805   788,217 10,525 SH   SOLE   10,525 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839   203,896 2,567 SH   SOLE   2,567 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   703,925 1,242 SH   SOLE   1,242 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   861,855 9,815 SH   SOLE   9,815 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   635,130 4,712 SH   SOLE   4,712 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   6,897,672 85,188 SH   SOLE   85,172 0 16
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   15,222 188 SH   OTR   188 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   5,964,839 27,446 SH   SOLE   27,442 0 4
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   10,214 47 SH   OTR   47 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   402,762 4,749 SH   SOLE   4,749 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,122,708 21,438 SH   SOLE   21,438 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   359,211 2,435 SH   SOLE   2,435 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,974,434 7,797 SH   SOLE   7,797 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   2,063,046 19,009 SH   SOLE   19,009 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   12,747,126 156,100 SH   SOLE   156,072 0 28
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   26,457 324 SH   OTR   324 0 0
STOCK YDS BANCORP INC COM 861025104   217,352 2,752 SH   SOLE   2,752 0 0
STRYKER CORPORATION COM 863667101   271,006 685 SH   SOLE   685 0 0
SYNOPSIS INC COM 871607107   5,213,955 10,170 SH   SOLE   10,168 0 2
SYNOPSIS INC COM 871607107   12,304 24 SH   OTR   24 0 0
TJX COS INC NEW COM 872540109   736,864 5,967 SH   SOLE   5,967 0 0
TESLA INC COM 88160R101   254,763 802 SH   SOLE   748 0 54
TEXAS INSTRS INC COM 882508104   586,111 2,823 SH   SOLE   2,823 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   4,117,446 10,155 SH   SOLE   10,153 0 2
THERMO FISHER SCIENTIFIC INC COM 883556102   8,109 20 SH   OTR   20 0 0
3M CO COM 88579Y101   337,363 2,216 SH   SOLE   2,216 0 0
US BANCORP DEL COM NEW 902973304   244,350 5,400 SH   SOLE   5,400 0 0
UNITEDHEALTH GROUP INC COM 91324P102   7,753,078 24,852 SH   SOLE   24,848 0 4
UNITEDHEALTH GROUP INC COM 91324P102   14,974 48 SH   OTR   48 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   556,727 8,058 SH   SOLE   8,058 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   235,081 642 SH   SOLE   642 0 0
VANGUARD ADMIRAL FDS INC 500 VAL INDX FD 921932703   264,194 1,400 SH   SOLE   1,400 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   442,530 5,623 SH   SOLE   5,623 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,175,577 23,821 SH   SOLE   23,821 0 0
VANGUARD SCOTTSDALE FDS INT TERM CORP 92206C870   3,196,151 38,545 SH   SOLE   38,545 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   210,537 2,364 SH   SOLE   2,364 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,088,818 3,891 SH   SOLE   3,891 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   805,779 1,838 SH   SOLE   1,838 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   526,508 2,979 SH   SOLE   2,979 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   555,955 2,346 SH   SOLE   2,346 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   346,852 8,016 SH   SOLE   0 0 8,016
VISA INC COM CL A 92826C839   2,177,521 6,133 SH   SOLE   6,133 0 0
WALMART INC COM 931142103   614,449 6,284 SH   SOLE   6,200 0 84
WASTE MGMT INC DEL COM 94106L109   224,701 982 SH   SOLE   982 0 0
ZOESTIS INC CL A 98978V103   3,318,771 21,281 SH   SOLE   21,277 0 4
ZOESTIS INC CL A 98978V103   6,861 44 SH   OTR   44 0 0