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Shareholders' Equity (Tables)
12 Months Ended
Dec. 31, 2014
Stockholders' Equity Note [Abstract]  
Schedule of Consolidated and Affiliate Bank Actual Capital and Minimum Required Levels
At December 31, 2014, consolidated and affiliate bank actual capital and minimum required levels are presented below:
 
 
Actual:
 
Minimum Required For Capital Adequacy Purposes:
 
Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations:
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
Total Capital (to Risk Weighted Assets)
 
 

 
 

 
 

 
 

 
 

 
 

Consolidated
 
$
223,490

 
13.88
%
 
$
128,823

 
8.00
%
 
N/A

 
N/A

Bank
 
201,641

 
12.57

 
128,363

 
8.00

 
$
160,454

 
10.00
%
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 Capital (to Risk Weighted Assets)
 
 

 
 

 
 

 
 

 
 
 
 

Consolidated
 
$
208,561

 
12.95
%
 
$
64,412

 
4.00
%
 
N/A

 
N/A

Bank
 
186,712

 
11.64

 
64,182

 
4.00

 
$
96,272

 
6.00
%
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 Capital (to Average Assets)
 
 

 
 

 
 

 
 

 
 

 
 

Consolidated
 
$
208,561

 
9.57
%
 
$
87,214

 
4.00
%
 
N/A

 
N/A

Bank
 
186,712

 
8.59

 
86,915

 
4.00

 
$
108,644

 
5.00
%
 
At December 31, 2013, consolidated and affiliate bank actual capital and minimum required levels are presented below:
 
 
Actual:
 
Minimum Required For Capital Adequacy Purposes:
 
Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations:
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
Total Capital (to Risk Weighted Assets)
 
 

 
 

 
 

 
 

 
 

 
 

Consolidated
 
$
201,233

 
13.07
%
 
$
123,189

 
8.00
%
 
N/A

 
N/A

Bank
 
191,714

 
12.46

 
123,099

 
8.00

 
$
153,874

 
10.00
%
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 Capital (to Risk Weighted Assets)
 
 

 
 

 
 

 
 

 
 
 
 

Consolidated
 
$
186,649

 
12.12
%
 
$
61,594

 
4.00
%
 
N/A

 
N/A

Bank
 
177,130

 
11.51

 
61,550

 
4.00

 
$
92,324

 
6.00
%
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 Capital (to Average Assets)
 
 

 
 

 
 

 
 

 
 

 
 

Consolidated
 
$
186,649

 
8.78
%
 
$
85,005

 
4.00
%
 
N/A

 
N/A

Bank
 
177,130

 
8.37

 
84,686

 
4.00

 
$
105,857

 
5.00
%
Summary of Stock Option Activity
The following table presents activity for stock options under the Company’s equity incentive plan for 2014:
 
 
 
Year Ended December 31, 2014
 
 
Number of
Options
 
Weighted
Average Price
of Options
 
Weighted Average
Life of Options
(in years)
 
Aggregate
Intrinsic
Value
 
 
 
 
 
 
 
 
 
Outstanding at Beginning of Period
 
69,517

 
$
16.61

 
 
 
 

Granted
 

 

 
 
 
 

Exercised
 
(17,000
)
 
16.37

 
 
 
 

Forfeited
 

 

 
 
 
 

Expired
 
(1,000
)
 
16.26

 
 
 
 

Outstanding and Exercisable at End of Period
 
51,517

 
$
16.70

 
2.79
 
$
712

Schedule of Stock Option Activity under Equity Incentive Plan
The following table presents information related to stock options under the Company’s equity incentive plan during the years ended 2014, 2013 and 2012:
 
 
 
2014

 
2013

 
2012

 
 
 
 
 
 
 
Intrinsic Value of Options Exercised
 
$
221

 
$
49

 
$
203

Cash Received from Option Exercises
 
$

 
$

 
$

Tax Benefit of Option Exercises
 
$
76

 
$
20

 
$
78

Weighted Average Fair Value of Options Granted
 
$

 
$

 
$

Schedule of Restricted Stock and Cash Entitlements Expense
The following table presents expense recorded for restricted stock and cash entitlements as well as the related tax effect for the years ended 2014, 2013 and 2012:
 
 
 
2014
 
2013
 
2012
 
 
 
 
 
 
 
Restricted Stock Expense
 
$
627

 
$
329

 
$
628

Cash Entitlement Expense
 
393

 
217

 
588

Tax Effect
 
(413
)
 
(221
)
 
(493
)
Net of Tax
 
$
607

 
$
325

 
$
723

Schedule of Restricted Stock Grants Outstanding
The following table presents information on restricted stock grants outstanding for the period shown:
 
 
 
Year Ended
December 31, 2014
 
 
Restricted
Shares
 
Weighted
Average Market
Price at Grant
 
 
 
 
 
Outstanding at Beginning of Period
 
22,941

 
$
23.68

Granted
 
35,667

 
29.41

Issued and Vested
 
(23,981
)
 
26.53

Forfeited
 
(300
)
 
27.15

Outstanding at End of Period
 
34,327

 
$
27.62