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CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2013
Jun. 30, 2012
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
INTEREST INCOME              
Interest and Fees on Loans $ 15,035 $ 15,513 $ 29,920 $ 31,298 $ 61,691 $ 64,445 $ 53,266
Interest on Federal Funds Sold and Other Short-term Investments 13 40 23 73 91 216 76
Interest and Dividends on Securities:              
Taxable 2,771 3,421 5,612 6,747 12,946 13,677 9,812
Non-taxable 639 589 1,273 1,172 2,432 1,823 1,039
TOTAL INTEREST INCOME 18,458 19,563 36,828 39,290 77,160 80,161 64,193
INTEREST EXPENSE              
Interest on Deposits 1,154 1,855 2,388 3,901 6,958 11,986 10,561
Interest on FHLB Advances and Other Borrowings 592 1,059 1,503 2,128 3,954 4,194 4,961
TOTAL INTEREST EXPENSE 1,746 2,914 3,891 6,029 10,912 16,180 15,522
NET INTEREST INCOME 16,712 16,649 32,937 33,261 66,248 63,981 48,671
Provision for Loan Losses (200) 391 150 1,081 2,412 6,800 5,225
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 16,912 16,258 32,787 32,180 63,836 57,181 43,446
NON-INTEREST INCOME              
Trust and Investment Product Fees 814 664 1,631 1,360 2,657 2,145 1,582
Service Charges on Deposit Accounts 1,050 1,017 2,005 1,952 4,076 4,154 4,065
Insurance Revenues 1,379 1,358 3,163 2,749 5,524 5,819 5,347
Company Owned Life Insurance 217 266 483 510 974 1,100 806
Interchange Fee Income 513 460 943 891 1,724 1,501 1,243
Other Operating Income 861 316 1,152 689 1,955 1,452 1,740
Net Gains on Sales of Loans 809 676 1,563 1,389 3,234 2,381 2,160
Net Gains on Securities 467 76 1,080 94 1,667 3,024 0
TOTAL NON-INTEREST INCOME 6,110 4,833 12,020 9,634 21,811 21,576 16,943
NON-INTEREST EXPENSE              
Salaries and Employee Benefits 7,627 6,828 15,411 14,148 29,086 27,992 22,070
Occupancy Expense 1,099 1,061 2,204 2,153 4,277 4,264 3,492
Furniture and Equipment Expense 748 724 1,493 1,404 2,787 2,934 2,591
FDIC Premiums 260 283 515 580 1,116 1,473 1,455
Data Processing Fees 349 321 702 435 1,071 2,092 1,411
Professional Fees 525 587 1,186 1,192 2,247 2,056 2,285
Advertising and Promotion 516 396 1,006 769 1,714 1,525 1,255
Intangible Amortization 348 422 715 864 1,655 1,956 898
Other Operating Expenses 1,789 1,801 3,491 3,471 6,970 6,490 5,904
TOTAL NON-INTEREST EXPENSE 13,261 12,423 26,723 25,016 50,923 50,782 41,361
Income before Income Taxes 9,761 8,668 18,084 16,798 34,724 27,975 19,028
Income Tax Expense 3,229 2,701 5,743 5,229 10,669 7,726 5,623
NET INCOME 6,532 5,967 12,341 11,569 24,055 20,249 13,405
Other Comprehensive Income (Loss):              
Changes in Unrealized Gain (Loss) on Securities Available-for-Sale, Net (9,654) 704 (11,890) 1,179 (124) 5,677 474
Change in Unrecognized Loss on Postretirement Benefit Obligation, Net 0   0   (21) (38) (176)
Change in Unrecognized Amounts in Pension, Net         (47) 4 (13)
Total Other Comprehensive Income (Loss) (9,654) 704 (11,890) 1,179 (192) 5,643 285
COMPREHENSIVE INCOME (LOSS) $ (3,122) $ 6,671 $ 451 $ 12,748 $ 23,863 $ 25,892 $ 13,690
Basic Earnings Per Share $ 0.52 $ 0.47 $ 0.98 $ 0.92 $ 1.91 $ 1.61 $ 1.21
Diluted Earnings Per Share $ 0.52 $ 0.47 $ 0.97 $ 0.92 $ 1.90 $ 1.61 $ 1.21
Dividends Per Share $ 0.15 $ 0.14 $ 0.30 $ 0.28