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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
INTEREST INCOME    
Interest and Fees on Loans $ 92,273 $ 81,505
Interest on Federal Funds Sold and Other Short-term Investments 312 2,216
Interest and Dividends on Securities:    
Taxable 9,671 9,121
Non-taxable 3,452 3,374
TOTAL INTEREST INCOME 105,708 96,216
INTEREST EXPENSE    
Interest on Deposits 24,698 27,028
Interest on FHLB Advances and Other Borrowings 2,159 2,616
TOTAL INTEREST EXPENSE 26,857 29,644
NET INTEREST INCOME 78,851 66,572
Provision for Credit Losses 2,000 15,300
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 76,851 51,272
NON-INTEREST INCOME    
Company Owned Life Insurance 637 575
Other Operating Income 1,995 1,589
Net Gains on Sales of Loans 1,483 933
Net Gains on Securities 0 0
TOTAL NON-INTEREST INCOME 17,226 14,840
NON-INTEREST EXPENSE    
Salaries and Employee Benefits 28,312 28,040
Occupancy Expense, Furniture and Equipment Expense 5,336 4,663
FDIC Premiums 1,001 900
Data Processing Fees 4,268 5,495
Professional Fees 1,991 4,184
Advertising and Promotion 1,616 1,454
Intangible Amortization 2,471 2,070
Other Operating Expenses 7,373 5,976
TOTAL NON-INTEREST EXPENSE 52,368 52,782
Income before Income Taxes 41,709 13,330
Income Tax Expense 8,557 2,813
NET INCOME $ 33,152 $ 10,517
Basic earnings per share (in dollars per share) $ 0.88 $ 0.30
Diluted earnings per share (in dollars per share) $ 0.88 $ 0.30
Wealth Management Fees    
NON-INTEREST INCOME    
Non-interest income $ 4,509 $ 3,836
Service Charges on Deposit Accounts    
NON-INTEREST INCOME    
Non-interest income 3,826 3,486
Interchange Fee Income    
NON-INTEREST INCOME    
Non-interest income $ 4,776 $ 4,421