The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CRH PLC ORD G25508105   643,124 6,118 SH   SOLE   6,118 0 0
LINDE PLC SHS G54950103   210,202 424 SH   SOLE   424 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   458,414 1,100 SH   SOLE   1,100 0 0
ASML HLDG NV NY Registry Shs N07059210   203,407 154 SH   SOLE   154 0 0
CNH INDL N V SHS N20944109   253,110 23,010 SH   SOLE   23,010 0 0
AT&T COM 00206R102   423,427 14,606 SH   SOLE   14,606 0 0
AST SPACEMOBILE INC COM CL A 00217D100   726,687 8,769 SH   SOLE   4,844 0 3,925
ABBOTT LABS COM 002824100   8,979,210 87,457 SH   SOLE   87,442 0 15
ABBOTT LABS COM 002824100   17,453 170 SH   OTR   170 0 0
ABBVIE INC COM 00287Y109   6,203,902 28,525 SH   SOLE   28,521 0 4
ABBVIE INC COM 00287Y109   10,657 49 SH   OTR   49 0 0
ADOBE INC COM 00724F101   449,211 1,848 SH   SOLE   1,848 0 0
ADVANCED MICRO DEVICES INC COM 007903107   541,734 2,663 SH   SOLE   2,663 0 0
ALLSTATE CORP COM 020002101   245,697 1,185 SH   SOLE   1,185 0 0
ALLY FINL INC COM 02005N100   318,194 8,111 SH   SOLE   8,111 0 0
ALPHABET INC CAP STK CL A 02079K305   46,999,381 163,442 SH   SOLE   163,340 0 102
ALPHABET INC CAP STK CL A 02079K305   85,692 298 SH   OTR   298 0 0
ALTRIA GROUP INC COM 02209S103   464,965 7,046 SH   SOLE   7,046 0 0
AMAZON COM INC COM 023135106   31,402,534 150,778 SH   SOLE   148,698 0 2,080
AMAZON COM INC COM 023135106   59,565 286 SH   OTR   286 0 0
AMERICAN ELEC PWR CO INC COM 025537101   409,231 3,122 SH   SOLE   3,122 0 0
AMERICAN EXPRESS CO COM 025816109   243,496 805 SH   SOLE   805 0 0
AMGEN INC COM 031162100   1,514,474 4,304 SH   SOLE   4,304 0 0
APA CORPORATION COM 03743Q108   355,010 8,365 SH   SOLE   8,365 0 0
APPLE INC COM 037833100   46,997,847 185,184 SH   SOLE   185,155 0 29
APPLE INC COM 037833100   86,288 340 SH   OTR   340 0 0
APPLIED MATLS INC COM 038222105   341,790 1,000 SH   SOLE   1,000 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   405,344 1,995 SH   SOLE   1,695 0 300
BANK AMERICA CORP COM 060505104   12,370,995 253,764 SH   SOLE   253,642 0 122
BANK AMERICA CORP COM 060505104   26,568 545 SH   OTR   545 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   11,511,821 24,023 SH   SOLE   24,019 0 4
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   25,397 53 SH   OTR   53 0 0
BLACKROCK INC COM 09290D101   10,885,595 11,319 SH   SOLE   11,317 0 2
BLACKROCK INC COM 09290D101   22,119 23 SH   OTR   23 0 0
BOEING CO COM 097023105   4,860,511 24,421 SH   SOLE   24,417 0 4
BOEING CO COM 097023105   10,150 51 SH   OTR   51 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   346,372 5,711 SH   SOLE   5,511 0 200
BROADCOM INC COM 11135F101   17,685,401 57,140 SH   SOLE   56,021 0 1,119
BROADCOM INC COM 11135F101   30,951 100 SH   OTR   100 0 0
CVS HEALTH CORP COM 126650100   357,304 4,975 SH   SOLE   4,975 0 0
COTERRA ENERGY INC COM 127097103   298,162 8,485 SH   SOLE   8,485 0 0
CATERPILLAR INC COM 149123101   13,809,302 19,492 SH   SOLE   19,489 0 3
CATERPILLAR INC COM 149123101   23,379 33 SH   OTR   33 0 0
CHEVRON CORP NEW COM 166764100   697,253 3,370 SH   SOLE   3,370 0 0
CHURCH AND DWIGHT INC COM 171340102   385,038 4,126 SH   SOLE   4,126 0 0
CISCO SYS INC COM 17275R102   8,657,181 111,576 SH   SOLE   111,557 0 19
CISCO SYS INC COM 17275R102   16,759 216 SH   OTR   216 0 0
COCA COLA CO COM 191216100   9,860,643 129,660 SH   SOLE   129,587 0 73
COCA COLA CO COM 191216100   18,632 245 SH   OTR   245 0 0
CONOCOPHILLIPS COM 20825C104   6,724,872 50,946 SH   SOLE   50,936 0 10
CONOCOPHILLIPS COM 20825C104   15,180 115 SH   OTR   115 0 0
COSTCO WHSL CORP NEW COM 22160K105   13,851,373 13,901 SH   SOLE   13,899 0 2
COSTCO WHSL CORP NEW COM 22160K105   26,903 27 SH   OTR   27 0 0
CUMMINS INC COM 231021106   228,658 425 SH   SOLE   425 0 0
DANAHER CORPORATION COM 235851102   3,520,492 18,568 SH   SOLE   18,565 0 3
DANAHER CORPORATION COM 235851102   6,636 35 SH   OTR   35 0 0
DEERE & CO COM 244199105   911,419 1,618 SH   SOLE   1,618 0 0
DISNEY WALT CO COM DISNEY 254687106   3,842,188 39,865 SH   SOLE   39,858 0 7
DISNEY WALT CO COM DISNEY 254687106   7,806 81 SH   OTR   81 0 0
DOLLAR GEN CORP COM 256677105   260,968 2,198 SH   SOLE   2,198 0 0
EVERSOURCE ENERGY COM 30040W108   213,451 3,081 SH   SOLE   3,081 0 0
EXXON MOBIL CORP COM 30231G102   13,169,009 77,620 SH   SOLE   77,606 0 14
EXXON MOBIL CORP COM 30231G102   27,315 161 SH   OTR   161 0 0
META PLATFORMS INC CL A 30303M102   22,428,640 39,202 SH   SOLE   39,195 0 7
META PLATFORMS INC CL A 30303M102   47,486 83 SH   OTR   83 0 0
FEDEX CORP COM 31428X106   9,657,108 27,113 SH   SOLE   27,108 0 5
FEDEX CORP COM 31428X106   20,302 57 SH   OTR   57 0 0
FIFTH THIRD BANCORP COM 316773100   213,112 4,587 SH   SOLE   4,587 0 0
FIRST TR EXCHANGE-TRADED ALP COM 33735K108   308,285 2,000 SH   SOLE   2,000 0 0
FORD MTR CO COM 345370860   219,479 19,019 SH   SOLE   19,019 0 0
GE AEROSPACE COM 369604301   266,743 940 SH   SOLE   940 0 0
GENERAL MTRS CO COM 37045V100   9,771,047 131,155 SH   SOLE   131,130 0 25
GENERAL MTRS CO COM 37045V100   21,828 293 SH   OTR   293 0 0
GERMAN AMERN BANCORP INC COM 373865104   40,405,580 966,872 SH   SOLE   19,528 0 947,344
GOLDMAN SACHS GROUP INC COM 38414G104   994,038 1,175 SH   SOLE   1,175 0 0
HOME DEPOT INC COM 437076102   977,132 2,971 SH   SOLE   2,957 0 14
HONEYWELL INTL INC COM 438516106   7,240,871 32,035 SH   SOLE   32,030 0 5
HONEYWELL INTL INC COM 438516106   14,239 63 SH   OTR   63 0 0
ILLINOIS TOOL WKS INC COM 452308109   225,411 866 SH   SOLE   866 0 0
INTEL CORP COM 458140100   349,818 7,927 SH   SOLE   7,927 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   2,061,109 3,571 SH   SOLE   3,571 0 0
ISHARES TR CORE S&P TTL STK 464287150   629,540 4,420 SH   SOLE   4,420 0 0
ISHARES TR CORE S&P500 ETF 464287200   36,866,519 56,439 SH   SOLE   56,439 0 0
ISHARES TR CORE US AGGBD ET 464287226   624,209 6,288 SH   SOLE   6,288 0 0
ISHARES TR MSCI EAFE ETF 464287465   888,448 9,147 SH   SOLE   9,147 0 0
ISHARES TR RUS MID CAP ETF 464287499   93,274,294 959,316 SH   SOLE   959,071 0 245
ISHARES TR RUS MID CAP ETF 464287499   208,461 2,144 SH   OTR   2,144 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   909,593 4,257 SH   SOLE   4,257 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   526,604 1,235 SH   SOLE   1,235 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   53,971,744 217,628 SH   SOLE   217,572 0 56
ISHARES TR RUSSELL 2000 ETF 464287655   121,272 489 SH   OTR   489 0 0
ISHARES TR CORE S&P US VLU 464287663   592,232 5,792 SH   SOLE   5,792 0 0
ISHARES TR SHRT NATG MUN ETF 464288158   3,916,111 36,771 SH   SOLE   36,321 0 450
ISHARES TR MSCI ACWI EX US 464288240   114,612,754 1,673,912 SH   SOLE   1,673,482 0 430
ISHARES TR MSCI ACWI EX US 464288240   259,227 3,786 SH   OTR   3,786 0 0
ISHARES TR NATIONAL MUN ETF 464288414   14,137,481 133,184 SH   SOLE   132,141 0 1,043
ISHARES TR GOV/CRED BD ETF 464288596   410,117 3,937 SH   SOLE   3,937 0 0
ISHARES TR INTRM GOV CR ETF 464288612   94,435,269 885,220 SH   SOLE   885,220 0 0
ISHARES TR INTRM GOV CR ETF 464288612   123,108 1,154 SH   OTR   1,154 0 0
JPMORGAN CHASE & CO COM 46625H100   16,794,771 57,094 SH   SOLE   57,085 0 9
JPMORGAN CHASE & CO COM 46625H100   29,121 99 SH   OTR   99 0 0
JOHNSON & JOHNSON COM 478160104   12,066,780 49,365 SH   SOLE   49,357 0 8
JOHNSON & JOHNSON COM 478160104   23,466 96 SH   OTR   96 0 0
KLA CORP COM NEW 482480100   346,016 235 SH   SOLE   235 0 0
KINDER MORGAN INC DEL COM 49456B101   211,943 6,321 SH   SOLE   6,321 0 0
KROGER CO COM 501044101   222,507 3,075 SH   SOLE   3,075 0 0
LENNAR CORP CL A 526057104   223,265 2,571 SH   SOLE   2,571 0 0
ELI LILLY & CO COM 532457108   13,819,544 15,025 SH   SOLE   14,959 0 66
ELI LILLY & CO COM 532457108   25,753 28 SH   OTR   28 0 0
LOCKHEED MARTIN CORP COM 539830109   253,239 419 SH   SOLE   419 0 0
M & T BK CORP COM 55261F104   7,389,826 35,748 SH   SOLE   35,742 0 6
M & T BK CORP COM 55261F104   16,330 79 SH   OTR   79 0 0
MASTERCARD INCORPORATED CL A 57636Q104   13,501,312 27,021 SH   SOLE   27,016 0 5
MASTERCARD INCORPORATED CL A 57636Q104   25,482 51 SH   OTR   51 0 0
MCDONALDS CORP COM 580135101   615,985 1,982 SH   SOLE   1,982 0 0
MERCK & CO INC COM 58933Y105   430,758 3,581 SH   SOLE   3,376 0 205
MICROSOFT CORP COM 594918104   41,245,451 111,423 SH   SOLE   110,081 0 1,342
MICROSOFT CORP COM 594918104   75,884 205 SH   OTR   205 0 0
MICRON TECHNOLOGY INC COM 595112103   23,307,919 68,991 SH   SOLE   68,980 0 11
MICRON TECHNOLOGY INC COM 595112103   44,257 131 SH   OTR   131 0 0
MORGAN STANLEY COM NEW 617446448   13,260,392 80,576 SH   SOLE   80,562 0 14
MORGAN STANLEY COM NEW 617446448   26,495 161 SH   OTR   161 0 0
NEXTERA ENERGY INC COM 65339F101   589,230 6,344 SH   SOLE   6,344 0 0
NIKE INC CL B 654106103   3,501,015 66,282 SH   SOLE   66,269 0 13
NIKE INC CL B 654106103   7,711 146 SH   OTR   146 0 0
NORTHROP GRUMMAN CORP COM 666807102   7,267,902 10,653 SH   SOLE   10,653 0 0
NORTHROP GRUMMAN CORP COM 666807102   23,878 35 SH   OTR   35 0 0
NVIDIA CORPORATION COM 67066G104   46,936,969 269,134 SH   SOLE   269,088 0 46
NVIDIA CORPORATION COM 67066G104   92,955 533 SH   OTR   533 0 0
ORACLE CORP COM 68389X105   12,847,704 87,334 SH   SOLE   87,320 0 14
ORACLE CORP COM 68389X105   24,714 168 SH   OTR   168 0 0
PNC FINL SVCS GROUP INC COM 693475105   318,377 1,530 SH   SOLE   1,530 0 0
PEPSICO INC COM 713448108   375,957 2,421 SH   SOLE   2,421 0 0
PFIZER INC COM 717081103   3,945,998 140,527 SH   SOLE   140,500 0 27
PFIZER INC COM 717081103   8,676 309 SH   OTR   309 0 0
PHILIP MORRIS INTL INC COM 718172109   592,082 3,581 SH   SOLE   3,581 0 0
PHILLIPS 66 COM 718546104   4,731,578 25,972 SH   SOLE   25,967 0 5
PHILLIPS 66 COM 718546104   10,748 59 SH   OTR   59 0 0
PROCTER & GAMBLE CO COM 742718109   9,843,152 68,147 SH   SOLE   68,136 0 11
PROCTER & GAMBLE CO COM 742718109   18,488 128 SH   OTR   128 0 0
QUALCOMM INC COM 747525103   321,821 2,499 SH   SOLE   2,065 0 434
RTX CORPORATION COM 75513E101   13,425,840 69,600 SH   SOLE   69,587 0 13
RTX CORPORATION COM 75513E101   28,549 148 SH   OTR   148 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   27,947,438 42,973 SH   SOLE   42,897 0 76
SPDR S&P 500 ETF TR TR UNIT 78462F103   147,627 227 SH   OTR   227 0 0
SPDR GOLD TR GOLD SHS 78463V107   558,086 1,297 SH   SOLE   179 0 1,118
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   314,813 6,711 SH   SOLE   6,711 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,435,829 31,453 SH   SOLE   31,453 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375   452,890 13,503 SH   SOLE   13,503 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   832,106 10,525 SH   SOLE   10,525 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839   218,580 2,567 SH   SOLE   2,567 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   766,404 1,242 SH   SOLE   1,242 0 0
SALESFORCE INC COM 79466L302   1,391,624 7,455 SH   SOLE   7,455 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   412,752 8,260 SH   SOLE   8,260 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   563,715 3,845 SH   SOLE   3,845 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   415,228 5,065 SH   SOLE   5,065 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   5,298,825 48,622 SH   SOLE   48,614 0 8
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   10,244 94 SH   OTR   94 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   972,095 19,690 SH   SOLE   19,690 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   281,733 1,742 SH   SOLE   1,742 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,998,284 15,036 SH   SOLE   15,036 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   1,873,312 16,898 SH   SOLE   16,898 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   21,679,812 472,430 SH   SOLE   472,332 0 98
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   50,616 1,103 SH   OTR   1,103 0 0
STRYKER CORPORATION COM 863667101   208,654 635 SH   SOLE   635 0 0
SYNOPSIS INC COM 871607107   3,957,663 9,982 SH   SOLE   9,980 0 2
SYNOPSIS INC COM 871607107   9,515 24 SH   OTR   24 0 0
TJX COS INC NEW COM 872540109   5,519,870 34,564 SH   SOLE   34,558 0 6
TJX COS INC NEW COM 872540109   10,380 65 SH   OTR   65 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100   325,107 962 SH   SOLE   862 0 100
TARGET CORP COM 87612E106   315,483 2,603 SH   SOLE   2,603 0 0
TEXAS INSTRS INC COM 882508104   664,735 3,424 SH   SOLE   3,424 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   5,089,793 10,355 SH   SOLE   10,353 0 2
THERMO FISHER SCIENTIFIC INC COM 883556102   9,830 20 SH   OTR   20 0 0
TRUIST FINL CORP COM 89832Q109   369,920 8,047 SH   SOLE   8,047 0 0
TYSON FOODS INC CL A 902494103   281,715 4,397 SH   SOLE   4,397 0 0
US BANCORP DEL COM NEW 902973304   317,000 6,095 SH   SOLE   6,095 0 0
UNITEDHEALTH GROUP INC COM 91324P102   6,576,960 24,306 SH   SOLE   24,302 0 4
UNITEDHEALTH GROUP INC COM 91324P102   12,988 48 SH   OTR   48 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   604,850 7,844 SH   SOLE   7,844 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   235,896 642 SH   SOLE   642 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   440,899 5,623 SH   SOLE   5,623 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,527,890 23,821 SH   SOLE   23,821 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   317,898 4,233 SH   SOLE   4,233 0 0
VANGUARD SCOTTSDALE FDS INT TERM CORP 92206C870   3,106,683 37,543 SH   SOLE   37,543 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   227,426 2,564 SH   SOLE   2,564 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,032,412 3,595 SH   SOLE   3,595 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   719,829 1,648 SH   SOLE   1,648 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   523,657 2,669 SH   SOLE   2,669 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   633,060 2,417 SH   SOLE   2,417 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,658,587 5,170 SH   SOLE   5,170 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   525,443 10,467 SH   SOLE   5,584 0 4,883
VISA INC COM CL A 92826C839   1,938,265 6,413 SH   SOLE   6,413 0 0
WALMART INC COM 931142103   9,129,484 73,459 SH   SOLE   73,362 0 97
WALMART INC COM 931142103   19,511 157 SH   OTR   157 0 0
WASTE MGMT INC DEL COM 94106L109   232,547 1,012 SH   SOLE   1,012 0 0
WETERN UN CO COM 959802109   183,661 21,038 SH   SOLE   21,038 0 0
ZOESTIS INC CL A 98978V103   2,393,397 20,247 SH   SOLE   20,243 0 4
ZOESTIS INC CL A 98978V103   5,201 44 SH   OTR   44 0 0