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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
INTEREST INCOME      
Interest and Fees on Loans $ 358,597 $ 240,241 $ 212,517
Interest on Federal Funds Sold and Other Short-term Investments 10,817 7,697 1,677
Interest and Dividends on Securities:      
Taxable 37,041 26,586 20,614
Non-taxable 13,634 16,519 21,848
TOTAL INTEREST INCOME 420,089 291,043 256,656
INTEREST EXPENSE      
Interest on Deposits 115,092 90,622 56,916
Interest on FHLB Advances and Other Borrowings 10,865 9,830 9,307
TOTAL INTEREST EXPENSE 125,957 100,452 66,223
NET INTEREST INCOME 294,132 190,591 190,433
Provision for Credit Losses 19,425 2,775 2,550
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 274,707 187,816 187,883
NON-INTEREST INCOME      
Company Owned Life Insurance 2,555 2,058 1,731
Sale of Assets of German American Insurance 0 38,323 0
Other Operating Income 8,758 5,419 5,830
Net Gains on Sales of Loans 4,510 3,054 2,363
Net Gains (Losses) on Securities 0 (34,788) 40
TOTAL NON-INTEREST INCOME 67,312 62,660 60,261
NON-INTEREST EXPENSE      
Salaries and Employee Benefits 107,742 82,257 83,244
Occupancy, Furniture and Equipment Expense 19,634 14,944 14,467
FDIC Premiums 3,800 2,908 2,829
Data Processing Fees 17,579 12,243 11,112
Professional Fees 10,418 8,147 5,575
Advertising and Promotion 5,153 3,939 4,857
Intangible Amortization 10,148 2,032 2,840
Other Operating Expenses 27,475 19,907 19,573
TOTAL NON-INTEREST EXPENSE 201,949 146,377 144,497
Income before Income Taxes 140,070 104,099 103,647
Income Tax Expense 27,435 20,288 17,759
NET INCOME $ 112,635 $ 83,811 $ 85,888
Basic earnings per share (in dollars per share) $ 3.06 $ 2.83 $ 2.91
Diluted earnings per share (in dollars per share) $ 3.06 $ 2.83 $ 2.91
Wealth Management Fees      
NON-INTEREST INCOME      
Non-interest Income $ 16,808 $ 14,416 $ 11,711
Service Charges on Deposit Accounts      
NON-INTEREST INCOME      
Non-interest Income 15,083 12,669 11,538
Insurance Revenues      
NON-INTEREST INCOME      
Non-interest Income 0 4,384 9,596
Interchange Fee Income      
NON-INTEREST INCOME      
Non-interest Income $ 19,598 $ 17,125 $ 17,452