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Employee Benefit Plans
 12 Months Ended
Dec. 31, 2025
Retirement Benefits [Abstract]  
Employee Benefit Plans Employee Benefit Plans
The Company provides a contributory trusteed 401(k) deferred compensation and profit sharing plan, which covers substantially all employees. The Company agrees to match certain employee contributions under the 401(k) portion of the plan, while profit sharing contributions are discretionary and are subject to determination by the Board of Directors. Company contributions were $2,871, $2,381, and $2,356 for 2025, 2024, and 2023, respectively.
 
The Company self-insures employee health benefits. Stop loss insurance covers annual losses exceeding $175 per covered family. Management’s policy is to establish a reserve for claims not submitted by a charge to earnings based on prior experience. Charges to earnings were $8,797, $7,303, and $7,227 for 2025, 2024, and 2023, respectively.
 
The Company maintains deferred compensation plans for the benefit of certain directors and officers. Under the plans, the Company agrees in return for the directors and officers deferring the receipt of a portion of their current compensation, to pay a retirement benefit computed as the amount of the compensation deferred plus accrued interest at a variable rate. Accrued benefits payable totaled $2,745 and $2,485 at December 31, 2025 and 2024, respectively. Deferred compensation expense was $161, $81, and $261 for 2025, 2024, and 2023, respectively. In conjunction with the plans, the Company purchased life insurance on certain directors and officers.
Postretirement Medical and Life Benefit Plan
 
The Company has an unfunded postretirement benefit plan covering substantially all of its employees. The medical plan is contributory with the participants’ contributions adjusted annually; the life insurance plans are noncontributory.
Changes in Accumulated Postretirement Benefit Obligations:20252024
Obligation at the Beginning of Year$1,534 $1,747 
Unrecognized Loss (Gain)753 (240)
Components of Net Periodic Postretirement Benefit Cost
Service Cost106 118 
Interest Cost79 77 
Net Expected Benefit Payments(113)(168)
Amendments— — 
Obligation at End of Year$2,359 $1,534 

Components of Postretirement Benefit Expense:202520242023
Service Cost$106 $118 $101 
Interest Cost79 77 71 
Amortization of Prior Service Costs(3)(3)(3)
Amortization of Unrecognized Net (Gain) Loss19 46 32 
Net Postretirement Benefit Expense201 238 201 
Net Gain (Loss) During Period Recognized in Other Comprehensive Income (Loss)737 (283)158 
Total Recognized in Net Postretirement Benefit Expense and Other Comprehensive Income$938 $(45)$359 
 
Assumptions Used to Determine Net Periodic Cost and Benefit Obligations:202520242023
Discount Rate5.06 %5.30 %4.64 %
 
Assumed Health Care Cost Trend Rates at Year-end:20252024
Health Care Cost Trend Rate Assumed for Next Year8.00 %7.50 %
Rate that the Cost Trend Rate Gradually Declines to4.50 %4.50 %
Year that the Rate Reaches the Rate it is Assumed to Remain at20402031
  
Contributions
The Company expects to contribute $170 to its postretirement medical and life insurance plan in 2026.
 
Estimated Future Benefits

The following postretirement benefit payments, which reflect expected future service, are expected to be paid:
2026$170 
2027167 
2028177 
2029200 
2030240 
2031-20351,367