The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CRH PLC ORD G25508105   765,273 6,132 SH   SOLE   6,132 0 0
LINDE PLC SHS G54950103   202,108 474 SH   SOLE   474 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   428,120 1,100 SH   SOLE   1,100 0 0
AST SPACEMOBILE INC COM CL A 00217D100   636,892 8,769 SH   SOLE   4,844 0 3,925
ABBOTT LABS COM 002824100   10,979,037 87,629 SH   SOLE   87,614 0 15
ABBOTT LABS COM 002824100   21,299 170 SH   OTR   170 0 0
ABBVIE INC COM 00287Y109   6,527,959 28,570 SH   SOLE   28,566 0 4
ABBVIE INC COM 00287Y109   11,196 49 SH   OTR   49 0 0
ADOBE INC COM 00724F101   558,934 1,597 SH   SOLE   1,597 0 0
ALLSTATE CORP COM 020002101   246,657 1,185 SH   SOLE   1,185 0 0
ALPHABET INC CAP STK CL A 02079K305   53,551,170 171,090 SH   SOLE   170,988 0 102
ALPHABET INC CAP STK CL A 02079K305   93,274 298 SH   OTR   298 0 0
ALTRIA GROUP INC COM 02209S103   252,781 4,384 SH   SOLE   4,384 0 0
AMAZON COM INC COM 023135106   34,436,266 149,191 SH   SOLE   147,111 0 2,080
AMAZON COM INC COM 023135106   66,014 286 SH   OTR   286 0 0
AMERICAN ELEC PWR CO INC COM 025537101   256,103 2,221 SH   SOLE   2,221 0 0
AMERICAN EXPRESS CO COM 025816109   325,925 881 SH   SOLE   881 0 0
AMGEN INC COM 031162100   579,993 1,772 SH   SOLE   1,772 0 0
APPLE INC COM 037833100   50,504,791 185,775 SH   SOLE   185,746 0 29
APPLE INC COM 037833100   92,432 340 SH   OTR   340 0 0
APPLIED MATLS INC COM 038222105   256,990 1,000 SH   SOLE   1,000 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   541,983 2,107 SH   SOLE   1,807 0 300
BANK AMERICA CORP COM 060505104   13,964,390 253,898 SH   SOLE   253,641 0 257
BANK AMERICA CORP COM 060505104   29,975 545 SH   OTR   545 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   11,247,799 22,377 SH   SOLE   22,360 0 17
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   26,640 53 SH   OTR   53 0 0
BLACKROCK INC COM 09290D101   12,014,566 11,225 SH   SOLE   11,223 0 2
BLACKROCK INC COM 09290D101   24,617 23 SH   OTR   23 0 0
BOEING CO COM 097023105   5,266,028 24,254 SH   SOLE   24,237 0 17
BOEING CO COM 097023105   11,073 51 SH   OTR   51 0 0
BROADCOM INC COM 11135F101   18,998,467 54,893 SH   SOLE   53,774 0 1,119
BROADCOM INC COM 11135F101   34,610 100 SH   OTR   100 0 0
CATERPILLAR INC COM 149123101   11,204,764 19,559 SH   SOLE   19,556 0 3
CATERPILLAR INC COM 149123101   18,904 33 SH   OTR   33 0 0
CHEVRON CORP NEW COM 166764100   431,929 2,834 SH   SOLE   2,834 0 0
CHURCH AND DWIGHT INC COM 171340102   345,965 4,126 SH   SOLE   4,126 0 0
CISCO SYS INC COM 17275R102   8,606,715 111,732 SH   SOLE   111,713 0 19
CISCO SYS INC COM 17275R102   16,638 216 SH   OTR   216 0 0
COCA COLA CO COM 191216100   9,065,998 129,681 SH   SOLE   129,608 0 73
COCA COLA CO COM 191216100   17,127 245 SH   OTR   245 0 0
CONOCOPHILLIPS COM 20825C104   5,076,189 54,227 SH   SOLE   54,217 0 10
CONOCOPHILLIPS COM 20825C104   10,765 115 SH   OTR   115 0 0
COSTCO WHSL CORP NEW COM 22160K105   11,920,125 13,823 SH   SOLE   13,821 0 2
COSTCO WHSL CORP NEW COM 22160K105   23,283 27 SH   OTR   27 0 0
CUMMINS INC COM 231021106   216,941 425 SH   SOLE   425 0 0
DANAHER CORPORATION COM 235851102   4,213,501 18,406 SH   SOLE   18,403 0 3
DANAHER CORPORATION COM 235851102   8,012 35 SH   OTR   35 0 0
DEERE & CO COM 244199105   753,292 1,618 SH   SOLE   1,618 0 0
DISNEY WALT CO COM DISNEY 254687106   4,489,022 39,457 SH   SOLE   39,450 0 7
DISNEY WALT CO COM DISNEY 254687106   9,215 81 SH   OTR   81 0 0
EXXON MOBIL CORP COM 30231G102   9,904,463 82,304 SH   SOLE   82,290 0 14
EXXON MOBIL CORP COM 30231G102   19,374 161 SH   OTR   161 0 0
META PLATFORMS INC CL A 30303M102   25,421,386 38,512 SH   SOLE   38,505 0 7
META PLATFORMS INC CL A 30303M102   54,787 83 SH   OTR   83 0 0
FEDEX CORP COM 31428X106   7,753,868 26,843 SH   SOLE   26,838 0 5
FEDEX CORP COM 31428X106   16,465 57 SH   OTR   57 0 0
FIRST TRUST LRGCP GWT ALPHAD COM 33735K108   319,752 2,000 SH   SOLE   2,000 0 0
GE AEROSPACE COM 369604301   347,149 1,127 SH   SOLE   1,127 0 0
GENERAL MTRS CO COM 37045V100   10,642,755 130,875 SH   SOLE   130,850 0 25
GENERAL MTRS CO COM 37045V100   23,826 293 SH   OTR   293 0 0
GERMAN AMERN BANCORP INC COM 373865104   37,388,964 954,287 SH   SOLE   28,008 0 926,279
GOLDMAN SACHS GROUP INC COM 38414G104   1,048,647 1,193 SH   SOLE   1,193 0 0
HOME DEPOT INC COM 437076102   1,079,441 3,137 SH   SOLE   3,123 0 14
HONEYWELL INTL INC COM 438516106   6,215,762 31,861 SH   SOLE   31,856 0 5
HONEYWELL INTL INC COM 438516106   12,290 63 SH   OTR   63 0 0
ILLINOIS TOOL WKS INC COM 452308109   213,295 866 SH   SOLE   866 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   2,613,889 4,255 SH   SOLE   4,255 0 0
ISHARES TR S&P 100 ETF 464287101   218,814 638 SH   SOLE   638 0 0
ISHARES TR CORE S&P TTL STK 464287150   657,209 4,420 SH   SOLE   4,420 0 0
ISHARES TR CORE S&P500 ETF 464287200   42,035,452 61,371 SH   SOLE   61,371 0 0
ISHARES TR CORE US AGGBD ET 464287226   396,124 3,966 SH   SOLE   3,966 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,104,152 11,498 SH   SOLE   11,498 0 0
ISHARES TR RUS MID CAP ETF 464287499   92,114,890 956,839 SH   SOLE   956,642 0 197
ISHARES TR RUS MID CAP ETF 464287499   206,402 2,144 SH   OTR   2,144 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   958,309 4,556 SH   SOLE   4,556 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   584,525 1,235 SH   SOLE   1,235 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   53,412,042 216,981 SH   SOLE   216,935 0 46
ISHARES TR RUSSELL 2000 ETF 464287655   120,372 489 SH   OTR   489 0 0
ISHARES TR CORE S&P US VLU 464287663   593,911 5,792 SH   SOLE   5,792 0 0
ISHARES TR SHRT NATG MUN ETF 464288158   4,009,039 37,573 SH   SOLE   37,123 0 450
ISHARES TR MSCI ACWI EX US 464288240   107,966,320 1,608,317 SH   SOLE   1,607,968 0 349
ISHARES TR MSCI ACWI EX US 464288240   254,154 3,786 SH   OTR   3,786 0 0
ISHARES TR NATIONAL MUN ETF 464288414   14,858,513 138,722 SH   SOLE   137,679 0 1,043
ISHARES TR GOV/CRED BD ETF 464288596   412,203 3,937 SH   SOLE   3,937 0 0
ISHARES TR INTRM GOV CR ETF 464288612   91,610,879 853,385 SH   SOLE   853,385 0 0
ISHARES TR INTRM GOV CR ETF 464288612   123,881 1,154 SH   OTR   1,154 0 0
JPMORGAN CHASE & CO COM 46625H100   18,558,260 57,595 SH   SOLE   57,586 0 9
JPMORGAN CHASE & CO COM 46625H100   31,899 99 SH   OTR   99 0 0
JOHNSON & JOHNSON COM 478160104   10,075,360 48,685 SH   SOLE   48,677 0 8
JOHNSON & JOHNSON COM 478160104   19,867 96 SH   OTR   96 0 0
LENNAR CORP CL A 526057104   280,746 2,731 SH   SOLE   2,731 0 0
ELI LILLY & CO COM 532457108   15,993,387 14,882 SH   SOLE   14,816 0 66
ELI LILLY & CO COM 532457108   30,091 28 SH   OTR   28 0 0
M & T BK CORP COM 55261F104   7,132,190 35,399 SH   SOLE   35,393 0 6
M & T BK CORP COM 55261F104   15,916 79 SH   OTR   79 0 0
MASTERCARD INCORPORATED CL A 57636Q104   15,587,307 27,304 SH   SOLE   27,299 0 5
MASTERCARD INCORPORATED CL A 57636Q104   29,114 51 SH   OTR   51 0 0
MCDONALDS CORP COM 580135101   610,343 1,997 SH   SOLE   1,997 0 0
MICROSOFT CORP COM 594918104   52,393,939 108,337 SH   SOLE   106,995 0 1,342
MICROSOFT CORP COM 594918104   99,142 205 SH   OTR   205 0 0
MICRON TECHNOLOGY INC COM 595112103   22,503,722 78,847 SH   SOLE   78,836 0 11
MICRON TECHNOLOGY INC COM 595112103   37,388 131 SH   OTR   131 0 0
MORGAN STANLEY COM NEW 617446448   14,289,567 80,491 SH   SOLE   80,477 0 14
MORGAN STANLEY COM NEW 617446448   28,582 161 SH   OTR   161 0 0
NEXTERA ENERGY INC COM 65339F101   522,943 6,514 SH   SOLE   6,514 0 0
NIKE INC CL B 654106103   3,892,298 61,094 SH   SOLE   61,081 0 13
NIKE INC CL B 654106103   9,301 146 SH   OTR   146 0 0
NORTHROP GRUMMAN CORP COM 666807102   3,192,605 5,599 SH   SOLE   5,599 0 0
NORTHROP GRUMMAN CORP COM 666807102   19,957 35 SH   OTR   35 0 0
NVIDIA CORPORATION COM 67066G104   51,122,820 274,117 SH   SOLE   274,071 0 46
NVIDIA CORPORATION COM 67066G104   99,404 533 SH   OTR   533 0 0
ORACLE CORP COM 68389X105   16,718,795 85,777 SH   SOLE   85,763 0 14
ORACLE CORP COM 68389X105   32,744 168 SH   OTR   168 0 0
PNC FINL SVCS GROUP INC COM 693475105   313,095 1,500 SH   SOLE   1,500 0 0
PEPSICO INC COM 713448108   341,003 2,376 SH   SOLE   2,376 0 0
PFIZER INC COM 717081103   3,191,159 128,159 SH   SOLE   128,132 0 27
PFIZER INC COM 717081103   7,694 309 SH   OTR   309 0 0
PHILIP MORRIS INTL INC COM 718172109   574,392 3,581 SH   SOLE   3,581 0 0
PHILLIPS 66 COM 718546104   3,672,865 28,463 SH   SOLE   28,458 0 5
PHILLIPS 66 COM 718546104   7,613 59 SH   OTR   59 0 0
PROCTER & GAMBLE CO COM 742718109   9,507,758 66,344 SH   SOLE   66,333 0 11
PROCTER & GAMBLE CO COM 742718109   18,343 128 SH   OTR   128 0 0
QUALCOMM INC COM 747525103   283,771 1,659 SH   SOLE   1,225 0 434
RTX CORPORATION COM 75513E101   12,784,630 69,709 SH   SOLE   69,696 0 13
RTX CORPORATION COM 75513E101   27,143 148 SH   OTR   148 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   29,777,796 43,667 SH   SOLE   43,607 0 60
SPDR S&P 500 ETF TR TR UNIT 78462F103   154,795 227 SH   OTR   227 0 0
SPDR GOLD TR GOLD SHS 78463V107   514,014 1,297 SH   SOLE   179 0 1,118
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   314,141 6,711 SH   SOLE   6,711 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,396,827 31,453 SH   SOLE   31,453 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375   363,558 10,753 SH   SOLE   10,753 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   868,312 10,525 SH   SOLE   10,525 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839   217,296 2,567 SH   SOLE   2,567 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   749,653 1,242 SH   SOLE   1,242 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   374,591 8,260 SH   SOLE   8,260 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   658,828 4,256 SH   SOLE   4,256 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   469,342 6,042 SH   SOLE   6,042 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   6,087,521 50,980 SH   SOLE   50,972 0 8
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   11,224 94 SH   OTR   94 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,111,064 20,286 SH   SOLE   20,286 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   275,182 1,774 SH   SOLE   1,774 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,175,530 15,111 SH   SOLE   15,111 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   2,053,507 17,444 SH   SOLE   17,444 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   18,928,575 443,396 SH   SOLE   443,298 0 98
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   47,087 1,103 SH   OTR   1,103 0 0
STRYKER CORPORATION COM 863667101   258,330 735 SH   SOLE   735 0 0
SYNOPSIS INC COM 871607107   4,329,878 9,218 SH   SOLE   9,216 0 2
SYNOPSIS INC COM 871607107   11,273 24 SH   OTR   24 0 0
TJX COS INC NEW COM 872540109   5,241,787 34,124 SH   SOLE   34,118 0 6
TJX COS INC NEW COM 872540109   9,984 65 SH   OTR   65 0 0
TESLA INC COM 88160R101   435,778 969 SH   SOLE   781 0 188
TEXAS INSTRS INC COM 882508104   486,986 2,807 SH   SOLE   2,807 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   5,939,362 10,250 SH   SOLE   10,248 0 2
THERMO FISHER SCIENTIFIC INC COM 883556102   11,589 20 SH   OTR   20 0 0
3M CO COM 88579Y101   329,806 2,060 SH   SOLE   2,060 0 0
US BANCORP DEL COM NEW 902973304   314,824 5,900 SH   SOLE   5,900 0 0
UNITEDHEALTH GROUP INC COM 91324P102   7,553,246 22,881 SH   SOLE   22,877 0 4
UNITEDHEALTH GROUP INC COM 91324P102   15,845 48 SH   OTR   48 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   591,751 7,844 SH   SOLE   7,844 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   264,998 642 SH   SOLE   642 0 0
VANGUARD ADMIRAL FDS INC 500 VAL INDX FD 921932703   286,790 1,400 SH   SOLE   1,400 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   443,148 5,623 SH   SOLE   5,623 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,418,789 23,821 SH   SOLE   23,821 0 0
VANGUARD SCOTTSDALE FDS INT TERM CORP 92206C870   3,380,568 40,365 SH   SOLE   40,365 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   209,190 2,364 SH   SOLE   2,364 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,054,369 3,633 SH   SOLE   3,633 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   803,993 1,648 SH   SOLE   1,648 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   509,752 2,669 SH   SOLE   2,669 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   600,765 2,329 SH   SOLE   2,329 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   211,103 5,183 SH   SOLE   300 0 4,883
VISA INC COM CL A 92826C839   2,176,155 6,205 SH   SOLE   6,205 0 0
WALMART INC COM 931142103   8,127,582 72,952 SH   SOLE   72,855 0 97
WALMART INC COM 931142103   17,491 157 SH   OTR   157 0 0
WASTE MGMT INC DEL COM 94106L109   237,726 1,082 SH   SOLE   1,082 0 0
ZOESTIS INC CL A 98978V103   2,357,237 18,735 SH   SOLE   18,731 0 4
ZOESTIS INC CL A 98978V103   5,536 44 SH   OTR   44 0 0