The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CRH PLC ORD G25508105   735,226 6,132 SH   SOLE   6,132 0 0
LINDE PLC SHS G54950103   230,375 485 SH   SOLE   485 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   464,156 1,100 SH   SOLE   1,100 0 0
AST SPACEMOBILE INC COM CL A 00217D100   307,682 6,269 SH   SOLE   0 0 6,269
ABBOTT LABS COM 002824100   11,829,446 88,319 SH   SOLE   88,304 0 15
ABBOTT LABS COM 002824100   22,769 170 SH   OTR   170 0 0
ABBVIE INC COM 00287Y109   6,663,721 28,780 SH   SOLE   28,776 0 4
ABBVIE INC COM 00287Y109   11,345 49 SH   OTR   49 0 0
ADOBE INC COM 00724F101   563,341 1,597 SH   SOLE   1,597 0 0
ALLSTATE CORP COM 020002101   254,360 1,185 SH   SOLE   1,185 0 0
ALPHABET INC CAP STK CL A 02079K305   44,257,084 182,053 SH   SOLE   181,951 0 102
ALPHABET INC CAP STK CL A 02079K305   87,272 359 SH   OTR   359 0 0
ALTRIA GROUP INC COM 02209S103   290,267 4,394 SH   SOLE   4,394 0 0
AMAZON COM INC COM 023135106   33,171,976 151,077 SH   SOLE   148,667 0 2,410
AMAZON COM INC COM 023135106   62,797 286 SH   OTR   286 0 0
AMERICAN ELEC PWR CO INC COM 025537101   249,862 2,221 SH   SOLE   2,221 0 0
AMERICAN EXPRESS CO COM 025816109   292,632 881 SH   SOLE   881 0 0
AMGEN INC COM 031162100   500,058 1,772 SH   SOLE   1,772 0 0
APPLE INC COM 037833100   47,688,634 187,286 SH   SOLE   187,257 0 29
APPLE INC COM 037833100   86,574 340 SH   OTR   340 0 0
APPLIED MATLS INC COM 038222105   204,740 1,000 SH   SOLE   1,000 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   621,339 2,117 SH   SOLE   1,817 0 300
BANK AMERICA CORP COM 060505104   13,188,622 255,643 SH   SOLE   255,521 0 122
BANK AMERICA CORP COM 060505104   28,116 545 SH   OTR   545 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   10,603,792 21,092 SH   SOLE   21,088 0 4
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   26,645 53 SH   OTR   53 0 0
BLACKROCK INC COM 09290D101   13,180,160 11,305 SH   SOLE   11,303 0 2
BLACKROCK INC COM 09290D101   26,815 23 SH   OTR   23 0 0
BOEING CO COM 097023105   5,258,697 24,365 SH   SOLE   24,361 0 4
BOEING CO COM 097023105   11,007 51 SH   OTR   51 0 0
BROADCOM INC COM 11135F101   18,234,125 55,270 SH   SOLE   54,151 0 1,119
BROADCOM INC COM 11135F101   32,991 100 SH   OTR   100 0 0
CATERPILLAR INC COM 149123101   9,505,305 19,921 SH   SOLE   19,918 0 3
CATERPILLAR INC COM 149123101   15,745 33 SH   OTR   33 0 0
CHEVRON CORP NEW COM 166764100   447,701 2,883 SH   SOLE   2,883 0 0
CHURCH AND DWIGHT INC COM 171340102   361,561 4,126 SH   SOLE   4,126 0 0
CISCO SYS INC COM 17275R102   7,705,597 112,622 SH   SOLE   112,603 0 19
CISCO SYS INC COM 17275R102   14,778 216 SH   OTR   216 0 0
COCA COLA CO COM 191216100   8,654,428 130,495 SH   SOLE   130,474 0 21
COCA COLA CO COM 191216100   16,248 245 SH   OTR   245 0 0
CONOCOPHILLIPS COM 20825C104   5,262,987 55,640 SH   SOLE   55,630 0 10
CONOCOPHILLIPS COM 20825C104   10,877 115 SH   OTR   115 0 0
COSTCO WHSL CORP NEW COM 22160K105   13,051,383 14,100 SH   SOLE   14,098 0 2
COSTCO WHSL CORP NEW COM 22160K105   24,992 27 SH   OTR   27 0 0
DANAHER CORPORATION COM 235851102   3,713,409 18,730 SH   SOLE   18,727 0 3
DANAHER CORPORATION COM 235851102   6,939 35 SH   OTR   35 0 0
DEERE & CO COM 244199105   741,218 1,621 SH   SOLE   1,621 0 0
DISNEY WALT CO COM DISNEY 254687106   4,580,343 40,003 SH   SOLE   39,996 0 7
DISNEY WALT CO COM DISNEY 254687106   9,274 81 SH   OTR   81 0 0
EXXON MOBIL CORP COM 30231G102   9,344,945 82,882 SH   SOLE   82,868 0 14
EXXON MOBIL CORP COM 30231G102   18,152 161 SH   OTR   161 0 0
META PLATFORMS INC CL A 30303M102   28,961,744 39,437 SH   SOLE   39,430 0 7
META PLATFORMS INC CL A 30303M102   60,953 83 SH   OTR   83 0 0
FEDEX CORP COM 31428X106   6,389,036 27,094 SH   SOLE   27,089 0 5
FEDEX CORP COM 31428X106   13,441 57 SH   OTR   57 0 0
FIRST TRUST LRGCP GWT ALPHAD COM 33735K108   321,320 2,000 SH   SOLE   2,000 0 0
GE AEROSPACE COM 369604301   357,073 1,187 SH   SOLE   1,187 0 0
GENERAL MTRS CO COM 37045V100   8,042,064 131,902 SH   SOLE   131,877 0 25
GENERAL MTRS CO COM 37045V100   17,864 293 SH   OTR   293 0 0
GERMAN AMERN BANCORP INC COM 373865104   23,479,729 597,905 SH   SOLE   22,839 0 575,066
GOLDMAN SACHS GROUP INC COM 38414G104   965,972 1,213 SH   SOLE   1,213 0 0
HOME DEPOT INC COM 437076102   1,277,969 3,154 SH   SOLE   3,140 0 14
HONEYWELL INTL INC COM 438516106   6,784,836 32,232 SH   SOLE   32,227 0 5
HONEYWELL INTL INC COM 438516106   13,261 63 SH   OTR   63 0 0
ILLINOIS TOOL WKS INC COM 452308109   225,818 866 SH   SOLE   866 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   2,242,381 3,735 SH   SOLE   3,735 0 0
ISHARES TR CORE S&P TTL STK 464287150   841,857 5,780 SH   SOLE   5,780 0 0
ISHARES TR CORE S&P500 ETF 464287200   38,159,470 57,014 SH   SOLE   57,014 0 0
ISHARES TR CORE US AGGBD ET 464287226   399,095 3,981 SH   SOLE   3,981 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,082,998 11,599 SH   SOLE   11,599 0 0
ISHARES TR RUS MID CAP ETF 464287499   92,881,679 962,006 SH   SOLE   961,841 0 165
ISHARES TR RUS MID CAP ETF 464287499   207,003 2,144 SH   OTR   2,144 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,173,289 5,763 SH   SOLE   5,763 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   578,486 1,235 SH   SOLE   1,235 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   52,809,463 218,257 SH   SOLE   218,219 0 38
ISHARES TR RUSSELL 2000 ETF 464287655   118,318 489 SH   OTR   489 0 0
ISHARES TR CORE S&P US VLU 464287663   578,910 5,792 SH   SOLE   5,792 0 0
ISHARES TR SHRT NATG MUN ETF 464288158   3,912,739 36,643 SH   SOLE   36,193 0 450
ISHARES TR MSCI ACWI EX US 464288240   105,051,609 1,615,930 SH   SOLE   1,615,639 0 291
ISHARES TR MSCI ACWI EX US 464288240   246,127 3,786 SH   OTR   3,786 0 0
ISHARES TR NATIONAL MUN ETF 464288414   14,786,455 138,853 SH   SOLE   137,810 0 1,043
ISHARES TR GOV/CRED BD ETF 464288596   414,784 3,937 SH   SOLE   3,937 0 0
ISHARES TR INTRM GOV CR ETF 464288612   90,551,341 842,832 SH   SOLE   842,832 0 0
ISHARES TR INTRM GOV CR ETF 464288612   123,982 1,154 SH   OTR   1,154 0 0
ISHARES TR CORE MSCI EAFE 46432F842   218,711 2,505 SH   SOLE   2,505 0 0
JPMORGAN CHASE & CO COM 46625H100   18,763,038 59,484 SH   SOLE   59,475 0 9
JPMORGAN CHASE & CO COM 46625H100   31,227 99 SH   OTR   99 0 0
JOHNSON & JOHNSON COM 478160104   9,103,751 49,098 SH   SOLE   49,090 0 8
JOHNSON & JOHNSON COM 478160104   17,800 96 SH   OTR   96 0 0
LENNAR CORP CL A 526057104   572,851 4,545 SH   SOLE   4,545 0 0
ELI LILLY & CO COM 532457108   11,422,110 14,970 SH   SOLE   14,904 0 66
ELI LILLY & CO COM 532457108   21,364 28 SH   SOLE   28 0 0
M & T BK CORP COM 55261F104   7,113,331 35,995 SH   SOLE   35,989 0 6
M & T BK CORP COM 55261F104   15,611 79 SH   OTR   79 0 0
MASTERCARD INCORPORATED CL A 57636Q104   16,189,470 28,462 SH   SOLE   28,457 0 5
MASTERCARD INCORPORATED CL A 57636Q104   29,009 51 SH   OTR   51 0 0
MCDONALDS CORP COM 580135101   615,073 2,024 SH   SOLE   2,024 0 0
MICROSOFT CORP COM 594918104   56,575,678 109,230 SH   SOLE   107,888 0 1,342
MICROSOFT CORP COM 594918104   106,179 205 SH   OTR   205 0 0
MICRON TECHNOLOGY INC COM 595112103   16,928,266 101,173 SH   SOLE   101,155 0 18
MICRON TECHNOLOGY INC COM 595112103   34,802 208 SH   OTR   208 0 0
MORGAN STANLEY COM NEW 617446448   12,884,979 81,058 SH   SOLE   81,044 0 14
MORGAN STANLEY COM NEW 617446448   25,592 161 SH   OTR   161 0 0
NEXTERA ENERGY INC COM 65339F101   503,216 6,666 SH   SOLE   6,666 0 0
NIKE INC CL B 654106103   4,772,251 68,439 SH   SOLE   68,426 0 13
NIKE INC CL B 654106103   10,180 146 SH   OTR   146 0 0
NORTHROP GRUMMAN CORP COM 666807102   228,495 375 SH   SOLE   375 0 0
NVIDIA CORPORATION COM 67066G104   51,740,313 277,309 SH   SOLE   277,263 0 46
NVIDIA CORPORATION COM 67066G104   99,447 533 SH   OTR   533 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   226,401 2,100 SH   SOLE   2,100 0 0
ORACLE CORP COM 68389X105   24,853,460 88,371 SH   SOLE   88,357 0 14
ORACLE CORP COM 68389X105   47,248 168 SH   OTR   168 0 0
PNC FINL SVCS GROUP INC COM 693475105   301,395 1,500 SH   SOLE   1,500 0 0
PEPSICO INC COM 713448108   333,685 2,376 SH   SOLE   2,376 0 0
PFIZER INC COM 717081103   3,460,260 135,803 SH   SOLE   135,776 0 27
PFIZER INC COM 717081103   7,873 309 SH   OTR   309 0 0
PHILIP MORRIS INTL INC COM 718172109   587,001 3,619 SH   SOLE   3,619 0 0
PHILLIPS 66 COM 718546104   3,902,821 28,693 SH   SOLE   28,688 0 5
PHILLIPS 66 COM 718546104   8,025 59 SH   OTR   59 0 0
PROCTER & GAMBLE CO COM 742718109   10,723,387 69,791 SH   SOLE   69,780 0 11
PROCTER & GAMBLE CO COM 742718109   19,667 128 SH   OTR   128 0 0
QUALCOMM INC COM 747525103   285,972 1,719 SH   SOLE   1,285 0 434
RTX CORPORATION COM 75513E101   11,637,466 69,548 SH   SOLE   69,535 0 13
RTX CORPORATION COM 75513E101   24,764 148 SH   OTR   148 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   29,418,229 44,159 SH   SOLE   44,159 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   151,222 227 SH   OTR   227 0 0
SPDR GOLD TR GOLD SHS 78463V107   603,232 1,697 SH   SOLE   179 0 1,518
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   314,141 6,711 SH   SOLE   6,711 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,345,873 31,453 SH   SOLE   31,453 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375   418,643 12,353 SH   SOLE   12,353 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   848,841 10,525 SH   SOLE   10,525 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839   214,113 2,567 SH   SOLE   2,567 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   740,644 1,242 SH   SOLE   1,242 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   372,102 4,152 SH   SOLE   4,152 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   585,627 4,208 SH   SOLE   4,208 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   838,559 10,700 SH   SOLE   10,700 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   6,183,910 25,805 SH   SOLE   25,801 0 4
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   11,263 47 SH   OTR   47 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,126,152 20,905 SH   SOLE   20,905 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   276,842 1,795 SH   SOLE   1,795 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,116,204 7,508 SH   SOLE   7,508 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   2,094,438 17,694 SH   SOLE   17,694 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   13,978,367 160,284 SH   SOLE   160,256 0 28
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   28,256 324 SH   OTR   324 0 0
STRYKER CORPORATION COM 863667101   271,707 735 SH   SOLE   735 0 0
SYNOPSIS INC COM 871607107   5,267,925 10,677 SH   SOLE   10,675 0 2
SYNOPSIS INC COM 871607107   11,841 24 SH   OTR   24 0 0
TJX COS INC NEW COM 872540109   4,729,348 32,720 SH   SOLE   32,714 0 6
TJX COS INC NEW COM 872540109   9,395 65 SH   OTR   65 0 0
TESLA INC COM 88160R101   375,788 845 SH   SOLE   791 0 54
TEXAS INSTRS INC COM 882508104   526,018 2,863 SH   SOLE   2,863 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   5,051,968 10,416 SH   SOLE   10,414 0 2
THERMO FISHER SCIENTIFIC INC COM 883556102   9,700 20 SH   OTR   20 0 0
3M CO COM 88579Y101   319,670 2,060 SH   SOLE   2,060 0 0
US BANCORP DEL COM NEW 902973304   285,147 5,900 SH   SOLE   5,900 0 0
UNITEDHEALTH GROUP INC COM 91324P102   8,381,121 24,272 SH   SOLE   24,268 0 4
UNITEDHEALTH GROUP INC COM 91324P102   16,574 48 SH   OTR   48 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   591,940 8,058 SH   SOLE   8,058 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   258,353 642 SH   SOLE   642 0 0
VANGUARD ADMIRAL FDS INC 500 VAL INDX FD 921932703   279,258 1,400 SH   SOLE   1,400 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   443,710 5,623 SH   SOLE   5,623 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,357,569 23,821 SH   SOLE   23,821 0 0
VANGUARD SCOTTSDALE FDS INT TERM CORP 92206C870   3,394,847 40,362 SH   SOLE   40,362 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   216,116 2,364 SH   SOLE   2,364 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,142,942 3,891 SH   SOLE   3,891 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   881,523 1,838 SH   SOLE   1,838 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   555,553 2,979 SH   SOLE   2,979 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   596,540 2,346 SH   SOLE   2,346 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   365,488 8,316 SH   SOLE   300 0 8,016
VISA INC COM CL A 92826C839   2,128,845 6,236 SH   SOLE   6,236 0 0
WALMART INC COM 931142103   7,186,682 69,733 SH   SOLE   69,636 0 97
WALMART INC COM 931142103   16,180 157 SH   OTR   157 0 0
WASTE MGMT INC DEL COM 94106L109   238,938 1,082 SH   SOLE   1,082 0 0
ZOESTIS INC CL A 98978V103   3,185,532 21,771 SH   SOLE   21,767 0 4
ZOESTIS INC CL A 98978V103   6,438 44 SH   OTR   44 0 0