The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   320,128 910 SH   SOLE   910 0 0
CRH PLC ORD G25508105   569,183 6,152 SH   SOLE   6,152 0 0
LINDE PLC SHS G54950103   232,361 555 SH   SOLE   555 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   406,285 1,100 SH   SOLE   1,100 0 0
ABBOTT LABS COM 002824100   9,643,419 85,257 SH   SOLE   85,242 0 15
ABBOTT LABS COM 002824100   19,115 169 SH   OTR   169 0 0
ABBVIE INC COM 00287Y109   4,910,739 27,635 SH   SOLE   27,631 0 4
ABBVIE INC COM 00287Y109   8,707 49 SH   OTR   49 0 0
ADOBE INC COM 00724F101   730,609 1,643 SH   SOLE   1,643 0 0
ALLSTATE CORP COM 020002101   228,456 1,185 SH   SOLE   1,185 0 0
ALPHABET INC CAP STK CL A 02079K305   38,571,578 203,759 SH   SOLE   203,651 0 108
ALPHABET INC CAP STK CL A 02079K305   80,641 426 SH   OTR   426 0 0
ALTRIA GROUP INC COM 02209S103   207,591 3,970 SH   SOLE   3,970 0 0
AMAZON COM INC COM 023135106   26,370,458 120,199 SH   SOLE   117,078 0 3,121
AMAZON COM INC COM 023135106   52,434 239 SH   OTR   239 0 0
AMERICAN ELEC PWR CO INC COM 025537101   264,607 2,869 SH   SOLE   2,869 0 0
AMERICAN EXPRESS CO COM 025816109   261,768 882 SH   SOLE   882 0 0
AMGEN INC COM 031162100   474,625 1,821 SH   SOLE   1,821 0 0
APPLE INC COM 037833100   46,632,961 186,219 SH   SOLE   186,190 0 29
APPLE INC COM 037833100   84,141 336 SH   OTR   336 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   568,481 1,942 SH   SOLE   1,642 0 300
BANK AMERICA CORP COM 060505104   10,717,954 243,867 SH   SOLE   243,745 0 122
BANK AMERICA CORP COM 060505104   23,689 539 SH   OTR   539 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   490,448 1,082 SH   SOLE   1,082 0 0
BLACKROCK INC COM 09290D101   11,326,440 11,049 SH   SOLE   11,047 0 2
BLACKROCK INC COM 09290D101   22,552 22 SH   OTR   22 0 0
BOEING CO COM 097023105   3,708,150 20,950 SH   SOLE   20,946 0 4
BOEING CO COM 097023105   8,850 50 SH   OTR   50 0 0
BROADCOM INC COM 11135F101   1,119,555 4,829 SH   SOLE   4,729 0 100
CATERPILLAR INC COM 149123101   12,090,790 33,330 SH   SOLE   33,324 0 6
CATERPILLAR INC COM 149123101   23,942 66 SH   OTR   66 0 0
CHEVRON CORP NEW COM 166764100   425,395 2,937 SH   SOLE   2,937 0 0
CHURCH AND DWIGHT INC COM 171340102   433,080 4,136 SH   SOLE   4,136 0 0
CISCO SYS INC COM 17275R102   6,420,003 108,446 SH   SOLE   108,427 0 19
CISCO SYS INC COM 17275R102   12,668 214 SH   OTR   214 0 0
COCA COLA CO COM 191216100   7,757,907 124,605 SH   SOLE   124,584 0 21
COCA COLA CO COM 191216100   15,129 243 SH   OTR   243 0 0
CONOCOPHILLIPS COM 20825C104   5,322,850 53,674 SH   SOLE   53,664 0 10
CONOCOPHILLIPS COM 20825C104   11,206 113 SH   OTR   113 0 0
CONSTELLATION BRANDS INC CL A 21036P108   241,111 1,091 SH   SOLE   1,091 0 0
COSTCO WHSL CORP NEW COM 22160K105   12,651,856 13,808 SH   SOLE   13,806 0 2
COSTCO WHSL CORP NEW COM 22160K105   23,823 26 SH   OTR   26 0 0
DANAHER CORPORATION COM 235851102   4,036,177 17,583 SH   SOLE   17,580 0 3
DANAHER CORPORATION COM 235851102   7,804 34 SH   OTR   34 0 0
DEERE & CO COM 244199105   695,291 1,641 SH   SOLE   1,641 0 0
DISNEY WALT CO COM DISNEY 254687106   4,287,865 38,508 SH   SOLE   38,501 0 7
DISNEY WALT CO COM DISNEY 254687106   8,908 80 SH   OTR   80 0 0
EXXON MOBIL CORP COM 30231G102   8,574,727 79,713 SH   SOLE   79,699 0 14
EXXON MOBIL CORP COM 30231G102   17,211 160 SH   OTR   160 0 0
META PLATFORMS INC CL A 30303M102   21,946,671 37,483 SH   SOLE   37,476 0 7
META PLATFORMS INC CL A 30303M102   48,011 82 SH   OTR   82 0 0
FEDEX CORP COM 31428X106   7,415,858 26,360 SH   SOLE   26,355 0 5
FEDEX CORP COM 31428X106   16,035 57 SH   OTR   57 0 0
FIRST TRUST LRGCP GWT ALPHAD COM 33735K108   276,500 2,000 SH   SOLE   2,000 0 0
GENERAL MTRS CO COM 37045V100   6,738,548 126,498 SH   SOLE   126,473 0 25
GENERAL MTRS CO COM 37045V100   15,448 290 SH   OTR   290 0 0
GERMAN AMERN BANCORP INC COM 373865104   19,748,301 491,007 SH   SOLE   13,305 0 477,702
GOLDMAN SACHS GROUP INC COM 38414G104   684,280 1,195 SH   SOLE   1,195 0 0
HOME DEPOT INC COM 437076102   1,266,162 3,255 SH   SOLE   3,241 0 14
HONEYWELL INTL INC COM 438516106   7,101,078 31,436 SH   SOLE   31,431 0 5
HONEYWELL INTL INC COM 438516106   14,005 62 SH   OTR   62 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   1,906,887 3,730 SH   SOLE   3,730 0 0
ISHARES TR CORE S&P TTL STK 464287150   743,423 5,780 SH   SOLE   5,780 0 0
ISHARES TR CORE S&P500 ETF 464287200   32,260,252 54,801 SH   SOLE   54,801 0 0
ISHARES TR CORE US AGGBD ET 464287226   440,119 4,542 SH   SOLE   4,542 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,030,261 13,626 SH   SOLE   13,626 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   267,087 2,065 SH   SOLE   2,065 0 0
ISHARES TR RUS MID CAP ETF 464287499   82,012,392 927,742 SH   SOLE   927,577 0 165
ISHARES TR RUS MID CAP ETF 464287499   188,115 2,128 SH   OTR   2,128 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   2,583,859 13,957 SH   SOLE   13,957 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   495,951 1,235 SH   SOLE   1,235 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   241,658 1,472 SH   SOLE   1,472 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   46,304,377 209,560 SH   SOLE   209,522 0 38
ISHARES TR RUSSELL 2000 ETF 464287655   107,165 485 SH   OTR   485 0 0
ISHARES TR CORE S&P US VLU 464287663   494,060 5,336 SH   SOLE   5,336 0 0
ISHARES TR SHRT NATG MUN ETF 464288158   3,122,524 29,603 SH   SOLE   29,153 0 450
ISHARES TR MSCI ACWI EX US 464288240   80,925,092 1,551,478 SH   SOLE   1,551,187 0 291
ISHARES TR MSCI ACWI EX US 464288240   196,017 3,758 SH   OTR   3,758 0 0
ISHARES TR NATIONAL MUN ETF 464288414   11,084,822 104,034 SH   SOLE   102,991 0 1,043
ISHARES TR GOV/CRED BD ETF 464288596   402,457 3,937 SH   SOLE   3,937 0 0
ISHARES TR INTRM GOV CR ETF 464288612   84,453,608 810,262 SH   SOLE   810,262 0 0
ISHARES TR INTRM GOV CR ETF 464288612   120,281 1,154 SH   OTR   1,154 0 0
JPMORGAN CHASE & CO COM 46625H100   21,065,954 87,881 SH   SOLE   87,866 0 15
JPMORGAN CHASE & CO COM 46625H100   41,949 175 SH   OTR   175 0 0
JOHNSON & JOHNSON COM 478160104   6,597,419 45,619 SH   SOLE   45,611 0 8
JOHNSON & JOHNSON COM 478160104   13,738 95 SH   OTR   95 0 0
LENNAR CORP CL A 526057104   4,422,479 32,430 SH   SOLE   32,424 0 6
LENNAR CORP CL A 526057104   9,000 66 SH   OTR   66 0 0
ELI LILLY & CO COM 532457108   5,539,100 7,175 SH   SOLE   7,112 0 63
ELI LILLY & CO COM 532457108   13,124 17 SH   SOLE   17 0 0
MARSH & MCLENNAN COS INC COM 571748102   270,397 1,273 SH   SOLE   1,273 0 0
MASTERCARD INCORPORATED CL A 57636Q104   18,830,143 35,760 SH   SOLE   35,753 0 7
MASTERCARD INCORPORATED CL A 57636Q104   39,492 75 SH   OTR   75 0 0
MCDONALDS CORP COM 580135101   476,869 1,645 SH   SOLE   1,645 0 0
MICROSOFT CORP COM 594918104   43,968,772 104,315 SH   SOLE   102,973 0 1,342
MICROSOFT CORP COM 594918104   85,564 203 SH   OTR   203 0 0
MICRON TECHNOLOGY INC COM 595112103   8,163,520 97,000 SH   SOLE   96,982 0 18
MICRON TECHNOLOGY INC COM 595112103   17,336 206 SH   OTR   206 0 0
MORGAN STANLEY COM NEW 617446448   9,861,476 78,440 SH   SOLE   78,426 0 14
MORGAN STANLEY COM NEW 617446448   20,115 160 SH   OTR   160 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   247,755 536 SH   SOLE   536 0 0
NEXTERA ENERGY INC COM 65339F101   485,771 6,776 SH   SOLE   6,776 0 0
NIKE INC CL B 654106103   4,393,929 58,067 SH   SOLE   58,054 0 13
NIKE INC CL B 654106103   10,972 145 SH   OTR   145 0 0
NVIDIA CORPORATION COM 67066G104   34,991,005 260,563 SH   SOLE   260,517 0 46
NVIDIA CORPORATION COM 67066G104   70,905 528 SH   OTR   528 0 0
ORACLE CORP COM 68389X105   17,256,071 103,553 SH   SOLE   103,535 0 18
ORACLE CORP COM 68389X105   34,661 208 SH   OTR   208 0 0
PNC FINL SVCS GROUP INC COM 693475105   293,710 1,523 SH   SOLE   1,523 0 0
PEPSICO INC COM 713448108   521,717 3,431 SH   SOLE   3,431 0 0
PFIZER INC COM 717081103   2,824,967 106,482 SH   SOLE   106,455 0 27
PFIZER INC COM 717081103   8,118 306 SH   OTR   306 0 0
PHILIP MORRIS INTL INC COM 718172109   443,128 3,682 SH   SOLE   3,682 0 0
PHILLIPS 66 COM 718546104   3,212,370 28,196 SH   SOLE   28,191 0 5
PHILLIPS 66 COM 718546104   6,607 58 SH   OTR   58 0 0
PROCTER & GAMBLE CO COM 742718109   11,378,908 67,873 SH   SOLE   67,862 0 11
PROCTER & GAMBLE CO COM 742718109   21,291 127 SH   OTR   127 0 0
QUALCOMM INC COM 747525103   265,916 1,731 SH   SOLE   1,297 0 434
RTX CORPORATION COM 75513E101   3,452,043 29,831 SH   SOLE   29,826 0 5
RTX CORPORATION COM 75513E101   6,827 59 SH   OTR   59 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   27,008,664 46,083 SH   SOLE   46,083 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   133,040 227 SH   OTR   227 0 0
SPDR GOLD TR GOLD SHS 78463V107   410,894 1,697 SH   SOLE   179 0 1,518
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   257,501 6,711 SH   SOLE   6,711 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,073,490 31,453 SH   SOLE   31,453 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375   766,911 23,410 SH   SOLE   23,410 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   751,800 10,525 SH   SOLE   10,525 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839   226,404 2,823 SH   SOLE   2,823 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   707,777 1,242 SH   SOLE   1,242 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   3,756,262 44,643 SH   SOLE   44,635 0 8
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   7,656 91 SH   OTR   91 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,943,038 14,124 SH   SOLE   14,124 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   6,764,469 86,051 SH   SOLE   86,035 0 16
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   14,621 186 SH   OTR   186 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   11,709,723 52,194 SH   SOLE   52,186 0 8
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   20,640 92 SH   OTR   92 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   2,380,577 27,791 SH   SOLE   27,786 0 5
SELECT SECTOR SPDR TR ENERGY 81369Y506   4,625 54 SH   OTR   54 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,207,815 24,991 SH   SOLE   24,991 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   640,880 4,864 SH   SOLE   4,864 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,673,282 11,497 SH   SOLE   11,497 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   2,027,588 20,944 SH   SOLE   20,944 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   11,776,758 155,592 SH   SOLE   155,564 0 28
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   24,296 321 SH   OTR   321 0 0
STOCK YDS BANCORP INC COM 861025104   266,747 3,725 SH   SOLE   3,725 0 0
STRYKER CORPORATION COM 863667101   271,477 754 SH   SOLE   754 0 0
SYNOPSIS INC COM 871607107   4,319,704 8,900 SH   SOLE   8,898 0 2
SYNOPSIS INC COM 871607107   11,648 24 SH   OTR   24 0 0
TJX COS INC NEW COM 872540109   745,035 6,167 SH   SOLE   6,167 0 0
TEXAS INSTRS INC COM 882508104   532,528 2,840 SH   SOLE   2,840 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   4,935,942 9,488 SH   SOLE   9,486 0 2
THERMO FISHER SCIENTIFIC INC COM 883556102   10,404 20 SH   OTR   20 0 0
3M CO COM 88579Y101   391,013 3,029 SH   SOLE   3,029 0 0
US BANCORP DEL COM NEW 902973304   275,883 5,768 SH   SOLE   5,768 0 0
UNITEDHEALTH GROUP INC COM 91324P102   14,071,507 27,817 SH   SOLE   27,811 0 6
UNITEDHEALTH GROUP INC COM 91324P102   23,775 47 SH   OTR   47 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   556,829 9,449 SH   SOLE   9,449 0 0
VANGUARD WORLD FD COM 921910816   220,469 642 SH   SOLE   642 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   434,489 5,623 SH   SOLE   5,623 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,077,598 24,121 SH   SOLE   24,121 0 0
VANGUARD SCOTTSDALE FDS INT TERM CORP 92206C870   3,492,949 43,515 SH   SOLE   43,515 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   259,579 2,914 SH   SOLE   2,914 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,217,903 4,611 SH   SOLE   4,611 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   754,388 1,838 SH   SOLE   1,838 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   538,204 3,179 SH   SOLE   3,179 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   684,557 2,849 SH   SOLE   2,849 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   322,039 8,053 SH   SOLE   37 0 8,016
VISA INC COM CL A 92826C839   1,985,363 6,282 SH   SOLE   6,282 0 0
WALMART INC COM 931142103   528,637 5,851 SH   SOLE   5,767 0 84
WASTE MGMT INC DEL COM 94106L109   222,372 1,102 SH   SOLE   1,102 0 0
ZOESTIS INC CL A 98978V103   3,466,824 21,278 SH   SOLE   21,274 0 4
ZOESTIS INC CL A 98978V103   7,168 44 SH   OTR   44 0 0