The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   286,693 817 SH   SOLE   817 0 0
CRH PLC ORD G25508105   426,302 6,164 SH   SOLE   6,164 0 0
LINDE PLC SHS G54950103   289,139 704 SH   SOLE   704 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   268,290 1,100 SH   SOLE   1,100 0 0
ABBOTT LABS COM 002824100   7,717,668 70,116 SH   SOLE   70,102 0 14
ABBOTT LABS COM 002824100   14,309 130 SH   OTR   130 0 0
ABBVIE INC COM 00287Y109   3,612,195 23,309 SH   SOLE   23,305 0 4
ABBVIE INC COM 00287Y109   5,733 37 SH   OTR   37 0 0
ADOBE INC COM 00724F101   1,003,481 1,682 SH   SOLE   1,682 0 0
ALPHABET INC CAP STK CL A 02079K305   25,025,882 179,153 SH   SOLE   179,017 0 136
ALPHABET INC CAP STK CL A 02079K305   45,678 327 SH   OTR   327 0 0
AMAZON COM INC COM 023135106   15,995,027 105,272 SH   SOLE   101,627 0 3,645
AMAZON COM INC COM 023135106   27,956 184 SH   OTR   184 0 0
AMERICAN ELEC PWR CO INC COM 025537101   206,867 2,547 SH   SOLE   2,547 0 0
AMGEN INC COM 031162100   504,035 1,750 SH   SOLE   1,750 0 0
APPLE INC COM 037833100   36,912,044 191,721 SH   SOLE   191,686 0 35
APPLE INC COM 037833100   61,417 319 SH   OTR   319 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   461,746 1,982 SH   SOLE   1,632 0 350
BANK AMERICA CORP COM 060505104   4,575,146 135,882 SH   SOLE   135,762 0 120
BANK AMERICA CORP COM 060505104   13,973 415 SH   OTR   415 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   436,908 1,225 SH   SOLE   1,225 0 0
BLACKROCK INC COM 09247X101   7,756,749 9,555 SH   SOLE   9,553 0 2
BLACKROCK INC COM 09247X101   13,800 17 SH   OTR   17 0 0
BOEING CO COM 097023105   5,589,332 21,443 SH   SOLE   21,439 0 4
BOEING CO COM 097023105   10,165 39 SH   OTR   39 0 0
BROADCOM INC COM 11135F101   407,431 365 SH   SOLE   365 0 0
CVS HEALTH CORP COM 126650100   3,692,880 46,769 SH   SOLE   46,758 0 11
CVS HEALTH CORP COM 126650100   7,896 100 SH   OTR   100 0 0
CATERPILLAR INC COM 149123101   8,626,172 29,175 SH   SOLE   29,169 0 6
CATERPILLAR INC COM 149123101   15,079 51 SH   OTR   51 0 0
CHEVRON COM 166764100   297,723 1,996 SH   SOLE   1,996 0 0
CHURCH AND DWIGHT INC COM 171340102   401,974 4,251 SH   SOLE   4,251 0 0
CISCO SYS INC COM 17275R102   4,746,354 93,950 SH   SOLE   93,932 0 18
CISCO SYS INC COM 17275R102   8,285 164 SH   OTR   164 0 0
COCA COLA CO COM 191216100   6,357,663 107,885 SH   SOLE   107,865 0 20
COCA COLA CO COM 191216100   11,019 187 SH   OTR   187 0 0
CONOCOPHILLIPS COM 20825C104   5,624,752 48,460 SH   SOLE   48,451 0 9
CONOCOPHILLIPS COM 20825C104   10,098 87 SH   OTR   87 0 0
CONSTELLATION BRANDS INC CL A 21036P108   241,750 1,000 SH   SOLE   1,000 0 0
COSTCO WHSL CORP NEW COM 22160K105   8,054,956 12,203 SH   SOLE   12,201 0 2
COSTCO WHSL CORP NEW COM 22160K105   13,201 20 SH   OTR   20 0 0
DANAHER CORPORATION COM 235851102   3,160,335 13,661 SH   SOLE   13,658 0 3
DANAHER CORPORATION COM 235851102   6,246 27 SH   OTR   27 0 0
DEERE & CO COM 244199105   660,985 1,653 SH   SOLE   1,653 0 0
DISNEY WALT CO COM DISNEY 254687106   2,333,996 25,850 SH   SOLE   25,843 0 7
DISNEY WALT CO COM DISNEY 254687106   5,597 62 SH   OTR   62 0 0
EXXON MOBIL CORP COM 30231G102   6,846,630 68,480 SH   SOLE   68,467 0 13
EXXON MOBIL CORP COM 30231G102   12,197 122 SH   OTR   122 0 0
META PLATFORMS INC CL A 30303M102   11,104,079 31,371 SH   SOLE   31,364 0 7
META PLATFORMS INC CL A 30303M102   21,945 62 SH   OTR   62 0 0
FEDEX CORP COM 31428X106   5,438,349 21,498 SH   SOLE   21,493 0 5
FEDEX CORP COM 31428X106   11,130 44 SH   OTR   44 0 0
FIRST TRUST LRGCP GWT ALPHAD COM 33735K108   219,120 2,000 SH   SOLE   2,000 0 0
GENERAL MTRS CO COM 37045V100   2,457,179 68,407 SH   SOLE   68,383 0 24
GENERAL MTRS CO COM 37045V100   7,974 222 SH   OTR   222 0 0
GERMAN AMERN BANCORP COM 373865104   6,201,167 191,335 SH   SOLE   4,484 0 186,851
GOLDMAN SACHS GROUP INC COM 38414G104   509,216 1,320 SH   SOLE   1,320 0 0
HOME DEPOT INC COM 437076102   1,130,446 3,262 SH   SOLE   3,248 0 14
HONEYWELL INTL INC COM 438516106   5,466,300 26,066 SH   SOLE   26,061 0 5
HONEYWELL INTL INC COM 438516106   10,066 48 SH   OTR   48 0 0
INTEL CORP COM 458140100   290,646 5,784 SH   SOLE   5,784 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   1,181,055 2,884 SH   SOLE   2,884 0 0
ISHARES TR CORE S&P TTL STK 464287150   608,229 5,780 SH   SOLE   5,780 0 0
ISHARES TR CORE S&P500 ETF 464287200   886,958 1,857 SH   SOLE   1,857 0 0
ISHARES TR CORE US AGGBD ET 464287226   456,649 4,601 SH   SOLE   4,601 0 0
ISHARES TR MSCI EAFE ETF 464287465   813,855 10,801 SH   SOLE   10,801 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   5,458,420 46,938 SH   SOLE   46,927 0 11
ISHARES TR RUS MDCP VAL ETF 464287473   11,745 101 SH   OTR   101 0 0
ISHARES TR RUS MID CAP ETF 464287499   60,886,064 783,302 SH   SOLE   783,127 0 175
ISHARES TR RUS MID CAP ETF 464287499   132,840 1,709 SH   OTR   1,709 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   31,677,103 191,692 SH   SOLE   191,646 0 46
ISHARES TR RUS 1000 VAL ETF 464287598   66,430 402 SH   OTR   402 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   374,414 1,235 SH   SOLE   1,235 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   3,391,319 21,833 SH   SOLE   21,828 0 5
ISHARES TR RUS 2000 VAL ETF 464287630   6,989 45 SH   OTR   45 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   35,092,136 174,840 SH   SOLE   174,800 0 40
ISHARES TR RUSSELL 2000 ETF 464287655   78,477 391 SH   OTR   391 0 0
ISHARES TR CORE S&P US VLU 464287663   449,984 5,336 SH   SOLE   5,336 0 0
ISHARES TR SHRT NATG MUN ETF 464288158   2,399,059 22,755 SH   SOLE   22,335 0 420
ISHARES TR MSCI ACWI EX US 464288240   69,161,700 1,355,049 SH   SOLE   1,354,712 0 337
ISHARES TR MSCI ACWI EX US 464288240   160,929 3,153 SH   OTR   3,153 0 0
ISHARES TR NATIONAL MUN ETF 464288414   9,896,098 91,284 SH   SOLE   90,316 0 968
ISHARES TR GOV/CRED BD ETF 464288596   232,242 2,207 SH   SOLE   2,207 0 0
ISHARES TR INTRM GOV CR ETF 464288612   74,683,508 712,901 SH   SOLE   712,753 0 148
ISHARES TR INTRM GOV CR ETF 464288612   85,798 819 SH   OTR   819 0 0
JPMORGAN CHASE & CO COM 46625H100   13,029,319 76,598 SH   SOLE   76,583 0 15
JPMORGAN CHASE & CO COM 46625H100   22,963 135 SH   OTR   135 0 0
JOHNSON & JOHNSON COM 478160104   6,576,340 41,957 SH   SOLE   41,949 0 8
JOHNSON & JOHNSON COM 478160104   11,598 74 SH   OTR   74 0 0
LENNAR CORP CL A 526057104   4,319,775 28,984 SH   SOLE   28,978 0 6
LENNAR CORP CL A 526057104   7,601 51 SH   OTR   51 0 0
ELI LILLY & CO COM 532457108   1,256,192 2,155 SH   SOLE   2,092 0 63
MASTERCARD INCORPORATED CL A 57636Q104   13,403,503 31,426 SH   SOLE   31,420 0 6
MASTERCARD INCORPORATED CL A 57636Q104   24,737 58 SH   OTR   58 0 0
MCDONALDS CORP COM 580135101   483,311 1,630 SH   SOLE   1,630 0 0
MICROSOFT CORP COM 594918104   34,734,814 92,370 SH   SOLE   91,029 0 1,341
MICROSOFT CORP COM 594918104   58,662 156 SH   OTR   156 0 0
MICRON TECHNOLOGY INC COM 595112103   7,383,702 86,521 SH   SOLE   86,504 0 17
MICRON TECHNOLOGY INC COM 595112103   13,569 159 SH   OTR   159 0 0
MORGAN STANLEY COM NEW 617446448   6,067,870 65,071 SH   SOLE   65,058 0 13
MORGAN STANLEY COM NEW 617446448   11,376 122 SH   OTR   122 0 0
NEXTERA ENERGY INC COM 65339F101   252,921 4,164 SH   SOLE   4,164 0 0
NIKE INC CL B 654106103   6,091,862 56,110 SH   SOLE   56,098 0 12
NIKE INC CL B 654106103   12,159 112 SH   OTR   112 0 0
NVIDIA CORPORATION COM 67066G104   10,813,623 21,836 SH   SOLE   21,832 0 4
NVIDIA CORPORATION COM 67066G104   20,304 41 SH   OTR   41 0 0
ORACLE CORP COM 68389X105   9,615,005 91,198 SH   SOLE   91,180 0 18
ORACLE CORP COM 68389X105   16,974 161 SH   OTR   161 0 0
PNC FINL SVCS GROUP INC COM 693475105   300,718 1,942 SH   SOLE   1,942 0 0
PEPSICO INC COM 713448108   456,190 2,686 SH   SOLE   2,686 0 0
PFIZER INC COM 717081103   2,531,331 87,924 SH   SOLE   87,898 0 26
PFIZER INC COM 717081103   6,794 236 SH   OTR   236 0 0
PHILIP MORRIS INTL INC COM 718172109   323,917 3,443 SH   SOLE   3,443 0 0
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   293,736 8,052 SH   SOLE   8,052 0 0
PHILLIPS 66 COM 718546104   3,340,349 25,089 SH   SOLE   25,084 0 5
PHILLIPS 66 COM 718546104   5,858 44 SH   OTR   44 0 0
PROCTER & GAMBLE CO COM 742718109   8,757,376 59,761 SH   SOLE   59,750 0 11
PROCTER & GAMBLE CO COM 742718109   14,214 97 SH   OTR   97 0 0
QUALCOMM INC COM 747525103   252,234 1,744 SH   SOLE   1,310 0 434
RTX CORPORATION COM 75513E101   2,123,609 25,239 SH   SOLE   25,234 0 5
RTX CORPORATION COM 75513E101   3,786 45 SH   OTR   45 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   44,606,217 93,846 SH   SOLE   93,828 0 18
SPDR S&P 500 ETF TR TR UNIT 78462F103   130,710 275 SH   OTR   275 0 0
SPDR GOLD TR GOLD SHS 78463V107   423,823 2,217 SH   SOLE   0 0 2,217
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   237,636 6,711 SH   SOLE   6,711 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,069,716 31,453 SH   SOLE   31,453 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   615,186 10,525 SH   SOLE   10,525 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839   207,151 2,823 SH   SOLE   2,823 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   579,747 1,142 SH   SOLE   1,142 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   3,081,749 36,027 SH   SOLE   36,019 0 8
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   5,902 69 SH   OTR   69 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   4,758,434 34,891 SH   SOLE   34,891 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   5,442,442 75,558 SH   SOLE   75,542 0 16
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   10,516 146 SH   OTR   146 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   9,624,805 53,827 SH   SOLE   53,818 0 9
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   13,053 73 SH   OTR   73 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,904,677 22,718 SH   SOLE   22,714 0 4
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,521 42 SH   OTR   42 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   4,966,960 132,100 SH   SOLE   132,100 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   1,400,937 12,290 SH   SOLE   12,290 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,962,526 10,196 SH   SOLE   10,196 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   2,752,142 37,877 SH   SOLE   37,877 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   8,569,372 135,313 SH   SOLE   135,287 0 26
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   15,642 247 SH   OTR   247 0 0
STOCK YDS BANCORP INC COM 861025104   229,902 4,465 SH   SOLE   4,465 0 0
STRYKER CORPORATION COM 863667101   202,434 676 SH   SOLE   676 0 0
TJX COS INC NEW COM 872540109   617,082 6,578 SH   SOLE   6,578 0 0
TESLA INC COM 88160R101   436,330 1,756 SH   SOLE   1,086 0 670
TEXAS INSTRS INC COM 882508104   354,556 2,080 SH   SOLE   2,080 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   4,202,795 7,918 SH   SOLE   7,916 0 2
THERMO FISHER SCIENTIFIC INC COM 883556102   7,961 15 SH   OTR   15 0 0
3M CO COM 88579Y101   298,334 2,729 SH   SOLE   2,729 0 0
US BANCORP DEL COM NEW 902973304   233,712 5,400 SH   SOLE   5,400 0 0
UNITED PARCEL SERVICE INC CL B 911312106   220,122 1,400 SH   SOLE   1,400 0 0
UNITEDHEALTH GROUP INC COM 91324P102   16,148,940 30,674 SH   SOLE   30,668 0 6
UNITEDHEALTH GROUP INC COM 91324P102   28,429 54 SH   OTR   54 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   3,804,842 65,646 SH   SOLE   65,646 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   433,083 5,623 SH   SOLE   5,623 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   2,659,138 23,821 SH   SOLE   23,821 0 0
VANGUARD SCOTTSDALE FDS INT TERM CORP 92206C870   2,317,943 28,518 SH   SOLE   28,518 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   274,711 3,109 SH   SOLE   3,109 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   2,264,285 9,733 SH   SOLE   9,733 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   572,951 1,843 SH   SOLE   1,843 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   445,360 2,979 SH   SOLE   2,979 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,031,541 9,523 SH   SOLE   9,523 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   315,549 8,370 SH   SOLE   354 0 8,016
VISA INC COM CL A 92826C839   1,596,726 6,133 SH   SOLE   6,133 0 0
WALMART INC COM 931142103   288,657 1,831 SH   SOLE   1,803 0 28