The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CRH PLC ORD G25508105   337,355 6,164 SH   SOLE   6,164 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   223,201 1,100 SH   SOLE   1,100 0 0
ABBOTT LABS COM 002824100   7,056,975 72,865 SH   SOLE   72,606 0 259
ABBOTT LABS COM 002824100   12,590 130 SH   OTR   130 0 0
ABBVIE INC COM 00287Y109   3,438,367 23,067 SH   SOLE   22,994 0 73
ABBVIE INC COM 00287Y109   5,515 37 SH   OTR   37 0 0
ACTIVISION BLIZZARD INC COM 00507V109   4,704,907 50,250 SH   SOLE   50,064 0 186
ACTIVISION BLIZZARD INC COM 00507V109   8,613 92 SH   OTR   92 0 0
ADOBE INC COM 00724F101   814,310 1,597 SH   SOLE   1,597 0 0
ALPHABET INC CAP STK CL C 02079K107   258,294 1,959 SH   SOLE   1,959 0 0
ALPHABET INC CAP STK CL A 02079K305   22,839,780 174,536 SH   SOLE   173,777 0 759
ALPHABET INC CAP STK CL A 02079K305   42,791 327 SH   OTR   327 0 0
AMAZON COM INC COM 023135106   13,135,945 103,335 SH   SOLE   98,919 0 4,416
AMAZON COM INC COM 023135106   23,390 184 SH   OTR   184 0 0
AMGEN INC COM 031162100   474,361 1,765 SH   SOLE   1,765 0 0
APPLE INC COM 037833100   32,827,120 191,736 SH   SOLE   191,071 0 665
APPLE INC COM 037833100   54,615 319 SH   OTR   319 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   485,249 2,017 SH   SOLE   1,617 0 400
BANK AMERICA CORP COM 060505104   6,304,053 230,243 SH   SOLE   229,330 0 913
BANK AMERICA CORP COM 060505104   11,362 415 SH   OTR   415 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   588,504 1,680 SH   SOLE   1,680 0 0
BLACKROCK INC COM 09247X101   6,067,955 9,386 SH   SOLE   9,351 0 35
BLACKROCK INC COM 09247X101   10,990 17 SH   OTR   17 0 0
BOEING CO COM 097023105   4,017,996 20,962 SH   SOLE   20,887 0 75
BOEING CO COM 097023105   7,475 39 SH   OTR   39 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   200,934 3,462 SH   SOLE   3,262 0 200
BROADCOM INC COM 11135F101   297,347 358 SH   SOLE   358 0 0
CVS HEALTH CORP COM 126650100   3,885,413 55,649 SH   SOLE   55,449 0 200
CVS HEALTH CORP COM 126650100   6,982 100 SH   OTR   100 0 0
CATERPILLAR INC COM 149123101   7,790,328 28,536 SH   SOLE   28,432 0 104
CATERPILLAR INC COM 149123101   13,923 51 SH   OTR   51 0 0
CHEVRON COM 166764100   216,002 1,281 SH   SOLE   1,281 0 0
CHURCH AND DWIGHT INC COM 171340102   389,519 4,251 SH   SOLE   4,251 0 0
CISCO SYS INC COM 17275R102   4,964,090 92,338 SH   SOLE   92,002 0 336
CISCO SYS INC COM 17275R102   8,816 164 SH   OTR   164 0 0
COCA COLA CO COM 191216100   6,033,076 107,772 SH   SOLE   107,752 0 20
COCA COLA CO COM 191216100   10,468 187 SH   OTR   187 0 0
CONOCOPHILLIPS COM 20825C104   5,687,025 47,471 SH   SOLE   47,462 0 9
CONOCOPHILLIPS COM 20825C104   10,422 87 SH   OTR   87 0 0
CONSTELLATION BRANDS INC CL A 21036P108   251,330 1,000 SH   SOLE   1,000 0 0
COSTCO WHSL CORP NEW COM 22160K105   6,655,793 11,781 SH   SOLE   11,742 0 39
COSTCO WHSL CORP NEW COM 22160K105   11,299 20 SH   OTR   20 0 0
DANAHER CORPORATION COM 235851102   4,289,400 17,289 SH   SOLE   17,238 0 51
DANAHER CORPORATION COM 235851102   6,698 27 SH   OTR   27 0 0
DEERE & CO COM 244199105   606,827 1,608 SH   SOLE   1,608 0 0
DISNEY WALT CO COM DISNEY 254687106   2,773,612 34,221 SH   SOLE   34,107 0 114
DISNEY WALT CO COM DISNEY 254687106   5,025 62 SH   OTR   62 0 0
EXXON MOBIL CORP COM 30231G102   7,915,485 67,320 SH   SOLE   67,070 0 250
EXXON MOBIL CORP COM 30231G102   14,344 122 SH   OTR   122 0 0
META PLATFORMS INC CL A 30303M102   9,128,485 30,407 SH   SOLE   30,315 0 92
META PLATFORMS INC CL A 30303M102   18,613 62 SH   OTR   62 0 0
FEDEX CORP COM 31428X106   5,629,020 21,248 SH   SOLE   21,243 0 5
FEDEX CORP COM 31428X106   11,656 44 SH   OTR   44 0 0
GENERAL MTRS CO COM 37045V100   3,890,097 117,989 SH   SOLE   117,579 0 410
GENERAL MTRS CO COM 37045V100   7,319 222 SH   OTR   222 0 0
GERMAN AMERN BANCORP COM 373865104   5,259,929 194,165 SH   SOLE   4,484 0 189,681
GOLDMAN SACHS GROUP INC COM 38414G104   394,108 1,218 SH   SOLE   1,218 0 0
HOME DEPOT INC COM 437076102   1,158,481 3,834 SH   SOLE   3,820 0 14
HONEYWELL INTL INC COM 438516106   4,857,553 26,294 SH   SOLE   26,200 0 94
HONEYWELL INTL INC COM 438516106   8,867 48 SH   OTR   48 0 0
INTEL CORP COM 458140100   207,114 5,826 SH   SOLE   5,826 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   1,033,250 2,884 SH   SOLE   2,884 0 0
ISHARES TR CORE S&P TTL STK 464287150   544,418 5,780 SH   SOLE   5,780 0 0
ISHARES TR CORE S&P500 ETF 464287200   756,655 1,762 SH   SOLE   1,762 0 0
ISHARES TR CORE US AGGBD ET 464287226   432,678 4,601 SH   SOLE   4,601 0 0
ISHARES TR MSCI EAFE ETF 464287465   568,658 8,251 SH   SOLE   8,251 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   4,860,052 46,579 SH   SOLE   46,567 0 12
ISHARES TR RUS MDCP VAL ETF 464287473   10,538 101 SH   OTR   101 0 0
ISHARES TR RUS MID CAP ETF 464287499   55,145,021 796,318 SH   SOLE   796,143 0 175
ISHARES TR RUS MID CAP ETF 464287499   118,348 1,709 SH   OTR   1,709 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   28,821,205 189,838 SH   SOLE   189,789 0 49
ISHARES TR RUS 1000 VAL ETF 464287598   61,031 402 SH   OTR   402 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   328,497 1,235 SH   SOLE   1,235 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   2,936,555 21,664 SH   SOLE   21,658 0 6
ISHARES TR RUS 2000 VAL ETF 464287630   6,099 45 SH   OTR   45 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   32,663,849 184,813 SH   SOLE   184,773 0 40
ISHARES TR RUSSELL 2000 ETF 464287655   69,105 391 SH   OTR   391 0 0
ISHARES TR CORE S&P US VLU 464287663   398,172 5,336 SH   SOLE   5,336 0 0
ISHARES TR MSCI ACWI EX US 464288240   66,309,438 1,410,539 SH   SOLE   1,406,356 0 4,183
ISHARES TR MSCI ACWI EX US 464288240   148,222 3,153 SH   OTR   3,153 0 0
ISHARES TR NATIONAL MUN ETF 464288414   9,477,464 92,427 SH   SOLE   91,044 0 1,383
ISHARES TR IBOXX HI YD ETF 464288513   5,409,868 73,384 SH   SOLE   73,384 0 0
ISHARES TR GOV/CRED BD ETF 464288596   220,836 2,207 SH   SOLE   2,207 0 0
ISHARES TR INTRM GOV CR ETF 464288612   72,774,699 718,195 SH   SOLE   718,047 0 148
ISHARES TR INTRM GOV CR ETF 464288612   82,989 819 SH   OTR   819 0 0
JPMORGAN CHASE & CO COM 46625H100   11,103,891 76,568 SH   SOLE   76,296 0 272
JPMORGAN CHASE & CO COM 46625H100   19,577 135 SH   OTR   135 0 0
JOHNSON & JOHNSON COM 478160104   7,149,703 45,905 SH   SOLE   45,758 0 147
JOHNSON & JOHNSON COM 478160104   11,525 74 SH   OTR   74 0 0
LENNAR CORP CL A 526057104   3,159,835 28,155 SH   SOLE   28,049 0 106
LENNAR CORP CL A 526057104   5,723 51 SH   OTR   51 0 0
ELI LILLY & CO COM 532457108   1,006,044 1,873 SH   SOLE   1,810 0 63
MASTERCARD INCORPORATED CL A 57636Q104   12,234,014 30,901 SH   SOLE   30,785 0 116
MASTERCARD INCORPORATED CL A 57636Q104   22,962 58 SH   OTR   58 0 0
MCDONALDS CORP COM 580135101   403,326 1,531 SH   SOLE   1,531 0 0
MICROSOFT CORP COM 594918104   29,249,501 92,635 SH   SOLE   90,986 0 1,649
MICROSOFT CORP COM 594918104   49,257 156 SH   OTR   156 0 0
MICRON TECHNOLOGY INC COM 595112103   5,722,819 84,122 SH   SOLE   83,806 0 316
MICRON TECHNOLOGY INC COM 595112103   10,816 159 SH   OTR   159 0 0
MORGAN STANLEY COM NEW 617446448   5,587,861 68,420 SH   SOLE   68,170 0 250
MORGAN STANLEY COM NEW 617446448   9,963 122 SH   OTR   122 0 0
NEXTERA ENERGY INC COM 65339F101   251,503 4,390 SH   SOLE   4,390 0 0
NIKE INC CL B 654106103   5,784,531 60,495 SH   SOLE   60,483 0 12
NIKE INC CL B 654106103   10,709 112 SH   OTR   112 0 0
NVIDIA CORPORATION COM 67066G104   9,195,688 21,140 SH   SOLE   21,058 0 82
NVIDIA CORPORATION COM 67066G104   17,834 41 SH   OTR   41 0 0
ORACLE CORP COM 68389X105   9,514,581 89,828 SH   SOLE   89,501 0 327
ORACLE CORP COM 68389X105   17,053 161 SH   OTR   161 0 0
PNC FINL SVCS GROUP INC COM 693475105   238,419 1,942 SH   SOLE   1,942 0 0
PEPSICO INC COM 713448108   426,819 2,519 SH   SOLE   2,519 0 0
PFIZER INC COM 717081103   4,425,707 133,425 SH   SOLE   132,955 0 470
PFIZER INC COM 717081103   7,828 236 SH   OTR   236 0 0
PHILIP MORRIS INTL INC COM 718172109   318,752 3,443 SH   SOLE   3,443 0 0
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   270,064 8,052 SH   SOLE   8,052 0 0
PHILLIPS 66 COM 718546104   2,954,848 24,593 SH   SOLE   24,503 0 90
PHILLIPS 66 COM 718546104   5,286 44 SH   OTR   44 0 0
PROCTER & GAMBLE CO COM 742718109   8,587,799 58,877 SH   SOLE   58,677 0 200
PROCTER & GAMBLE CO COM 742718109   14,148 97 SH   OTR   97 0 0
PROGRESSIVE CORP COM 743315103   237,645 1,706 SH   SOLE   1,706 0 0
RTX CORPORATION COM 75513E101   1,854,235 25,764 SH   SOLE   25,672 0 92
RTX CORPORATION COM 75513E101   3,238 45 SH   OTR   45 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   40,947,702 95,788 SH   SOLE   95,770 0 18
SPDR S&P 500 ETF TR TR UNIT 78462F103   117,557 275 SH   OTR   275 0 0
SPDR GOLD TR GOLD SHS 78463V107   351,986 2,053 SH   SOLE   0 0 2,053
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   225,288 6,711 SH   SOLE   6,711 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   975,357 31,453 SH   SOLE   31,453 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   552,457 10,525 SH   SOLE   10,525 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   521,770 1,142 SH   SOLE   1,142 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   2,729,298 34,746 SH   SOLE   34,617 0 129
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   5,419 69 SH   OTR   69 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   3,187,692 46,326 SH   SOLE   46,149 0 177
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   6,399 93 SH   OTR   93 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   1,803,458 11,203 SH   SOLE   11,166 0 37
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   2,897 18 SH   OTR   18 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605   1,122,008 33,826 SH   SOLE   33,826 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   854,126 8,425 SH   SOLE   8,425 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,658,643 10,118 SH   SOLE   10,118 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   1,800,158 27,454 SH   SOLE   27,454 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   7,830,029 132,870 SH   SOLE   132,386 0 484
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   14,555 247 SH   OTR   247 0 0
TJX COS INC NEW COM 872540109   669,355 7,531 SH   SOLE   7,531 0 0
TESLA INC COM 88160R101   420,619 1,681 SH   SOLE   1,011 0 670
TEXAS INSTRS INC COM 882508104   330,422 2,078 SH   SOLE   2,078 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   4,463,407 8,818 SH   SOLE   8,816 0 2
THERMO FISHER SCIENTIFIC INC COM 883556102   7,592 15 SH   OTR   15 0 0
3M CO COM 88579Y101   255,488 2,729 SH   SOLE   2,729 0 0
TRUIST FINL CORP COM 89832Q109   3,522,291 123,114 SH   SOLE   122,685 0 429
TRUIST FINL CORP COM 89832Q109   7,209 252 SH   OTR   252 0 0
UNITED PARCEL SERVICE INC CL B 911312106   228,193 1,464 SH   SOLE   1,464 0 0
UNITEDHEALTH GROUP INC COM 91324P102   15,223,008 30,193 SH   SOLE   30,085 0 108
UNITEDHEALTH GROUP INC COM 91324P102   27,226 54 SH   OTR   54 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   422,680 5,623 SH   SOLE   5,623 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   2,461,185 23,821 SH   SOLE   23,821 0 0
VANGUARD SCOTTSDALE FDS INT TERM CORP 92206C870   1,864,169 24,535 SH   SOLE   24,535 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   235,226 3,109 SH   SOLE   3,109 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   361,921 1,738 SH   SOLE   1,738 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   504,590 1,853 SH   SOLE   1,853 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   410,893 2,979 SH   SOLE   2,979 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   302,644 9,338 SH   SOLE   1,322 0 8,016
VISA INC COM CL A 92826C839   1,412,031 6,139 SH   SOLE   6,139 0 0
WALMART INC COM 931142103   273,800 1,712 SH   SOLE   1,684 0 28