The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DDD 3D Systems 88554D205   0 25 SH   SOLE   25 0 0
MMM 3M Company 88579Y101   2 20 SH   SOLE   20 0 0
ABT Abbott Labs 002824100   214 1,965 SH   SOLE   1,965 0 0
ABBV AbbVie Inc. 00287Y109   156 1,161 SH   SOLE   1,161 0 0
ACN Accenture Plc G1151C101   43 141 SH   SOLE   141 0 0
AMD Advanced Micro Dev 007903107   41 362 SH   SOLE   362 0 0
AFL AFLAC Inc 001055102   11 164 SH   SOLE   164 0 0
APD Air Prod & Chemicals 009158106   9 32 SH   SOLE   32 0 0
ALC Alcon Inc Ord Shs H01301128   43 525 SH   SOLE   525 0 0
BABA Alibaba Group Holding Ltd ADR 01609W102   7 84 SH   SOLE   84 0 0
MO Altria Group 02209S103   18 400 SH   SOLE   400 0 0
AMRN Amarin Corp PLC ADR 023111206   3 2,750 SH   SOLE   2,750 0 0
AMZN Amazon.com 023135106   1,066 8,181 SH   SOLE   8,181 0 0
AEP Amer Elec Pwr 025537101   1,733 20,583 SH   SOLE   20,583 0 0
UHAL.B AMERCO CMN 023586506   4 90 SH   SOLE   90 0 0
UHAL Amerco Inc 023586100   0 10 SH   SOLE   10 0 0
AXP American Express Co 025816109   4 25 SH   SOLE   25 0 0
AMT American Tower 03027X100   53 274 SH   SOLE   274 0 0
AMGN Amgen Inc. 031162100   48 218 SH   SOLE   218 0 0
ADI Analog Devices Inc 032654105   97 501 SH   SOLE   501 0 0
NLY Annaly Mg Mgt REIT 035710839   4 214 SH   SOLE   214 0 0
ELV Anthem Inc 036752103   30 68 SH   SOLE   68 0 0
AAPL Apple 037833100   4,581 23,620 SH   SOLE   23,620 0 0
ANET ARISTA NETWORKS INC 040413106   10 63 SH   SOLE   63 0 0
ARKQ ARK Autonomous Technology&Robotics ETF 00214Q203   6 110 SH   SOLE   110 0 0
AJG Arthur J. Gallagher & Co 363576109   23 109 SH   SOLE   109 0 0
ASML ASML Holding NV N07059210   26 37 SH   SOLE   37 0 0
AZN AstraZeneca plc 046353108   27 384 SH   SOLE   384 0 0
ACB Aurora Cannabis Inc 05156X884   0 25 SH   SOLE   25 0 0
ADP Auto Data Processing 053015103   2,826 12,862 SH   SOLE   12,862 0 0
AXON AXOVANT SCIENCES LTD 05464C101   5 28 SH   SOLE   28 0 0
AYR.A AYR WELLNESS INC SV RV 05475P109   0 100 SH   SOLE   100 0 0
BAC Bank of America Corp 060505104   1,071 37,330 SH   SOLE   37,330 0 0
06053U601 Bank of America Corp 06053U601   17 750 SH   SOLE   750 0 0
GOLD Barrick Gold Corp 067901108   175 10,382 SH   SOLE   10,382 0 0
BDX Becton Dickinson 075887109   28 107 SH   SOLE   107 0 0
84,990,175 Berkshire Hathaway A 084990175   1,035 200 SH   SOLE   200 0 0
BRKB Berkshire Hathaway B 084670702   694 2,038 SH   SOLE   2,038 0 0
BLK BlackRock 09247X101   662 958 SH   SOLE   958 0 0
BA Boeing Co 097023105   4 20 SH   SOLE   20 0 0
AVGO BROADCOM LTD 11135F101   1,288 1,485 SH   SOLE   1,485 0 0
BR Broadridge Financial Solutions Inc 11133T103   25 152 SH   SOLE   152 0 0
BRO Brown & Brown Inc 115236101   34 504 SH   SOLE   504 0 0
BF.B Brown-Forman Corp 115637209   15 227 SH   SOLE   227 0 0
AI C3.AI INC ORDINARY SHARES - CLASS A 12468P104   5 160 SH   SOLE   160 0 0
CNI Canadian Natl Railway 136375102   24 200 SH   SOLE   200 0 0
CP Canadian Pacific Railway Ltd 13646K108   30 375 SH   SOLE   375 0 0
CCL Carnival Corp. 143658300   2 111 SH   SOLE   111 0 0
CARR Carrier Global Corp-Wi 14448C104   2 47 SH   SOLE   47 0 0
CAT Caterpillar Inc. 149123101   3,105 12,623 SH   SOLE   12,623 0 0
CVX Chevron Corporation 166764100   1,771 11,256 SH   SOLE   11,256 0 0
CMG Chipotle Mexican Grill Inc Class A 169656105   17 8 SH   SOLE   8 0 0
CB Chubb Corp H1467J104   9 48 SH   SOLE   48 0 0
CHD Church & Dwight Co Inc 171340102   55 555 SH   SOLE   555 0 0
CSCO Cisco Systems, Inc. 17275R102   8 170 SH   SOLE   170 0 0
CL Colgate Palmolive 194162103   443 5,762 SH   SOLE   5,762 0 0
CBSH Commerce Bancshares Inc 200525103   13 274 SH   SOLE   274 0 0
CBU Community Bank System Inc 203607106   24 525 SH   SOLE   525 0 0
STZ Constellation Brands Inc 21036P108   26 107 SH   SOLE   107 0 0
GLW Corning Inc. 219350105   13 373 SH   SOLE   373 0 0
COST Costco Wholesale Corporation 22160K105   109 204 SH   SOLE   204 0 0
CTRA Coterra Energy Inc 127097103   1 52 SH   SOLE   52 0 0
CRWD CrowdStrike Holdings Inc 22788C105   2 14 SH   SOLE   14 0 0
CURLF CURALEAF HOLDINGS INC 23126M102   7 2,367 SH   SOLE   2,367 0 0
CVS CVS Health Corp 126650100   2,360 34,146 SH   SOLE   34,146 0 0
DHR Danaher Corp Del 235851102   66 276 SH   SOLE   276 0 0
DDOG DATADOG INC CL A 23804L103   28 290 SH   SOLE   290 0 0
DELL Dell Computer 24703L202   1,085 20,060 SH   SOLE   20,060 0 0
DAL Delta Air Lines Inc 247361702   28 590 SH   SOLE   590 0 0
DFS Discover Financial Svcs 254709108   10 90 SH   SOLE   90 0 0
DIS Disney 254687106   29 325 SH   SOLE   325 0 0
DCBO DOCEBO INC ORDINARY SHARES 25609L105   3 100 SH   SOLE   100 0 0
DG Dollar General Corp 256677105   15 94 SH   SOLE   94 0 0
ECL Ecolab 278865100   47 252 SH   SOLE   252 0 0
EW Edward Lifesciences 28176E108   15 165 SH   SOLE   165 0 0
LLY Eli Lilly & Co 532457108   5,347 11,402 SH   SOLE   11,402 0 0
EMBC EMBECTA ORD WI 29082K105   0 7 SH   SOLE   7 0 0
EMR Emerson Electric 291011104   3 36 SH   SOLE   36 0 0
XLE Energy Select Sector SPDR (ETF) 81369Y506   18 223 SH   SOLE   223 0 0
EXPE Expedia Inc 30212P303   2 20 SH   SOLE   20 0 0
META Facebook Inc A 30303M102   83 291 SH   SOLE   291 0 0
FDS Factset Research Systems 303075105   26 65 SH   SOLE   65 0 0
FMB First Trust Managed Municipal ETF 33739N108   2,458 48,509 SH   SOLE   48,509 0 0
FMNY FIRST TRUST NEW YORK MUNP HG INC ETF 33739P822   639 24,061 SH   SOLE   24,061 0 0
RDVY First Trust Rising Dividend Achiev ETF 33738R506   3,228 68,552 SH   SOLE   68,552 0 0
FSMB First Trust Short Dur Mgd Muncpl ETF 33739P830   7,543 382,151 SH   SOLE   382,151 0 0
FL Foot Locker Inc 344849104   1 45 SH   SOLE   45 0 0
F Ford Motor Co. 345370860   11 779 SH   SOLE   779 0 0
FREY FREYR BATTERY ORD L4135L100   47 5,084 SH   SOLE   5,084 0 0
DMAY FT CBOE VEST US EQ DEEP BFR ETF 33740F730   514 15,002 SH   SOLE   15,002 0 0
FNOV FT CBOE VEST US EQUITY BUFF ETF 33740F847   6,404 159,052 SH   SOLE   159,052 0 0
FFEB FT CBOE VEST US EQUITY BUFFER ETF 33740F763   17,538 440,278 SH   SOLE   440,278 0 0
FAPR FT Cboe Vest US Equity Buffer ETF Apr 33740U885   4,416 134,604 SH   SOLE   134,604 0 0
DFEB FT CBOE VEST US EQUITY DEEP BFR ETF 33740F771   16,519 467,059 SH   SOLE   467,059 0 0
DJAN FT CBOE VEST US EQUITY DEEP BUF ETF 33740F631   53 1,628 SH   SOLE   1,628 0 0
DNOV FT CBOE VEST US EQUITY DEEP BUFF ETF 33740F839   6,210 171,094 SH   SOLE   171,094 0 0
DAPR FT Cboe Vest US Equity Dp Bffr ETF Apr 33740U802   3,831 124,654 SH   SOLE   124,654 0 0
FMAR FT CBOE VEST US EQY BUFF ETF 33740F599   37 1,050 SH   SOLE   1,050 0 0
DMAR FT CBOE VST US EQY DEEP BUFF ETF 33740F615   89 2,759 SH   SOLE   2,759 0 0
IT Gartner Inc 366651107   98 282 SH   SOLE   282 0 0
GEHC GE HEALTHCARE TECHNOLOGIES ORD 36266G107   1 18 SH   SOLE   18 0 0
GD General Dynamics 369550108   23 107 SH   SOLE   107 0 0
GIS General Mills 370334104   607 7,919 SH   SOLE   7,919 0 0
GILD Gilead Sciences Inc 375558103   2,779 36,066 SH   SOLE   36,066 0 0
QYLD Global X NASDAQ 100 Covered Call ETF 37954Y483   5 311 SH   SOLE   311 0 0
CATH Global X S&P 500 Catholic Values ETF 37954Y889   757 13,913 SH   SOLE   13,913 0 0
PAVE Global X US Infrastructure Dev ETF 37954Y673   4,137 131,635 SH   SOLE   131,635 0 0
GOOG Google Inc. 02079K107   1,071 8,860 SH   SOLE   8,860 0 0
GOOGL Google Inc. 02079K305   643 5,380 SH   SOLE   5,380 0 0
LOPE Grand Canyon Education Inc 38526M106   13 131 SH   SOLE   131 0 0
HAL Halliburton Hldng Co 406216101   2 81 SH   SOLE   81 0 0
HLT Hilton Worldwide Holdings Inc 43300A203   53 365 SH   SOLE   365 0 0
HD Home Depot Inc. 437076102   1,990 6,406 SH   SOLE   6,406 0 0
HON Honeywell Inc. 438516106   8 40 SH   SOLE   40 0 0
HUBS HubSpot Inc 443573100   5 10 SH   SOLE   10 0 0
HUM Humana Inc 444859102   2 5 SH   SOLE   5 0 0
ITW Illinois Tool Works 452308109   1,337 5,347 SH   SOLE   5,347 0 0
INTC Intel 458140100   1 50 SH   SOLE   50 0 0
IBM International Business Machines Corp. 459200101   2,724 20,361 SH   SOLE   20,361 0 0
RWJ Invesco S&P SmallCap 600 Revenue ETF 46138G664   15 138 SH   SOLE   138 0 0
IEF iShares 7-10 Year Treasury Bond ETF 464287440   16,564 171,478 SH   SOLE   171,478 0 0
IEI iShares Barclays 3-7 Year Treasury Bond (ETF) 464288661   438 3,804 SH   SOLE   3,804 0 0
IJR iShares Core S&P Small-Cap (ETF) 464287804   3 39 SH   SOLE   39 0 0
IHAK iShares Cybersecurity and Tech ETF 46435U135   15 416 SH   SOLE   416 0 0
USMV iShares Edge MSCI Min Vol USA 46429B697   134 1,814 SH   SOLE   1,814 0 0
ICLN iShares Global Clean Energy 464288224   4 248 SH   SOLE   248 0 0
IBDO iShares iBonds Dec 2023 Term Corp ETF 46434VAX8   4,095 161,938 SH   SOLE   161,938 0 0
IBDP iShares iBonds Dec 2024 Term Corp ETF 46434VBG4   4,079 165,696 SH   SOLE   165,696 0 0
IBDQ iShares iBonds Dec 2025 Term Corp ETF 46434VBD1   3,962 162,540 SH   SOLE   162,540 0 0
IBMN iShares iBonds Dec 2025 Term Muni Bd ETF 46435U432   18 709 SH   SOLE   709 0 0
IBDR iShares iBonds Dec 2026 Term Corp ETF 46435GAA0   3,886 165,599 SH   SOLE   165,599 0 0
IBMO iShares iBonds Dec 2026 Term Muni Bd ETF 46435U259   18 739 SH   SOLE   739 0 0
IBDS iShares iBonds Dec 2027 Term Corp ETF 46435UAA9   54 2,338 SH   SOLE   2,338 0 0
IBMP iShares iBonds Dec 2027 Term Muni Bd ETF 46435U283   18 742 SH   SOLE   742 0 0
IBDT iShares iBonds Dec 2028 Term Corp ETF 46435U515   54 2,238 SH   SOLE   2,238 0 0
EFAV iShares MSCI EAFE Min Vol Factor ETF 46429B689   18 268 SH   SOLE   268 0 0
IGV iShares North American Tech-Software (ETF) 464287515   231 669 SH   SOLE   669 0 0
IWF iShares Russell 1000 Growth (ETF) 464287614   30 110 SH   SOLE   110 0 0
IWD iShares Russell 1000 Value (ETF) 464287598   40 254 SH   SOLE   254 0 0
OEF iShares S&P 100 Index (ETF) 464287101   9 47 SH   SOLE   47 0 0
IVW iShares S&P 500 Growth 464287309   23 328 SH   SOLE   328 0 0
IHI iShares U.S. Medical Devices (ETF) 464288810   7,578 134,222 SH   SOLE   134,222 0 0
JKHY Jack Henry & Associates Inc 426281101   23 142 SH   SOLE   142 0 0
JNJ Johnson & Johnson 478160104   114 692 SH   SOLE   692 0 0
JPM JP Morgan Chase 46625H100   138 950 SH   SOLE   950 0 0
KD KYNDRYL HOLDINGS ORD WI 50155Q100   2 193 SH   SOLE   193 0 0
LHX L3Harris Technologies Ord 502431109   32 164 SH   SOLE   164 0 0
LIN Linde plc G54950103   69 183 SH   SOLE   183 0 0
LMT Lockheed Martin 539830109   2,027 4,404 SH   SOLE   4,404 0 0
LOW Lowe's Companies 548661107   81 359 SH   SOLE   359 0 0
LVMUY LVMH Moet Hennessy Louis Vuitton SE 502441306   27 145 SH   SOLE   145 0 0
MTB M&T Bank 55261F104   67 549 SH   SOLE   549 0 0
MA MasterCard Inc. 57636Q104   1,144 2,911 SH   SOLE   2,911 0 0
MKC McCormick & Co Inc Non-Voting 579780206   57 656 SH   SOLE   656 0 0
MCD McDonalds Corp 580135101   2,080 6,970 SH   SOLE   6,970 0 0
MDT Medtronic Inc. G5960L103   251 2,853 SH   SOLE   2,853 0 0
MELI MercadoLibre Inc 58733R102   11 10 SH   SOLE   10 0 0
MRK Merck & Co. 58933Y105   7 65 SH   SOLE   65 0 0
MGM MGM Resorts International 552953101   2 50 SH   SOLE   50 0 0
MU Micron Technology Inc 595112103   85 1,350 SH   SOLE   1,350 0 0
MSFT Microsoft 594918104   1,042 3,062 SH   SOLE   3,062 0 0
MCO Moody s Corporation 615369105   29 84 SH   SOLE   84 0 0
MS Morgan Stanley 617446448   50 586 SH   SOLE   586 0 0
MSI Motorola Solutions Inc. 620076307   14 50 SH   SOLE   50 0 0
NFG National Fuel Gas 636180101   8 168 SH   SOLE   168 0 0
NNI Nelnet Inc 64031N108   13 138 SH   SOLE   138 0 0
NEOG Neogen Corp 640491106   19 880 SH   SOLE   880 0 0
NFLX Netflix Inc 64110L106   4 10 SH   SOLE   10 0 0
RITM New Residential Invt Corp Com New 64828T201   2 250 SH   SOLE   250 0 0
NEE NextEra Energy 65339F101   927 12,495 SH   SOLE   12,495 0 0
NDSN Nordson Corp 655663102   12 52 SH   SOLE   52 0 0
NSC Norfolk Southern 655844108   58 256 SH   SOLE   256 0 0
NOC Northrop Grumman Corp. 666807102   7 17 SH   SOLE   17 0 0
NVDA NVIDIA Corp 67066G104   185 439 SH   SOLE   439 0 0
ORCL Oracle Corp 68389X105   35 298 SH   SOLE   298 0 0
OTIS OTIS Worldwide Corp-Wi 68902V107   2 23 SH   SOLE   23 0 0
694,308,503 Pacific Gas & Electric Co 694308503   11 700 SH   SOLE   700 0 0
PACW PacWest Bancorp 695263103   1 156 SH   SOLE   156 0 0
PANW Palo Alto Networks Inc 697435105   1,062 4,158 SH   SOLE   4,158 0 0
BAA-PKI PARKLAND CORP CONV TO 714046109   2 100 SH   SOLE   100 0 0
PAYX Paychex Inc. 704326107   32 288 SH   SOLE   288 0 0
PEP PepsiCo 713448108   93 506 SH   SOLE   506 0 0
PFE Pfizer 717081103   1,419 38,708 SH   SOLE   38,708 0 0
PM Philip Morris 718172109   22 235 SH   SOLE   235 0 0
MINT PIMCO Enhanced Short Maturity ETF 72201R833   3 38 SH   SOLE   38 0 0
BOND PIMCO Total Return (ETF) 72201R775   127 1,391 SH   SOLE   1,391 0 0
PXD Pioneer Nat Res Co 723787107   2 12 SH   SOLE   12 0 0
QQQ PowerShares QQQ Trust (ETF) 46090E103   23 63 SH   SOLE   63 0 0
SPLV PowerShares S&P 500 Low Volatility ETF 46138E354   20 319 SH   SOLE   319 0 0
PPG PPG Industries 693506107   2 18 SH   SOLE   18 0 0
PG Procter & Gamble 742718109   44 292 SH   SOLE   292 0 0
QCOM QUALCOMM Inc 747525103   8 68 SH   SOLE   68 0 0
RTX Raytheon Technologies Ord 75513E101   4 47 SH   SOLE   47 0 0
REGN Regeneron Pharmaceuticals Inc 75886F107   71 100 SH   SOLE   100 0 0
RH RH Com 74967X103   35 109 SH   SOLE   109 0 0
RBLX Roblox Corp 771049103   17 423 SH   SOLE   423 0 0
RHHBY Roche Holding AG ADR 771195104   4 117 SH   SOLE   117 0 0
ROST Ross Stores Inc 778296103   12 114 SH   SOLE   114 0 0
RY Royal Bank of Canada 780087102   40 425 SH   SOLE   425 0 0
RSP Ryd. S&P 500 Eq. Wt. 46137V357   22 152 SH   SOLE   152 0 0
CRM Salesforce Inc 79466L302   68 325 SH   SOLE   325 0 0
SLB Schlumberger Ltd 806857108   16 345 SH   SOLE   345 0 0
SCHF Schwab Int'l Equity 808524805   73 2,072 SH   SOLE   2,072 0 0
SCHB Schwab U.S. Broad Market 808524102   17,732 342,985 SH   SOLE   342,985 0 0
SCHA Schwab U.S. Small Idx. 808524607   2 46 SH   SOLE   46 0 0
SCHZ Schwab US Aggregate Bond ETF 808524839   24 524 SH   SOLE   524 0 0
SCHX Schwab US Large-Cap ETF 808524201   3 74 SH   SOLE   74 0 0
SCHG Schwab US Large-Cap Growth 808524300   517 6,906 SH   SOLE   6,906 0 0
SE Sea Limited 81141R100   4 69 SH   SOLE   69 0 0
SITE Siteone Landscape Supply Inc com 82982L103   66 400 SH   SOLE   400 0 0
SWKS Skyworks Solutions 83088M102   28 260 SH   SOLE   260 0 0
SONY Sony Group Corp 835699307   43 479 SH   SOLE   479 0 0
SRNEQ Sorrento Therapeutics Inc 83587F202   1 3,600 SH   SOLE   3,600 0 0
808CNT018 SORRENTO THERAPEUTICSXPNPARENT # 69 (NV) 808CNT018   2 507 SH   SOLE   507 0 0
TOTL SPDR DoubleLine Total Return Tact ETF 78467V848   85 2,103 SH   SOLE   2,103 0 0
SWK Stanley Black & Decker Inc 854502101   0 5 SH   SOLE   5 0 0
SBUX Starbucks Corp 855244109   22 229 SH   SOLE   229 0 0
SFIX STITCH FIX INC CLASS A 860897107   0 60 SH   SOLE   60 0 0
SYK Stryker Corp. 863667101   29 98 SH   SOLE   98 0 0
SYY Sysco Corporation 871829107   23 313 SH   SOLE   313 0 0
TGT Target Corporation 87612E106   36 277 SH   SOLE   277 0 0
TSLA Tesla Motors Inc 88160R101   19 73 SH   SOLE   73 0 0
TXN Texas Instruments 882508104   22 127 SH   SOLE   127 0 0
KO The Coca-Cola Company 191216100   1,361 22,611 SH   SOLE   22,611 0 0
COO The Cooper Companies Inc 216648402   9 26 SH   SOLE   26 0 0
EL The Estee Lauder Companies Inc Class A 518439104   2 15 SH   SOLE   15 0 0
TRV The Travelers Companies 89417E109   10 60 SH   SOLE   60 0 0
TJX TJX Companies Inc 872540109   46 544 SH   SOLE   544 0 0
TTC Toro Co 891092108   18 180 SH   SOLE   180 0 0
TD Toronto Dominion Bank 891160509   37 600 SH   SOLE   600 0 0
TSCO Tractor Supply Co 892356106   972 4,400 SH   SOLE   4,400 0 0
TFC Truist Finl Corp Com 89832Q109   377 12,431 SH   SOLE   12,431 0 0
ULTA Ulta Salon Cosmetics & Fragrance Inc 90384S303   4 10 SH   SOLE   10 0 0
UNP Union Pacific Corp 907818108   804 3,930 SH   SOLE   3,930 0 0
UAL United Continental Holdings Inc 910047109   5 100 SH   SOLE   100 0 0
UPS United Parcel Service 911312106   813 4,537 SH   SOLE   4,537 0 0
URI United Rentals Inc 911363109   32 72 SH   SOLE   72 0 0
UNH Unitedhealth Group 91324P102   58 121 SH   SOLE   121 0 0
MLN VanEck Long Muni ETF 92189F536   8,628 480,698 SH   SOLE   480,698 0 0
VOO Vanguard 500 ETF 922908363   19 49 SH   SOLE   49 0 0
VIG Vanguard Dividend Appreciation (ETF) 921908844   7,484 46,079 SH   SOLE   46,079 0 0
VSGX Vanguard ESG International Stock ETF 921910725   5,321 100,202 SH   SOLE   100,202 0 0
VUG Vanguard Growth ETF 922908736   7,146 25,256 SH   SOLE   25,256 0 0
VYM Vanguard High Dividend Yield ETF 921946406   9 91 SH   SOLE   91 0 0
VCIT Vanguard Intermediate-Term Corporate Bond (ETF) 92206C870   64 814 SH   SOLE   814 0 0
VYMI Vanguard Intl Hi Div Yld Idx ETF 921946794   9 150 SH   SOLE   150 0 0
MGK Vanguard Mega Cap Growth ETF 921910816   9 42 SH   SOLE   42 0 0
MGV Vanguard Mega Cap Value ETF 921910840   1,616 15,575 SH   SOLE   15,575 0 0
VTEB Vanguard Tax-Exempt Bond ETF 922907746   156 3,123 SH   SOLE   3,123 0 0
BND Vanguard Total Bond Market Index 921937835   388 5,347 SH   SOLE   5,347 0 0
VTC Vanguard Total Corporate Bond ETF 92206C573   18 245 SH   SOLE   245 0 0
BNDX Vanguard Total International Bond ETF 92203J407   168 3,452 SH   SOLE   3,452 0 0
VXUS Vanguard Total International Stock ETF 921909768   8,030 143,194 SH   SOLE   143,194 0 0
VTI Vanguard Total Stock Market (ETF) 922908769   18,583 84,361 SH   SOLE   84,361 0 0
VTV Vanguard Value ETF 922908744   3 21 SH   SOLE   21 0 0
VZ Verizon Communications 92343V104   32 881 SH   SOLE   881 0 0
V Visa 92826C839   53 225 SH   SOLE   225 0 0
WMT Wal-Mart Stores Inc. 931142103   35 228 SH   SOLE   228 0 0
WFC Wells Fargo & Co. 949746101   5 138 SH   SOLE   138 0 0
WST West Pharmaceutical Services Inc 955306105   68 180 SH   SOLE   180 0 0
NTSX WisdomTree U.S. Efficient Core Fund 97717Y790   10,172 274,414 SH   SOLE   274,414 0 0
WYNN Wynn Resorts Ltd 983134107   1 13 SH   SOLE   13 0 0
XYL XYLEM INC 98419M100   18 165 SH   SOLE   165 0 0