The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Labs COM 002824100 47 1,161 SH   SOLE   1,161 0 0
AbbVie Inc. COM 00287Y109 63 1,161 SH   SOLE   1,161 0 0
Accuray Inc COM 004397105 3 600 SH   SOLE   600 0 0
Adaptimmune Therapeutics Plc Sponds Adr Sponsored ADR 00653A107 12 1,000 SH   SOLE   1,000 0 0
Apple COM 037833100 461 4,177 SH   SOLE   4,177 0 0
Berkshire Hathaway A COM Class A 084990175 390 200 SH   SOLE   200 0 0
Berkshire Hathaway B COM Class B 084670702 436 3,346 SH   SOLE   3,346 0 0
Bristol-Myers Squibb COM 110122108 19 327 SH   SOLE   327 0 0
Cameron International COM 13342B105 49 800 SH   SOLE   800 0 0
CBS Corporation COM 124857202 13 325 SH   SOLE   325 0 0
Chautauqua Abstract Co. (NV) COM 162537104 0 180 SH   SOLE   180 0 0
Colgate Palmolive COM 194162103 348 5,482 SH   SOLE   5,482 0 0
Deutsche X-trackers MSCI EAFE Hedged Eq Deutsche X-trackers MSCI EAFE Hedged Eq 233051200 16,302 625,070 SH   SOLE   625,070 0 0
Deutsche X-trackers MSCI Europe Hdgd Eq Deutsche X-trackers MSCI Europe Hdgd Eq 233051853 229 9,162 SH   SOLE   9,162 0 0
Disney COM 254687106 18 175 SH   SOLE   175 0 0
Dunkin Brands Group Inc COM 265504100 2 50 SH   SOLE   50 0 0
General Mills COM 370334104 20 364 SH   SOLE   364 0 0
Google Inc. COM 38259P706 61 100 SH   SOLE   100 0 0
Google Inc. COM 38259P508 64 100 SH   SOLE   100 0 0
Honeywell Inc. COM 438516106 28 300 SH   SOLE   300 0 0
Inogen Inc COM 45780L104 5 100 SH   SOLE   100 0 0
International Business Machines Corp. COM 459200101 171 1,181 SH   SOLE   1,181 0 0
IQ Hedge Long/Short Tracker ETF IQ Hedge Long/Short Tracker ETF 45409B305 42 2,240 SH   SOLE   2,240 0 0
iShares Core S&P Mid-Cap (ETF) iShares Core S&P Mid-Cap (ETF) 464287507 12 85 SH   SOLE   85 0 0
Ishares Nasdaq Biotechnology Ishares Nasdaq Biotechnology 464287556 38 126 SH   SOLE   126 0 0
iShares Russell 1000 Index (ETF) iShares Russell 1000 Index (ETF) 464287622 84 787 SH   SOLE   787 0 0
iShares S&P 100 Index (ETF) iShares S&P 100 Index (ETF) 464287101 2,646 31,215 SH   SOLE   31,215 0 0
iShares S&P Aggressive Allocation (ETF) iShares S&P Aggressive Allocation (ETF) 464289859 193 4,421 SH   SOLE   4,421 0 0
iShares S&P Growth Allocation (ETF) iShares S&P Growth Allocation (ETF) 464289867 340 8,915 SH   SOLE   8,915 0 0
iShares S&P Moderate Allocation (ETF) iShares S&P Moderate Allocation (ETF) 464289875 166 4,916 SH   SOLE   4,916 0 0
Medtronic Inc. COM G5960L103 2,222 33,200 SH   SOLE   33,200 0 0
National Fuel Gas COM 636180101 29 578 SH   SOLE   578 0 0
PepsiCo COM 713448108 56 594 SH   SOLE   594 0 0
PIMCO Total Return (ETF) PIMCO Total Return (ETF) 72201R775 117 1,110 SH   SOLE   1,110 0 0
Procter & Gamble COM 742718109 355 4,941 SH   SOLE   4,941 0 0
Proto Labs Inc COM 743713109 3 40 SH   SOLE   40 0 0
Prudential Finc'l Inc. COM 744320102 3 37 SH   SOLE   37 0 0
Public Storage, Inc. COM 74460D109 26 125 SH   SOLE   125 0 0
RTI Surgical Inc COM 74975N105 4 700 SH   SOLE   700 0 0
Schwab Fundamental US Large Company ETF Schwab Fundamental US Large Company ETF 808524771 70 2,555 SH   SOLE   2,555 0 0
Schwab International Equity (ETF) Schwab International Equity (ETF) 808524805 41 1,484 SH   SOLE   1,484 0 0
Schwab U.S. Broad Market (ETF) Schwab U.S. Broad Market (ETF) 808524102 30,037 647,624 SH   SOLE   647,624 0 0
Schwab US Aggregate Bond ETF Schwab US Aggregate Bond ETF 808524839 24,654 472,840 SH   SOLE   472,840 0 0
SPDR DoubleLine Total Return Tact ETF SPDR DoubleLine Total Return Tact ETF 78467V848 82 1,665 SH   SOLE   1,665 0 0
Starbucks Corp COM 855244109 11 200 SH   SOLE   200 0 0
SunEdison Inc COM 86732Y109 1 95 SH   SOLE   95 0 0
Teradata Corp COM 88076W103 3 106 SH   SOLE   106 0 0
Vanguard Industrials (ETF) Vanguard Industrials (ETF) 92204A603 121 1,276 SH   SOLE   1,276 0 0
Vanguard Information Technology ETF Vanguard Information Technology ETF 92204A702 38 383 SH   SOLE   383 0 0
Vanguard Intermediate-Term Corporate Bond (ETF) Vanguard Intermediate-Term Corporate Bond (ETF) 92206C870 88 1,034 SH   SOLE   1,034 0 0
Vanguard Mid-Cap Value (ETF) Vanguard Mid-Cap Value (ETF) 922908512 10,216 122,733 SH   SOLE   122,733 0 0
Vanguard Total International Stock ETF Vanguard Total International Stock ETF 921909768 7,697 173,665 SH   SOLE   173,665 0 0
Vanguard Total Stock Market (ETF) Vanguard Total Stock Market (ETF) 922908769 12,422 125,829 SH   SOLE   125,829 0 0
Vanguard Total World Stock Index (ETF) Vanguard Total World Stock Index (ETF) 922042742 11,825 213,801 SH   SOLE   213,801 0 0
Viacom COM 92553P201 14 325 SH   SOLE   325 0 0
Wal-Mart Stores Inc. COM 931142103 11 165 SH   SOLE   165 0 0
Zimmer Holdings Inc COM 98956P102 9 100 SH   SOLE   100 0 0