The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Labs COM 002824100 54 1,161 SH   SOLE   1,161 0 0
AbbVie Inc. COM 00287Y109 68 1,161 SH   SOLE   1,161 0 0
Apple COM 037833100 516 4,149 SH   SOLE   4,149 0 0
Berkshire Hathaway A Class A 084990175 435 200 SH   SOLE   200 0 0
Berkshire Hathaway B Class B 084670702 483 3,346 SH   SOLE   3,346 0 0
Cameron International COM 13342B105 36 800 SH   SOLE   800 0 0
CBS Corporation COM 124857202 20 325 SH   SOLE   325 0 0
Chautauqua Abstract Co. (NV) COM 162537104 0 180 SH   SOLE   180 0 0
Colgate Palmolive COM 194162103 380 5,482 SH   SOLE   5,482 0 0
Deutsche X-trackers Harvest CSI300 CHN A Harvest CSI300 CHN A 233051879 8 200 SH   SOLE   200 0 0
Deutsche X-trackers MSCI EAFE Hedged Eq MSCI EAFE Hedged Eq 233051200 17,968 599,726 SH   SOLE   599,726 0 0
Deutsche X-trackers MSCI Europe Hdgd Eq MSCI Europe Hdgd Eq 233051853 282 9,687 SH   SOLE   9,687 0 0
Disney COM 254687106 18 174 SH   SOLE   174 0 0
Dunkin Brands Group Inc COM 265504100 2 50 SH   SOLE   50 0 0
Fairpoint Communications Inc. (NV) COM 305560104 0 10 SH   SOLE   10 0 0
General Mills COM 370334104 46 814 SH   SOLE   814 0 0
Google Inc. COM 38259P706 55 100 SH   SOLE   100 0 0
Google Inc. COM 38259P508 55 100 SH   SOLE   100 0 0
Hershey Company COM 427866108 27 263 SH   SOLE   263 0 0
Honeywell Inc. COM 438516106 31 300 SH   SOLE   300 0 0
International Business Machines Corp. COM 459200101 190 1,181 SH   SOLE   1,181 0 0
iShares Core S&P Mid-Cap (ETF) Core S&P Mid-Cap 464287507 38 253 SH   SOLE   253 0 0
iShares FTSE China Large-Cap (ETF) FTSE China Large-Cap 464287184 8 180 SH   SOLE   180 0 0
Ishares Nasdaq Biotechnology Nasdaq Biotechnology 464287556 43 126 SH   SOLE   126 0 0
iShares Russell 1000 Index (ETF) Russell 1000 Index 464287622 63 547 SH   SOLE   547 0 0
iShares S&P 100 Index (ETF) S&P 100 Index 464287101 3,475 38,498 SH   SOLE   38,498 0 0
iShares S&P Aggressive Allocation (ETF) S&P Aggressive Allocation 464289859 217 4,569 SH   SOLE   4,569 0 0
iShares S&P Growth Allocation (ETF) S&P Growth Allocation 464289867 431 10,551 SH   SOLE   10,551 0 0
iShares S&P Moderate Allocation (ETF) S&P Moderate Allocation 464289875 144 4,037 SH   SOLE   4,037 0 0
Medtronic Inc. COM G5960L103 2,589 33,200 SH   SOLE   33,200 0 0
National Fuel Gas COM 636180101 35 578 SH   SOLE   578 0 0
PepsiCo COM 713448108 57 594 SH   SOLE   594 0 0
PIMCO Total Return (ETF) PIMCO Total Return 72201R775 120 1,093 SH   SOLE   1,093 0 0
Procter & Gamble COM 742718109 405 4,941 SH   SOLE   4,941 0 0
Schwab Fundamental US Large Company ETF Fundamental US Large Company 808524771 76 2,533 SH   SOLE   2,533 0 0
Schwab International Equity (ETF) International Equity 808524805 45 1,484 SH   SOLE   1,484 0 0
Schwab U.S. Broad Market (ETF) U.S. Broad Market 808524102 32,334 640,525 SH   SOLE   640,525 0 0
Schwab US Aggregate Bond ETF US Aggregate Bond 808524839 23,792 449,678 SH   SOLE   449,678 0 0
Starbucks Corp COM 855244109 9 100 SH   SOLE   100 0 0
Teradata Corp COM 88076W103 5 106 SH   SOLE   106 0 0
Vanguard FTSE Emerging Markets (ETF) FTSE Emerging Markets 922042858 116 2,846 SH   SOLE   2,846 0 0
Vanguard Industrials (ETF) Industrials 92204A603 135 1,257 SH   SOLE   1,257 0 0
Vanguard Information Technology ETF Information Technology 92204A702 40 379 SH   SOLE   379 0 0
Vanguard Intermediate-Term Corporate Bond (ETF) Intermediate-Term Corporate Bond 92206C870 89 1,018 SH   SOLE   1,018 0 0
Vanguard Mid-Cap Value (ETF) Mid-Cap Value 922908512 23,777 258,698 SH   SOLE   258,698 0 0
Vanguard Short-Term Corporate Bond (ETF) Short-Term Corporate Bond 92206C409 37 466 SH   SOLE   466 0 0
Vanguard Total International Stock ETF Total International Stock 921909768 8,894 176,637 SH   SOLE   176,637 0 0
Vanguard Total Stock Market (ETF) Total Stock Market 922908769 13,532 126,175 SH   SOLE   126,175 0 0
Vanguard Total World Stock Index (ETF) Total World Stock Index 922042742 14,272 231,722 SH   SOLE   231,722 0 0
Viacom COM 92553P201 22 325 SH   SOLE   325 0 0
Wal-Mart Stores Inc. COM 931142103 14 165 SH   SOLE   165 0 0
Zimmer Holdings COM 98956P102 12 100 SH   SOLE   100 0 0