The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Labs Equity 002824100 52 1,161 SH   SOLE   1,161 0 0
AbbVie Inc. Equity 00287Y109 76 1,161 SH   SOLE   1,161 0 0
Apple Equity 037833100 395 3,575 SH   SOLE   3,575 0 0
Berkshire Hathaway A Equity 084990175 452 200 SH   SOLE   200 0 0
Berkshire Hathaway B Equity 084670702 417 2,776 SH   SOLE   2,776 0 0
Cameron International Equity 13342B105 40 800 SH   SOLE   800 0 0
CBS Corporation Equity 124857202 18 325 SH   SOLE   325 0 0
Chautauqua Abstract Co. (NV) Equity 162537104 0 180 SH   SOLE   180 0 0
Colgate Palmolive Equity 194162103 379 5,482 SH   SOLE   5,482 0 0
Deutsche X-trackers Harvest CSI300 CHN A Equity 233051879 7 200 SH   SOLE   200 0 0
Deutsche X-trackers MSCI EAFE Hedged Eq Equity 233051200 2,423 89,735 SH   SOLE   89,735 0 0
Deutsche X-trackers MSCI Europe Hdgd Eq Equity 233051853 29 1,105 SH   SOLE   1,105 0 0
Disney Equity 254687106 16 172 SH   SOLE   172 0 0
Dunkin Brands Group Inc Equity 265504100 2 50 SH   SOLE   50 0 0
Fairpoint Communications Inc. (NV) Equity 305560104 0 10 SH   SOLE   10 0 0
General Mills Equity 370334104 94 1,760 SH   SOLE   1,760 0 0
Google Inc. (GOOG) Equity 38259P508 53 100 SH   SOLE   100 0 0
Google Inc. (GOOGL) Equity 38259P508 53 100 SH   SOLE   100 0 0
Hershey Company Equity 427866108 27 261 SH   SOLE   261 0 0
Honeywell Inc. Equity 438516106 30 300 SH   SOLE   300 0 0
International Business Machines Corp. Equity 459200101 231 1,442 SH   SOLE   1,442 0 0
iShares Core S&P Mid-Cap (ETF) Equity 464287507 36 247 SH   SOLE   247 0 0
iShares FTSE China Large-Cap (ETF) Equity 464287184 7 180 SH   SOLE   180 0 0
iShares Russell 1000 Index (ETF) Equity 464287622 61 534 SH   SOLE   534 0 0
iShares S&P 100 Index (ETF) Equity 464287101 7,698 84,644 SH   SOLE   84,644 0 0
iShares S&P Aggressive Allocation (ETF) Equity 464289859 200 4,328 SH   SOLE   4,328 0 0
iShares S&P Growth Allocation (ETF) Equity 464289867 420 10,460 SH   SOLE   10,460 0 0
iShares S&P Moderate Allocation (ETF) Equity 464289875 83 4,582 SH   SOLE   4,582 0 0
iShares S&P Moderate Allocation (ETF) Equity 464289875 161 2,200 SH   SOLE   2,200 0 0
Medtronic Equity 585055106 2,397 33,200 SH   SOLE   33,200 0 0
National Fuel Gas Equity 636180101 40 578 SH   SOLE   578 0 0
PepsiCo Equity 713448108 108 1,138 SH   SOLE   1,138 0 0
PIMCO Total Return (ETF) Equity 72201R775 115 1,072 SH   SOLE   1,072 0 0
PowerShares Senior Loan (ETF) Equity 73936Q769 48 1,994 SH   SOLE   1,994 0 0
Procter & Gamble Equity 742718109 450 4,941 SH   SOLE   4,941 0 0
Schwab Fundamental US Large Company ETF Equity 808524771 49 1,630 SH   SOLE   1,630 0 0
Schwab International Equity (ETF) Equity 808524805 43 1,484 SH   SOLE   1,484 0 0
Schwab U.S. Broad Market (ETF) Equity 808524102 4,331 86,929 SH   SOLE   86,929 0 0
Schwab US Aggregate Bond ETF Equity 808524839 16,976 324,212 SH   SOLE   324,212 0 0
Sears Holdings Corp Equity 812350106 10 300 SH   SOLE   300 0 0
Starbucks Corp Equity 855244109 8 100 SH   SOLE   100 0 0
Teradata Corp Equity 88076W103 5 106 SH   SOLE   106 0 0
Vanguard FTSE Developed Markets (ETF) Equity 921943858 16,694 440,702 SH   SOLE   440,702 0 0
Vanguard FTSE Emerging Markets (ETF) Equity 922042858 3,527 88,133 SH   SOLE   88,133 0 0
Vanguard Industrials (ETF) Equity 92204A603 134 1,257 SH   SOLE   1,257 0 0
Vanguard Intermediate-Term Corporate Bond (ETF) Equity 92206C870 72 837 SH   SOLE   837 0 0
Vanguard Mid-Cap Value (ETF) Equity 922908512 20,518 229,426 SH   SOLE   229,426 0 0
Vanguard Total Stock Market (ETF) Equity 922908769 10,757 101,482 SH   SOLE   101,482 0 0
Vanguard Total World Stock Index (ETF) Equity 922042742 43,621 725,565 SH   SOLE   725,565 0 0
Viacom Equity 92553P201 24 325 SH   SOLE   325 0 0
Wal-Mart Stores Inc. Equity 931142103 14 165 SH   SOLE   165 0 0
Zimmer Holdings Equity 98956P102 11 100 SH   SOLE   100 0 0