-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, JY9Ra3mGJXU+XbnEX/FKF28Vl19Z+E+rxT8t3fiQGcz6/hD7RxepU9VLg6enqmcT kP8rJ58kcYzYd4BZD71xUg== 0000714310-97-000006.txt : 19970222 0000714310-97-000006.hdr.sgml : 19970222 ACCESSION NUMBER: 0000714310-97-000006 CONFORMED SUBMISSION TYPE: 10-K/A PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 19951231 FILED AS OF DATE: 19970220 SROS: NYSE FILER: COMPANY DATA: COMPANY CONFORMED NAME: VALLEY NATIONAL BANCORP CENTRAL INDEX KEY: 0000714310 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 222477875 STATE OF INCORPORATION: NJ FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-K/A SEC ACT: 1934 Act SEC FILE NUMBER: 001-11277 FILM NUMBER: 97539646 BUSINESS ADDRESS: STREET 1: 1445 VALLEY RD CITY: WAYNE STATE: NJ ZIP: 07474 BUSINESS PHONE: 2013058800 MAIL ADDRESS: STREET 1: 1445 VALLEY RD CITY: WAYNE STATE: NJ ZIP: 07474-0558 10-K/A 1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 --------------------- FORM 10-K/A-1 (Mark One) [ ] ANNUAL REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (FEE REQUIRED) For the fiscal year ended December 31, 1995 [ ] TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (NO FEE REQUIRED) For the transition period from to Commission File Number 0-11179 --------------------------- VALLEY NATIONAL BANCORP (Exact name of registrant as specified in its charter) New Jersey 22-2477875 (State or other jurisdiction of (I.R.S. Employer incorporation or organization) Identification No.) 1455 Valley Road Wayne, New Jersey 07474 (Address of principal executive office) (Zip Code) 201-305-8800 (Registrant's telephone number, including area code) Securities registered pursuant to Section 12(b) of the Act: None Securities registered pursuant to Section 12(g) of the Act: Title of each class Name of each exchange on which registered Common Stock, no par value New York Stock Exchange, Inc. Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or such shorter period that the Registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes X No Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of Registrant's knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. [ ] The aggregate market value of the voting stock held by non-affiliates of the Registrant was approximately $831,051,000 on January 31, 1996. There were 35,713,374 shares of Common Stock outstanding at January 31, 1996. INTRODUCTION This Form 10-K/A-1 amends the Company's Annual Report on Form 10-K filed on February 29, 1996 and previously amended on March 13, 1996. This amendment includes the Independent Auditors' Report and Consent of Radics & Co., LLC as required by Item 8 and Item 14(c) of Form 10-K. Item 8. Financial Statements and Supplementary Data Independent Auditors' Report. To The Board of Directors and Stockholders Lakeland First Financial Group, Inc. We have audited the consolidated statement of income of Lakeland First Financial Group, Inc. for the year ended June 30, 1994. This consolidated financial statement is the responsibility of the Corporation's management. Our responsibility is to express an opinion on this consolidated financial statement based on our audit. We conducted our audit in accordance with generally accepted auditing standards. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the consolidated financial statement is free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statement. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opinion, the consolidated financial statement referred to above presents fairly, in all material respects, the results of operations of Lakeland First Financial Group, Inc. for the year ended June 30, 1994, in conformity with generally accepted accounting principles. RADICS & CO., LLC /s/ Radics & Co., LLC July 22, 1994 Item 14. Exhibits, Financial Statement Schedules and Reports on Form 8-K (c) Exhibits (23) Consents of Experts and Counsel Consent of Radics & Co., LLC SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. VALLEY NATIONAL BANCORP Dated: February 20, 1997 By: /s/ Alan D. Eskow Alan D. Eskow Senior Vice President and Principal Accounting Officer INDEX TO EXHIBITS Exhibit No. Description 23 Consent of Radics & Co., LLC Exhibit 23 INDEPENDENT AUDITORS' CONSENT The Board of Directors Valley National Bancorp: We consent to incorporation by reference in the Registration Statements No. 33-52809 and No. 33-56933 on Forms S-8 and the Registration Statement No. 33-36585 on Form S-3 of Valley National Bancorp of our report dated July 22, 1994, relating to the consolidated statement of income of Lakeland First Financial Group, Inc. for the year ended June 30, 1994, which report appears in the amended December 31, 1995 Annual Report on Form 10-K of Valley National Bancorp. RADICS & CO., LLC /s/ Radics & Co., LLC Pine Brook, New Jersey February 20, 1997 -----END PRIVACY-ENHANCED MESSAGE-----