XML 72 R58.htm IDEA: XBRL DOCUMENT v3.4.0.3
Allowances for Loan and Lease Losses and Unfunded Loan Commitments and Letters of Credit (Rollforward of Allowance For Loan and Lease Losses and Associated Loan Data) (Details) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Dec. 31, 2015
Financing Receivable Allowance For Credit Losses [Line Items]      
Beginning Balance $ 2,727 $ 3,331  
Charge-offs (236) (189)  
Recoveries 87 86  
Net charge-offs (149) (103)  
Provision For Credit Losses 152 54  
Net change in allowance for unfunded loan commitments and letters of credit (21) 25  
Net Recoveries of purchased impaired loans 1    
Other 1 (1)  
Ending Balance 2,711 3,306  
Loans collectively evaluated for impairment - associated allowance 1,974 2,033  
Impaired loans - associated allowance 425   $ 395
Loans collectively evaluated for impairment 200,383 196,238  
Fair value option loans 895 1,001  
Purchased impaired loans 3,380 4,675 3,522
Total loans $ 207,485 [1] $ 204,722 206,696 [1]
Portfolio segment ALLL as a percentage of total ALLL 100.00% 100.00%  
Ratio of the allowance for loan and lease losses to total loans 1.31% 1.61%  
TDRs [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Loans individually evaluated for impairment - associated allowance $ 310 $ 342 319
Loans individually evaluated for impairment 2,391 2,530  
Other Loans [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Loans individually evaluated for impairment - associated allowance 115 70  
Loans individually evaluated for impairment 436 278  
Purchased Impaired Loans [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Impaired loans - associated allowance 312 861  
Evaluated Based On Collateral Values [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Loans collectively evaluated for impairment 143 183  
Total commercial lending [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Beginning Balance 1,605 1,571  
Charge-offs (89) (46)  
Recoveries 46 45  
Net charge-offs (43) (1)  
Provision For Credit Losses 84 (2)  
Net change in allowance for unfunded loan commitments and letters of credit (19) 25  
Other 1 (1)  
Ending Balance 1,628 1,592  
Loans collectively evaluated for impairment - associated allowance 1,414 1,395  
Loans collectively evaluated for impairment 134,045 128,611  
Purchased impaired loans 149 276 169
Total loans $ 135,130 $ 129,675 133,544
Portfolio segment ALLL as a percentage of total ALLL 60.00% 48.00%  
Ratio of the allowance for loan and lease losses to total loans 1.20% 1.23%  
Total commercial lending [Member] | TDRs [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Loans individually evaluated for impairment - associated allowance $ 49 $ 47  
Loans individually evaluated for impairment 500 510  
Total commercial lending [Member] | Other Loans [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Loans individually evaluated for impairment - associated allowance 115 70  
Loans individually evaluated for impairment 436 278  
Total commercial lending [Member] | Purchased Impaired Loans [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Impaired loans - associated allowance 50 80  
Total consumer lending [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Beginning Balance 1,122 1,760  
Charge-offs (147) (143)  
Recoveries 41 41  
Net charge-offs (106) (102)  
Provision For Credit Losses 68 56  
Net change in allowance for unfunded loan commitments and letters of credit (2)    
Net Recoveries of purchased impaired loans 1    
Ending Balance 1,083 1,714  
Loans collectively evaluated for impairment - associated allowance 560 638  
Loans collectively evaluated for impairment 66,338 67,627  
Fair value option loans 895 1,001  
Purchased impaired loans 3,231 4,399 3,353
Total loans $ 72,355 $ 75,047 $ 73,152
Portfolio segment ALLL as a percentage of total ALLL 40.00% 52.00%  
Ratio of the allowance for loan and lease losses to total loans 1.50% 2.28%  
Total consumer lending [Member] | TDRs [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Loans individually evaluated for impairment - associated allowance $ 261 $ 295  
Loans individually evaluated for impairment 1,891 2,020  
Total consumer lending [Member] | Purchased Impaired Loans [Member]      
Financing Receivable Allowance For Credit Losses [Line Items]      
Impaired loans - associated allowance $ 262 $ 781  
[1] Our consolidated assets at March 31, 2016 included the following for which we have elected the fair value option: Federal funds sold and resale agreements of $138 million, Loans held for sale of $1.4 billion, Loans of $.9 billion, and Other assets of $375 million. Our consolidated assets at December 31, 2015 included the following for which we have elected the fair value option: Federal funds sold and resale agreements of $137 million, Loans held for sale of $1.5 billion, Loans of $.9 billion, and Other assets of $521 million.