EXHIBIT 12.2

The PNC Financial Services Group, Inc. and Subsidiaries

Computation of Ratio of Earnings to Fixed Charges and Preferred Stock Dividends (1)

	Year Ended December 31
Dollars in millions	2015			2014			2013			2012			2011
Earnings
Pretax income from continuing operations before adjustment for noncontrolling interests in consolidated subsidiaries or income or loss from equity investees	$	4,860		$	4,993		$	5,148		$	3,594		$	3,785
Add:
Distributed income of equity investees		310			275			242			216			198
Fixed charges and preferred stock dividends excluding interest on deposits		1,134			1,091			1,028			1,125			1,037
Less:
Noncontrolling interests in pretax income of subsidiaries that have not incurred fixed charges		93			96			112			137			154
Interest capitalized		1			1
Preferred stock dividend requirements		338			357			364			272			86
Earnings excluding interest on deposits		5,872			5,905			5,942			4,526			4,780
Interest on deposits		403			325			344			386			668
Total earnings	$	6,275		$	6,230		$	6,286		$	4,912		$	5,448
Fixed charges and preferred stock dividends
Interest on borrowed funds	$	640		$	581		$	516		$	696		$	791
Interest component of rentals		153			152			148			145			125
Amortization of notes and debentures		2									12			35
Interest capitalized		1			1
Preferred stock dividend requirements		338			357			364			272			86
Fixed charges and preferred stock dividends excluding interest on deposits		1,134			1,091			1,028			1,125			1,037
Interest on deposits		403			325			344			386			668
Total fixed charges and preferred stock dividends	$	1,537		$	1,416		$	1,372		$	1,511		$	1,705
Ratio of earnings to fixed charges and preferred stock dividends
Excluding interest on deposits		5.18	x		5.41	x		5.78	x		4.02	x		4.61	x
Including interest on deposits		4.08			4.40			4.58			3.25			3.20

(1) As defined in Item 503(d) of Regulation S-K.