The PNC Financial Services Group, Inc. and Subsidiaries Computation of Ratio of Earnings to Fixed Charges (1) EXHIBIT 12.1

	Year Ended December 31
Dollars in millions	2012			2011			2010			2009			2008
Earnings
Pretax income from continuing operations before adjustment for noncontrolling interests in consolidated subsidiaries or income or loss from equity investees	$	3,189		$	3,785		$	3,680		$	3,135		$	946
Add:
Distributed income of equity investees		216			198			167			171			157
Fixed charges excluding interest on deposits		853			951			1,092			1,396			1,026
Less:
Noncontrolling interests in pretax income of subsidiaries that have not incurred fixed charges		137			154			148			126			122
Interest capitalized								1			3
Earnings excluding interest on deposits		4,121			4,780			4,790			4,573			2,007
Interest on deposits		386			668			963			1,741			1,485
Total earnings	$	4,507		$	5,448		$	5,753		$	6,314		$	3,492
Fixed charges
Interest on borrowed funds	$	696		$	791		$	918		$	1,225		$	961
Interest component of rentals		145			125			134			131			64
Amortization of notes and debentures		12			35			39			37			1
Interest capitalized								1			3
Fixed charges excluding interest on deposits		853			951			1,092			1,396			1,026
Interest on deposits		386			668			963			1,741			1,485
Total fixed charges	$	1,239		$	1,619		$	2,055		$	3,137		$	2,511
Ratio of earnings to fixed charges
Excluding interest on deposits		4.83	x		5.03	x		4.39	x		3.28	x		1.96	x
Including interest on deposits		3.64			3.37			2.80			2.01			1.39

(1) As defined in Item 503(d) of Regulation S-K.