Allowances for Loan and Lease Losses and Unfunded Loan Commitments and Letters Of Credit (Tables)

9 Months Ended

Sep. 30, 2012

Allowance For Loan And Lease Losses [Abstract]

Rollforward of Allowance for Loan and Lease Losses and Associated Loan Data

Table 81: Rollforward of Allowance for Loan and Lease Losses and Associated Loan Data
				Commercial			Consumer
In millions				Lending			Lending				Total
September 30, 2012
	ALLOWANCE FOR LOAN AND LEASE LOSSES
		January 1		$	1,995		$	2,352		$	4,347
		Charge-offs			(602)			(808)			(1,410)
		Recoveries			331			100			431
			Net charge-offs		(271)			(708)			(979)
		Provision for credit losses			93			576			669
		Net change in allowance for unfunded loan commitments and letters of credit			1						1
		Other			1						1
			September 30	$	1,819		$	2,220		$	4,039
		TDRs individually evaluated for impairment		$	43		$	527		$	570
		Other loans individually evaluated for impairment			287						287
		Loans collectively evaluated for impairment			1,260			854			2,114
		Purchased impaired loans			229			839			1,068
			September 30	$	1,819		$	2,220		$	4,039
	LOAN PORTFOLIO
		TDRs individually evaluated for impairment		$	556		$	2,019		$	2,575
		Other loans individually evaluated for impairment			1,336						1,336
		Loans collectively evaluated for impairment			101,906			68,298			170,204
		Purchased impaired loans			1,402			6,347			7,749
			September 30	$	105,200		$	76,664		$	181,864
	Portfolio Segment ALLL as a percentage of total ALLL				45	%		55	%		100	%
	Ratio of the allowance for loan and lease losses to total loans				1.73	%		2.90	%		2.22	%
September 30, 2011
	ALLOWANCE FOR LOAN AND LEASE LOSSES
		January 1		$	2,567		$	2,320		$	4,887
		Charge-offs			(959)			(823)			(1,782)
		Recoveries			358			112			470
			Net charge-offs		(601)			(711)			(1,312)
		Provision for credit losses			268			694			962
		Net change in allowance for unfunded loan commitments and letters of credit			(13)			(16)			(29)
		Other			(1)						(1)
			September 30	$	2,220		$	2,287		$	4,507
		TDRs individually evaluated for impairment		$	28		$	511		$	539
		Other loans individually evaluated for impairment			583						583
		Loans collectively evaluated for impairment			1,366			1,033			2,399
		Purchased impaired loans			243			743			986
			September 30	$	2,220		$	2,287		$	4,507
	LOAN PORTFOLIO
		TDRs individually evaluated for impairment		$	396		$	1,751		$	2,147
		Other loans individually evaluated for impairment			2,076						2,076
		Loans collectively evaluated for impairment			81,420			61,973			143,393
		Purchased impaired loans			957			5,970			6,927
			September 30	$	84,849		$	69,694		$	154,543
	Portfolio segment ALLL as a percentage of total ALLL				49	%		51	%		100	%
	Ratio of the allowance for loan and lease losses to total loans				2.62	%		3.28	%		2.92	%

Rollforward of Allowance for Unfunded Loan Commitments and Letters of Credit

Table 82: Rollforward of Allowance for Unfunded Loan Commitments and Letters of Credit
In millions			2012		2011
January 1		$	240	$	188
Net change in allowance for unfunded loan commitments and letters of credit			(1)		29
	September 30	$	239	$	217