Commitments And Guarantees (Tables)

9 Months Ended

Sep. 30, 2011

Commitments and Guarantees [Abstract]

Net Outstanding Standby Letters of Credit

Net Outstanding Standby Letters of Credit
		September 30				December 31
Dollars in billions		2011					2010
Net outstanding standby letters of credit			$	10.9		$	10.1
Internal credit ratings (as a percentage of portfolio):
	Pass (a)			93	%		90	%
	Below pass (b)			7	%		10	%
(a)	Indicates that expected risk of loss is currently low.
(b)	Indicates a higher degree of risk of default.

Analysis of Commercial Mortgage Recourse Obligations

Analysis of Commercial Mortgage Recourse Obligations
In millions		2011		2010
January 1	$	54	$	71
Reserve adjustments, net		2		(16)
Losses - loan repurchases and settlements		(7)		(1)
Loan sales				(24)
September 30	$	49	$	30

Analysis of Indemnification and Repurchase Liability for Asserted and Unasserted Claims

Analysis of Indemnification and Repurchase Liability for Asserted Claims and Unasserted Claims
		2011						2010
				Home						Home
		Residential		Equity				Residential		Equity
		Mortgages		Loans/				Mortgages		Loans/
In millions		(a)		Lines (b)		Total		(a)		Lines (b)		Total
January 1		$	144	$	150	$	294	$	229	$	41	$	270
Reserve adjustments, net			66		3		69		96		73		169
Losses - loan repurchases and settlements			(125)		(102)		(227)		(170)		(14)		(184)
September 30		$	85	$	51	$	136	$	155	$	100	$	255
(a)	Repurchase obligation associated with sold loan portfolios of $126.7 billion and $145.7 billion at September 30, 2011 and September 30, 2010, respectively.
(b)	Repurchase obligation associated with sold loan portfolios of $4.6 billion and $7.0 billion at September 30, 2011 and September 30, 2010, respectively. PNC is no
	longer engaged in the brokered home equity business, which was acquired with National City.

Reinsurance Agreements Exposure

Reinsurance Agreements Exposure
		September 30,				December 31,
In millions		2011				2010
Accidental Death & Dismemberment			$	2,332			$	2,367
Credit Life, Accident & Health				959				1,003
Lender Placed Hazard (a)				2,958				709
Borrower and Lender Paid Mortgage Insurance				352				463
Maximum Exposure			$	6,601			$	4,542
Percentage of reinsurance agreements:
Excess of Loss - Mortgage Insurance				5	%			8	%
Quota Share				95	%			92	%
Maximum Exposure to Quota Share Agreements with 100% Reinsurance			$	958			$	1,001
(a)	Lender Placed Hazard contract including stop loss provision expired in the third quarter of 2010. Stop loss provision not available on replacement contract.

Reinsurance Agreements Rollforward

A rollforward of the reinsurance reserves for probable losses for the first nine months of 2011 and 2010 follows:
Reinsurance Reserves - Rollforward
In millions	2011			2010
January 1		$	150		$	220
Paid Losses			(94)			(74)
Net Provision			28			35
Changes to Agreements						(3)
September 30		$	84		$	178