EXHIBIT 12.2

The PNC Financial Services Group, Inc. and Subsidiaries

Computation of Ratio of Earnings

to Fixed Charges and Preferred Stock Dividends (1)

	Year Ended December 31
Dollars in millions	2010		2009		2008		2007		2006
Earnings
Pretax income from continuing operations before adjustment for noncontrolling interests in consolidated subsidiaries or income or loss from equity investees	$	3,680	$	3,135	$	946	$	1,612	$	3,737
Add:
Distributed income of equity investees		167		171		157		124		20
Fixed charges and preferred stock dividends excluding interest on deposits		1,316		1,993		1,059		1,209		779
Less:
Noncontrolling interests in pretax income of subsidiaries that have not incurred fixed charges		148		126		122		101		33
Interest capitalized		1		3
Preferred stock dividend requirements		224		597		33		1		1
Earnings excluding interest on deposits		4,790		4,573		2,007		2,843		4,502
Interest on deposits		963		1,741		1,485		2,053		1,590
Total earnings	$	5,753	$	6,314	$	3,492	$	4,896	$	6,092
Fixed charges and preferred stock dividends
Interest on borrowed funds	$	918	$	1,225	$	961	$	1,143	$	719
Interest component of rentals		134		131		64		64		59
Amortization of notes and debentures		39		37		1		1
Interest capitalized		1		3
Preferred stock dividend requirements		224		597		33		1		1
Fixed charges and preferred stock dividends excluding interest on deposits		1,316		1,993		1,059		1,209		779
Interest on deposits		963		1,741		1,485		2,053		1,590
Total fixed charges and preferred stock dividends	$	2,279	$	3,734	$	2,544	$	3,262	$	2,369
Ratio of earnings to fixed charges and preferred stock dividends
Excluding interest on deposits		3.64x		2.29x		1.90x		2.35x		5.78x
Including interest on deposits		2.52		1.69		1.37		1.50		2.57

(1) As defined in Item 503(d) of Regulation S-K.