EXHIBIT 12.1

The PNC Financial Services Group, Inc. and Subsidiaries

Computation of Ratio of Earnings

to Fixed Charges (1)

	Year Ended December 31
Dollars in millions	2010			2009			2008			2007			2006
Earnings
Pretax income from continuing operations before adjustment for noncontrolling interests in consolidated subsidiaries or income or loss from equity investees	$	3,680		$	3,135		$	946		$	1,612		$	3,737
Add:
Distributed income of equity investees		167			171			157			124			20
Fixed charges excluding interest on deposits		1,092			1,396			1,026			1,208			778
Less:
Noncontrolling interests in pretax income of subsidiaries that have not incurred fixed charges		148			126			122			101			33
Interest capitalized		1			3
Earnings excluding interest on deposits		4,790			4,573			2,007			2,843			4,502
Interest on deposits		963			1,741			1,485			2,053			1,590
Total earnings	$	5,753		$	6,314		$	3,492		$	4,896		$	6,092
Fixed charges
Interest on borrowed funds	$	918		$	1,225		$	961		$	1,143		$	719
Interest component of rentals		134			131			64			64			59
Amortization of notes and debentures		39			37			1			1
Interest capitalized		1			3
Fixed charges excluding interest on deposits		1,092			1,396			1,026			1,208			778
Interest on deposits		963			1,741			1,485			2,053			1,590
Total fixed charges	$	2,055		$	3,137		$	2,511		$	3,261		$	2,368
Ratio of earnings to fixed charges
Excluding interest on deposits		4.39	x		3.28	x		1.96	x		2.35	x		5.79	x
Including interest on deposits		2.80			2.01			1.39			1.50			2.57

(1) As defined in Item 503(d) of Regulation S-K.