Exhibit 12.2

The PNC Financial Services Group, Inc. and Subsidiaries

Computation of Ratio of Earnings

to Fixed Charges and Preferred Stock Dividends (1)

	Year Ended December 31
Dollars in millions	2008			2007			2006			2005			2004
Earnings
Pretax income from continuing operations before adjustment for minority interests in consolidated subsidiaries or income or loss from equity investees	$	1,063		$	1,806		$	3,913		$	1,962		$	1,745
Add:
Distributed income of equity investees		157			124			20
Fixed charges and preferred stock dividends excluding interest on deposits		1,109			1,268			842			663			358
Less:
Minority interest in pretax income of subsidiaries that have not incurred fixed charges		122			101			33			20			10
Preferred stock dividend requirements		33			1			1			1			1
Earnings excluding interest on deposits		2,174			3,096			4,741			2,604			2,092
Interest on deposits		1,485			2,053			1,590			981			484
Total earnings	$	3,659		$	5,149		$	6,331		$	3,585		$	2,576
Fixed charges and preferred stock dividends
Interest on borrowed funds	$	1,004		$	1,197		$	777		$	599		$	298
Interest component of rentals		71			69			64			63			58
Amortization of notes and debentures		1			1									1
Distributions on mandatorily redeemable capital securities of subsidiary trusts
Preferred stock dividend requirements		33			1			1			1			1
Fixed charges and preferred stock dividends excluding interest on deposits		1,109			1,268			842			663			358
Interest on deposits		1,485			2,053			1,590			981			484
Total fixed charges and preferred stock dividends	$	2,594		$	3,321		$	2,432		$	1,644		$	842
Ratio of earnings to fixed charges and preferred stock dividends
Excluding interest on deposits		1.96	x		2.44	x		5.63	x		3.93	x		5.84	x
Including interest on deposits		1.41			1.55			2.60			2.18			3.06

(1) As defined in Item 503(d) of Regulation S-K.