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Loans and Related Allowance for Credit Losses (Credit Quality Indicators for Automobile, Credit Card, Education and Other Consumer Loan Classes) (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Total loans, net [1] $ 316,467 $ 321,508  
Gross charge-offs      
Total 1,435 1,092 $ 985
Automobile      
Gross charge-offs      
Year One 9 8  
Year Two 44 24  
Year Three 27 22  
Year Four 17 17  
Year Five 12 30  
Prior 22 20  
Total 131 121  
Automobile | Using FICO Credit Metric      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 6,544 5,797  
Year two 3,862 3,630  
Year three 2,328 2,912  
Year four 1,681 1,174  
Year five 539 1,004  
Prior 401 343  
Total loans, net 15,355 14,860  
Automobile | FICO Score, Greater Than Or Equal To 780 | Using FICO Credit Metric      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 3,288 2,722  
Year two 1,717 1,650  
Year three 1,094 1,483  
Year four 865 535  
Year five 241 368  
Prior 125 88  
Total loans, net 7,330 6,846  
Automobile | FICO Score, 720 to 779 | Using FICO Credit Metric      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 2,047 1,797  
Year two 1,123 1,104  
Year three 636 778  
Year four 415 301  
Year five 129 250  
Prior 90 80  
Total loans, net 4,440 4,310  
Automobile | FICO Score, 660 to 719 | Using FICO Credit Metric      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 963 1,014  
Year two 671 604  
Year three 367 408  
Year four 227 186  
Year five 82 186  
Prior 74 70  
Total loans, net 2,384 2,468  
Automobile | FICO Score, Less Than 660 | Using FICO Credit Metric      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 246 264  
Year two 351 272  
Year three 231 243  
Year four 174 152  
Year five 87 200  
Prior 112 105  
Total loans, net 1,201 1,236  
Credit card      
Gross charge-offs      
Revolving Loans 316 290  
Revolving Loans Converted to Term 39 29  
Total 355 319  
Credit card | Using FICO Credit Metric      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Revolving Loans 6,797 7,111  
Revolving Loans Converted to Term 82 69  
Total loans, net 6,879 7,180  
Credit card | FICO Score, Greater Than Or Equal To 780 | Using FICO Credit Metric      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Revolving Loans 2,090 2,017  
Revolving Loans Converted to Term 2 1  
Total loans, net 2,092 2,018  
Credit card | FICO Score, 720 to 779 | Using FICO Credit Metric      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Revolving Loans 1,859 1,976  
Revolving Loans Converted to Term 5 4  
Total loans, net 1,864 1,980  
Credit card | FICO Score, 660 to 719 | Using FICO Credit Metric      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Revolving Loans 1,815 1,979  
Revolving Loans Converted to Term 16 13  
Total loans, net 1,831 1,992  
Credit card | FICO Score, Less Than 660 | Using FICO Credit Metric      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Revolving Loans 936 1,036  
Revolving Loans Converted to Term 57 48  
Total loans, net 993 1,084  
Credit card | No FICO Score Available Or Required | Using FICO Credit Metric      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Revolving Loans 97 103  
Revolving Loans Converted to Term 2 3  
Total loans, net 99 106  
Education      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 70 106  
Year two 116 160  
Year three 139 83  
Year four 67 68  
Year five 53 85  
Prior 1,191 1,443  
Total loans, net 1,636 1,945  
Gross charge-offs      
Year Three 1 1  
Year Four 1 1  
Year Five 1 2  
Prior 16 13  
Total 19 17  
Education | Using FICO Credit Metric      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 70 106  
Year two 116 160  
Year three 139 83  
Year four 67 68  
Year five 53 85  
Prior 500 538  
Total loans, net 945 1,040  
Education | FICO Score, Greater Than Or Equal To 780 | Using FICO Credit Metric      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 22 35  
Year two 58 88  
Year three 79 45  
Year four 39 40  
Year five 33 51  
Prior 318 331  
Total loans, net 549 590  
Education | FICO Score, 720 to 779 | Using FICO Credit Metric      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 20 32  
Year two 36 47  
Year three 38 24  
Year four 20 19  
Year five 14 24  
Prior 116 131  
Total loans, net 244 277  
Education | FICO Score, 660 to 719 | Using FICO Credit Metric      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 13 20  
Year two 14 17  
Year three 15 8  
Year four 6 6  
Year five 5 8  
Prior 46 54  
Total loans, net 99 113  
Education | FICO Score, Less Than 660 | Using FICO Credit Metric      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 3 4  
Year two 3 3  
Year three 3 2  
Year four 1 1  
Year five 1 2  
Prior 19 21  
Total loans, net 30 33  
Education | No FICO Score Available Or Required | Using FICO Credit Metric      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 12 15  
Year two 5 5  
Year three 4 4  
Year four 1 2  
Year five  
Prior 1 1  
Total loans, net 23 27  
Education | Other Internal Credit Metrics      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Prior 691 905  
Total loans, net 691 905  
Other consumer      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 766 712  
Year two 409 573  
Year three 317 222  
Year four 90 139  
Year five 36 137  
Prior 113 75  
Revolving Loans 2,284 2,398  
Revolving Loans Converted to Term 12 15  
Total loans, net 4,027 4,271  
Gross charge-offs      
Year One 76 75  
Year Two 27 23  
Year Three 26 18  
Year Four 13 14  
Year Five 8 14  
Prior 9 8  
Revolving Loans 11 11  
Revolving Loans Converted to Term 1 1  
Total 171 164  
Other consumer | Using FICO Credit Metric      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 760 693  
Year two 400 476  
Year three 240 189  
Year four 78 91  
Year five 25 66  
Prior 23 41  
Revolving Loans 228 249  
Revolving Loans Converted to Term 4 5  
Total loans, net 1,758 1,810  
Other consumer | FICO Score, Greater Than Or Equal To 780 | Using FICO Credit Metric      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 245 241  
Year two 129 127  
Year three 64 47  
Year four 20 21  
Year five 5 14  
Prior 6 11  
Revolving Loans 37 39  
Revolving Loans Converted to Term 1 1  
Total loans, net 507 501  
Other consumer | FICO Score, 720 to 779 | Using FICO Credit Metric      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 292 286  
Year two 141 157  
Year three 70 54  
Year four 21 26  
Year five 6 17  
Prior 6 11  
Revolving Loans 72 80  
Revolving Loans Converted to Term 1 1  
Total loans, net 609 632  
Other consumer | FICO Score, 660 to 719 | Using FICO Credit Metric      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 203 147  
Year two 97 140  
Year three 72 57  
Year four 22 27  
Year five 8 21  
Prior 6 11  
Revolving Loans 79 87  
Revolving Loans Converted to Term 1 2  
Total loans, net 488 492  
Other consumer | FICO Score, Less Than 660 | Using FICO Credit Metric      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 20 19  
Year two 33 52  
Year three 34 31  
Year four 15 17  
Year five 6 14  
Prior 5 8  
Revolving Loans 40 43  
Revolving Loans Converted to Term 1 1  
Total loans, net 154 185  
Other consumer | Other Internal Credit Metrics      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Year one 6 19  
Year two 9 97  
Year three 77 33  
Year four 12 48  
Year five 11 71  
Prior 90 34  
Revolving Loans 2,056 2,149  
Revolving Loans Converted to Term 8 10  
Total loans, net $ 2,269 $ 2,461  
[1] Our consolidated assets included the following for which we have elected the fair value option: Loans held for sale of $0.8 billion, Loans of $1.2 billion and Other assets of $0.1 billion at December 31, 2024. Comparable amounts at December 31, 2023 were $0.7 billion, $1.2 billion and $0.1 billion, respectively.