Fee-based Revenue from Contracts with Customers (Tables)

12 Months Ended

Dec. 31, 2024

Revenue from Contract with Customer [Abstract]

Noninterest Income Disaggregation

Table 122: Noninterest Income by Business Segment and Reconciliation to Consolidated Noninterest Income

Year ended December 31 In millions	Retail Banking		Corporate & Institutional Banking		Asset Management Group
2024
Asset management and brokerage
Asset management fees					$	933
Brokerage fees	$	551			1
Total asset management and brokerage	551				934
Card and cash management
Treasury management fees	41		$	1,481
Debit card fees	699
Net credit card fees (a)	189
Merchant services	157		74
Other	87
Total card and cash management	1,173		1,555
Lending and deposit services
Deposit account fees	645
Other	74		32
Total lending and deposit services	719		32
Residential and commercial mortgage (b)			117
Capital markets and advisory			888
Other			75
Total in-scope noninterest income	2,443		2,667		934
Out-of-scope noninterest income (c)	1,139		1,260		15
Noninterest income by business segment	$	3,582	$	3,927	$	949
Reconciliation to consolidated noninterest income	For the year ended December 31, 2024
Total in-scope business segment noninterest income					$	6,044
Out-of-scope business segment noninterest income (c)					2,414
Noninterest income from Other (d)					(402)
Noninterest income as shown on the Consolidated Income Statement					$	8,056

(Continued from previous page)
Year ended December 31 In millions	Retail Banking		Corporate & Institutional Banking		Asset Management Group
2023
Asset management and brokerage
Asset management fees					$	882
Brokerage fees	$	523			7
Total asset management and brokerage	523				889
Card and cash management
Treasury management fees	41		$	1,377
Debit card fees	691
Net credit card fees (a)	228
Merchant services	168		77
Other	96
Total card and cash management	1,224		1,454
Lending and deposit services
Deposit account fees	637
Other	73		34
Total lending and deposit services	710		34
Residential and commercial mortgage (b)			140
Capital markets and advisory			653
Other			68
Total in-scope noninterest income	2,457		2,349		889
Out-of-scope noninterest income (c)	494		1,188		16
Noninterest income by business segment	$	2,951	$	3,537	$	905
Reconciliation to consolidated noninterest income	For the year ended December 31, 2023
Total in-scope business segment noninterest income					$	5,695
Out-of-scope business segment noninterest income (c)					1,698
Noninterest income from Other (d)					181
Noninterest income as shown on the Consolidated Income Statement					$	7,574

(Continued from previous page)
Year ended December 31 In millions	Retail Banking		Corporate & Institutional Banking		Asset Management Group
2022
Asset management and brokerage
Asset management fees					$	908
Brokerage fees	$	528			8
Total asset management and brokerage	528				916
Card and cash management
Treasury management fees	40		$	1,284
Debit card fees	684
Net credit card fees (a)	237
Merchant services	186		66
Other	97
Total card and cash management	1,244		1,350
Lending and deposit services
Deposit account fees	583
Other	67		33
Total lending and deposit services	650		33
Residential and commercial mortgage (b)			140
Capital markets and advisory			790
Other			59
Total in-scope noninterest income	2,422		2,372		916
Out-of-scope noninterest income (c)	545		1,249		20
Noninterest income by business segment	$	2,967	$	3,621	$	936
Reconciliation to consolidated noninterest income	For the year ended December 31, 2022
Total in-scope business segment noninterest income					$	5,710
Out-of-scope business segment noninterest income (c)					1,814
Noninterest income from Other (d)					582
Noninterest income as shown on the Consolidated Income Statement					$	8,106

(a)Net credit card fees consist of interchange fees of $671 million, $673 million and $662 million and credit card reward costs totaled $482 million, $445 million and $425 million for the years ended December 31, 2024, 2023 and 2022, respectively.

(b)Residential mortgage noninterest income falls under the scope of other accounting and disclosure requirements outside of Topic 606 and is included within the out-of-scope noninterest income line for the Retail Banking segment.

(c)Out-of-scope noninterest income includes revenue streams that fall under the scope of other accounting and disclosure requirements outside of Topic 606.

(d)Includes residual activities from corporate operations. For additional information, see Note 22 Segment Reporting.