Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2024

Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]

Basel Regulatory Capital

The following table sets forth the Basel III regulatory capital ratios at December 31, 2024 and 2023, for PNC and PNC Bank:

Table 115: Basel Regulatory Capital (a)

	Amount				Ratios
December 31 Dollars in millions	2024		2023		2024		2023		“Well Capitalized” Requirements
Risk-based capital
Common equity Tier 1
PNC	$	44,467	$	41,974	10.5	%	9.9	%	N/A		(b) (c)
PNC Bank	$	49,306	$	47,273	11.9	%	11.3	%	6.5	%
Tier 1
PNC	$	50,216	$	48,215	11.9	%	11.4	%	6.0	%
PNC Bank	$	49,306	$	47,273	11.9	%	11.3	%	8.0	%
Total
PNC	$	57,330	$	55,932	13.6	%	13.2	%	10.0	%
PNC Bank	$	55,574	$	54,140	13.4	%	12.9	%	10.0	%
Leverage
PNC	$	50,216	$	48,215	9.0	%	8.7	%	N/A		(b) (d)
PNC Bank	$	49,306	$	47,273	8.9	%	8.6	%	5.0	%

(a)Calculated using the regulatory capital methodology applicable to us during both 2024 and 2023.

(b)“Well Capitalized” is not defined at the BHC level.

(c)The regulatory minimum required CET1 ratio of 4.5% plus SCB of 2.5% for PNC is 7.0%.

(d)The regulatory minimum required leverage ratio for PNC is 4.0%.