XML 193 R76.htm IDEA: XBRL DOCUMENT v3.22.0.1
Loans and Related Allowance for Credit Losses (Analysis of Loan Portfolio) (Details) - USD ($)
$ in Millions
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans $ 288,372 [1] $ 241,928 [1] $ 239,843
Percentage of total loans, past due 100.00% 100.00%  
Unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans $ 700 $ 1,300  
Collateral Pledged      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 1,700 1,500  
Other assets      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Accrued interest on loan portfolio 700 700  
Total Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans $ 1,985 $ 1,363  
Percentage of total loans, past due 0.69% 0.56%  
Current or Less Than 30 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans $ 283,155 $ 237,716  
Percentage of total loans, past due 98.19% 98.27%  
30-59 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans $ 1,011 $ 620  
Percentage of total loans, past due 0.35% 0.26%  
60-89 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans $ 355 $ 234  
Percentage of total loans, past due 0.12% 0.10%  
90 Days Or More Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans $ 619 $ 509  
Percentage of total loans, past due 0.21% 0.21%  
Nonperforming Loans      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans $ 2,480 $ 2,286  
Percentage of total loans, past due 0.86% 0.94%  
Fair Value Option Nonaccrual Loans      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Nonaccrual loans $ 752 $ 563  
Percentage of total loans, nonaccrual, past due 0.26% 0.23%  
Residential real estate      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans $ 39,712 $ 22,560  
Residential real estate | Government insured or guaranteed loans      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 811 922  
Home equity      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 24,061 24,088  
Education      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 2,533 2,946  
Other consumer      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 5,727 4,698  
Commercial      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 193,078 167,203 160,602
Commercial | Total Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 537 205  
Commercial | Current or Less Than 30 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 191,373 166,075  
Commercial | 30-59 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 306 143  
Commercial | 60-89 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 98 32  
Commercial | 90 Days Or More Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 133 30  
Commercial | Nonperforming Loans      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 1,168 923  
Commercial | Commercial and industrial      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 152,933 132,073  
Commercial | Commercial and industrial | Total Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 439 162  
Commercial | Commercial and industrial | Current or Less Than 30 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 151,698 131,245  
Commercial | Commercial and industrial | 30-59 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 235 106  
Commercial | Commercial and industrial | 60-89 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 72 26  
Commercial | Commercial and industrial | 90 Days Or More Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 132 30  
Commercial | Commercial and industrial | Nonperforming Loans      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 796 666  
Commercial | Commercial real estate      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 34,015 28,716  
Commercial | Commercial real estate | Total Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 71 7  
Commercial | Commercial real estate | Current or Less Than 30 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 33,580 28,485  
Commercial | Commercial real estate | 30-59 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 46 6  
Commercial | Commercial real estate | 60-89 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 24 1  
Commercial | Commercial real estate | 90 Days Or More Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 1    
Commercial | Commercial real estate | Nonperforming Loans      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 364 224  
Commercial | Equipment lease financing      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 6,130 6,414  
Commercial | Equipment lease financing | Total Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 27 36  
Commercial | Equipment lease financing | Current or Less Than 30 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 6,095 6,345  
Commercial | Equipment lease financing | 30-59 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 25 31  
Commercial | Equipment lease financing | 60-89 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 2 5  
Commercial | Equipment lease financing | Nonperforming Loans      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 8 33  
Consumer      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 95,294 74,725 $ 79,241
Consumer | Total Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 1,448 1,158  
Consumer | Current or Less Than 30 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 91,782 71,641  
Consumer | 30-59 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 705 477  
Consumer | 60-89 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 257 202  
Consumer | 90 Days Or More Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 486 479  
Consumer | Nonperforming Loans      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 1,312 1,363  
Consumer | Fair Value Option Nonaccrual Loans      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Nonaccrual loans 752 563  
Consumer | Residential real estate      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 39,712 22,560  
Consumer | Residential real estate | Total Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 826 578  
Consumer | Residential real estate | Total Past Due | Government insured or guaranteed loans      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 400 400  
Consumer | Residential real estate | Current or Less Than 30 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 37,706 20,945  
Consumer | Residential real estate | 30-59 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 379 181  
Consumer | Residential real estate | 60-89 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 119 78  
Consumer | Residential real estate | 90 Days Or More Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 328 319  
Consumer | Residential real estate | Nonperforming Loans      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 517 528  
Consumer | Residential real estate | Fair Value Option Nonaccrual Loans      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Nonaccrual loans 663 509  
Consumer | Home equity      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 24,061 24,088  
Consumer | Home equity | Total Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 71 71  
Consumer | Home equity | Current or Less Than 30 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 23,305 23,318  
Consumer | Home equity | 30-59 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 53 50  
Consumer | Home equity | 60-89 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 18 21  
Consumer | Home equity | Nonperforming Loans      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 596 645  
Consumer | Home equity | Fair Value Option Nonaccrual Loans      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Nonaccrual loans 89 54  
Consumer | Automobile      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 16,635 14,218  
Consumer | Automobile | Total Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 200 180  
Consumer | Automobile | Current or Less Than 30 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 16,252 13,863  
Consumer | Automobile | 30-59 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 146 134  
Consumer | Automobile | 60-89 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 40 34  
Consumer | Automobile | 90 Days Or More Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 14 12  
Consumer | Automobile | Nonperforming Loans      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 183 175  
Consumer | Credit card      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 6,626 6,215  
Consumer | Credit card | Total Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 144 133  
Consumer | Credit card | Current or Less Than 30 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 6,475 6,074  
Consumer | Credit card | 30-59 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 49 43  
Consumer | Credit card | 60-89 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 33 30  
Consumer | Credit card | 90 Days Or More Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 62 60  
Consumer | Credit card | Nonperforming Loans      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 7 8  
Consumer | Education      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 2,533 2,946  
Consumer | Education | Total Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 133 161  
Consumer | Education | Total Past Due | Government insured or guaranteed loans      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 100 200  
Consumer | Education | Current or Less Than 30 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 2,400 2,785  
Consumer | Education | 30-59 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 43 55  
Consumer | Education | 60-89 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 25 29  
Consumer | Education | 90 Days Or More Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 65 77  
Consumer | Other consumer      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 5,727 4,698  
Consumer | Other consumer | Total Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 74 35  
Consumer | Other consumer | Current or Less Than 30 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 5,644 4,656  
Consumer | Other consumer | 30-59 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 35 14  
Consumer | Other consumer | 60-89 Days Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 22 10  
Consumer | Other consumer | 90 Days Or More Past Due      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans 17 11  
Consumer | Other consumer | Nonperforming Loans      
Financing Receivable. Recorded Investment, Past Due [Line Items]      
Total loans $ 9 $ 7  
[1] Our consolidated assets included the following for which we have elected the fair value option: Loans held for sale of $1.9 billion, Loans of $1.5 billion and Other assets of $0.1 billion at December 31, 2021 and Loans held for sale of $1.2 billion, Loans of $1.4 billion and Other assets of $0.1 billion at December 31, 2020.