Consolidated Balance Sheet - USD ($) $ in Millions		Sep. 30, 2019	Dec. 31, 2018
Assets
Cash and due from banks		$ 5,671	$ 5,608
Interest-earning deposits with banks		19,036	10,893
Loans held for sale	[1]	1,872	994
Investment securities – available for sale		69,057	63,389
Investment securities – held to maturity		18,826	19,312
Loans	[1]	237,377	226,245
Allowance for loan and lease losses		(2,738)	(2,629)
Net loans		234,639	223,616
Equity investments	[2]	13,325	12,894
Mortgage servicing rights		1,483	1,983
Goodwill		9,233	9,218
Other	[1]	35,774	34,408
Total assets		408,916	382,315
Deposits
Noninterest-bearing		74,077	73,960
Interest-bearing		211,506	193,879
Total deposits		285,583	267,839
Borrowed funds
Federal Home Loan Bank borrowings		21,901	21,501
Bank notes and senior debt		27,148	25,018
Subordinated debt		5,473	5,895
Other	[3]	6,832	5,005
Total borrowed funds		61,354	57,419
Allowance for unfunded loan commitments and letters of credit		304	285
Accrued expenses and other liabilities		12,220	9,002
Total liabilities		359,461	334,545
Equity
Common stock ($5 par value, Authorized 800 shares, issued 542 shares)		2,711	2,711
Capital surplus		16,297	16,277
Retained earnings		41,413	38,919
Accumulated other comprehensive income (loss)		837	(725)
Common stock held in treasury at cost: 103 and 85 shares		(11,838)	(9,454)
Total shareholders’ equity		49,420	47,728
Noncontrolling interests		35	42
Total equity		49,455	47,770
Total liabilities and equity		$ 408,916	$ 382,315

[1] Our consolidated assets included the following for which we have elected the fair value option: Loans held for sale of $1.5 billion, Loans of $.8 billion and Other assets of $.1 billion at September 30, 2019 and Loans held for sale of $.9 billion, Loans of $.8 billion and Other assets of $.2 billion at December 31, 2018.

[2] Amounts include our equity interest in BlackRock.

[3] Our consolidated liabilities at both September 30, 2019 and December 31, 2018 included Other borrowed funds of $.1 billion for which we have elected the fair value option.