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Allowances for Loan and Lease Losses (Tables)
 9 Months Ended
Sep. 30, 2019
Allowance For Loan And Lease Losses [Abstract]  
Rollforward of Allowance for Loan and Lease Losses and Associated Loan Data
Table 43: Rollforward of Allowance for Loan and Lease Losses and Associated Loan Data
 
 
2019
 
2018
 
At or for the nine months ended September 30
Dollars in millions
 
Commercial
Lending

 
Consumer
Lending

 
Total

 
Commercial
Lending

 
Consumer
Lending

 
Total

 
Allowance for Loan and Lease Losses
 
 
 
 
 
 
 
 
 
 
 
 
 
January 1
 
$
1,663

 
$
966

 
$
2,629

 
$
1,582

 
$
1,029

 
$
2,611

 
Charge-offs
 
(138
)
 
(545
)
 
(683
)
 
(92
)
 
(472
)
 
(564
)
 
Recoveries
 
59

 
191

 
250

 
74

 
177

 
251

 
Net (charge-offs)
 
(79
)
 
(354
)
 
(433
)
 
(18
)
 
(295
)
 
(313
)
 
Provision for credit losses
 
247

 
305

 
552

 
48

 
212

 
260

 
Net (increase) / decrease in allowance for unfunded loan
  commitments and letters of credit
 
(20
)
 
1

 
(19
)
 
7

 
2

 
9

 
Other
 
 
 
9

 
9

 
(1
)
 
18

 
17

 
September 30
 
$
1,811


$
927


$
2,738

 
$
1,618

 
$
966

 
$
2,584

 
TDRs individually evaluated for impairment
 
$
34

 
$
95

 
$
129

 
$
28

 
$
145

 
$
173

 
Other loans individually evaluated for impairment
 
47

 
 
 
47

 
37

 
 
 
37

 
Loans collectively evaluated for impairment
 
1,730

 
554

 
2,284

 
1,553

 
547

 
2,100

 
Purchased impaired loans
 
 
 
278

 
278

 
 
 
274

 
274

 
September 30
 
$
1,811

 
$
927

 
$
2,738

 
$
1,618

 
$
966

 
$
2,584

 
Loan Portfolio
 
 
 
 
 
 
 
 
 
 
 
 
 
TDRs individually evaluated for impairment
 
$
420

 
$
1,343

 
$
1,763

 
$
389

 
$
1,497

 
$
1,886

 
Other loans individually evaluated for impairment
 
265

 
 
 
265

 
206

 
 
 
206

 
Loans collectively evaluated for impairment
 
159,503

 
73,298

 
232,801

 
148,853

 
69,253

 
218,106

 
Fair value option loans (a)
 
 
 
754

 
754

 
 
 
753

 
753

 
Purchased impaired loans
 
 
 
1,794

 
1,794

 
 
 
2,102

 
2,102

 
September 30
 
$
160,188

 
$
77,189

 
$
237,377

 
$
149,448

 
$
73,605

 
$
223,053

 
Portfolio segment ALLL as a percentage of total ALLL
 
66
%
 
34
%
 
100
%
 
63
%
 
37
%
 
100
%
 
Ratio of ALLL to total loans
 
1.13
%
 
1.20
%
 
1.15
%
 
1.08
%
 
1.31
%
 
1.16
%
 
(a)
Loans accounted for under the fair value option are not evaluated for impairment as these loans are accounted for at fair value. Accordingly, there is no allowance recorded on these loans.