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Allowances for Loan and Lease Losses (Tables)
 3 Months Ended
Mar. 31, 2019
Allowance For Loan And Lease Losses [Abstract]  
Rollforward of Allowance for Loan and Lease Losses and Associated Loan Data
Table 43: Rollforward of Allowance for Loan and Lease Losses and Associated Loan Data
 
 
2019
 
2018
 
At or for the three months ended March 31
Dollars in millions
 
Commercial
Lending

 
Consumer
Lending

 
Total

 
Commercial
Lending

 
Consumer
Lending

 
Total

 
Allowance for Loan and Lease Losses
 
 
 
 
 
 
 
 
 
 
 
 
 
January 1
 
$
1,663

 
$
966

 
$
2,629

 
$
1,582

 
$
1,029

 
$
2,611

 
Charge-offs
 
(31
)
 
(184
)
 
(215
)
 
(36
)
 
(157
)
 
(193
)
 
Recoveries
 
19

 
60

 
79

 
26

 
54

 
80

 
Net (charge-offs)
 
(12
)
 
(124
)
 
(136
)
 
(10
)
 
(103
)
 
(113
)
 
Provision for credit losses
 
80

 
109

 
189

 
37

 
55

 
92

 
Net decrease / (increase) in allowance for unfunded loan
  commitments and letters of credit
 
5

 
1

 
6

 
5

 
2

 
7

 
Other
 
 
 
4

 
4

 
 
 
7

 
7

 
March 31
 
$
1,736


$
956


$
2,692

 
$
1,614

 
$
990

 
$
2,604

 
TDRs individually evaluated for impairment
 
$
27

 
$
130

 
$
157

 
$
34

 
$
152

 
$
186

 
Other loans individually evaluated for impairment
 
60

 
 
 
60

 
67

 
 
 
67

 
Loans collectively evaluated for impairment
 
1,649

 
551

 
2,200

 
1,513

 
556

 
2,069

 
Purchased impaired loans
 
 
 
275

 
275

 
 
 
282

 
282

 
March 31
 
$
1,736

 
$
956

 
$
2,692

 
$
1,614

 
$
990

 
$
2,604

 
Loan Portfolio
 
 
 
 
 
 
 
 
 
 
 
 
 
TDRs individually evaluated for impairment
 
$
456

 
$
1,412

 
$
1,868

 
$
384

 
$
1,608

 
$
1,992

 
Other loans individually evaluated for impairment
 
190

 
 
 
190

 
313

 
 
 
313

 
Loans collectively evaluated for impairment
 
157,796

 
69,732

 
227,528

 
148,248

 
67,934

 
216,182

 
Fair value option loans (a)
 
 
 
758

 
758

 
 
 
813

 
813

 
Purchased impaired loans
 
 
 
1,949

 
1,949

 
 
 
2,314

 
2,314

 
March 31
 
$
158,442

 
$
73,851

 
$
232,293

 
$
148,945

 
$
72,669

 
$
221,614

 
Portfolio segment ALLL as a percentage of total ALLL
 
64
%
 
36
%
 
100
%
 
62
%
 
38
%
 
100
%
 
Ratio of ALLL to total loans
 
1.10
%
 
1.29
%
 
1.16
%
 
1.08
%
 
1.36
%
 
1.18
%
 
(a)
Loans accounted for under the fair value option are not evaluated for impairment as these loans are accounted for at fair value. Accordingly, there is no allowance recorded on these loans.