Consolidated Balance Sheet - USD ($) $ in Millions		Sep. 30, 2018	Dec. 31, 2017
Assets
Cash and due from banks		$ 5,248	$ 5,249
Interest-earning deposits with banks		19,800	28,595
Loans held for sale (a)	[1]	1,108	2,655
Investment securities – available for sale		61,211	57,618
Investment securities – held to maturity		19,593	18,513
Loans (a)	[1]	223,053	220,458
Allowance for loan and lease losses		(2,584)	(2,611)
Net loans		220,469	217,847
Equity investments (b)	[2]	12,446	11,392
Mortgage servicing rights		2,136	1,832
Goodwill		9,218	9,173
Other (a)	[1]	28,851	27,894
Total assets		380,080	380,768
Deposits
Noninterest-bearing		74,736	79,864
Interest-bearing		190,148	185,189
Total deposits		264,884	265,053
Borrowed funds
Federal Home Loan Bank borrowings		20,036	21,037
Bank notes and senior debt		26,676	28,062
Subordinated debt		5,764	5,200
Other (c)	[3]	5,479	4,789
Total borrowed funds		57,955	59,088
Allowance for unfunded loan commitments and letters of credit		288	297
Accrued expenses and other liabilities		9,851	8,745
Total liabilities		332,978	333,183
Equity
Preferred stock (d)	[4]
Common stock ($5 par value, Authorized 800 shares, issued 542 shares)		2,710	2,710
Capital surplus		16,299	16,374
Retained earnings		38,080	35,481
Accumulated other comprehensive income (loss)		(1,260)	(148)
Common stock held in treasury at cost: 80 and 69 shares		(8,771)	(6,904)
Total shareholders’ equity		47,058	47,513
Noncontrolling interests		44	72
Total equity		47,102	47,585
Total liabilities and equity		$ 380,080	$ 380,768

[1] Our consolidated assets included the following for which we have elected the fair value option: Loans held for sale of $1.0 billion, Loans of $.8 billion and Other assets of $.2 billion at September 30, 2018 and Loans held for sale of $1.7 billion, Loans of $.9 billion and Other assets of $.3 billion at December 31, 2017.

[2] Amounts include our equity interest in BlackRock. Effective for the first quarter of 2018, $.6 billion of trading and available for sale securities, primarily money market funds, were reclassified to Equity investments on January 1, 2018 in accordance with the adoption of Accounting Standards Update 2016-01, Financial Instruments - Overall: Recognition and Measurement of Financial Assets and Financial Liabilities.

[3] Our consolidated liabilities at both September 30, 2018 and December 31, 2017 included Other borrowed funds of $.1 billion for which we have elected the fair value option.

[4] Par value less than $.5 million at each date.