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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2012
Regulatory Capital Requirements [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

To Be Well

 

 

 

 

 

 

 

 

Capitalized

 

 

 

 

 

 

 

 

Under

 

 

 

 

 

 

 

Prompt

 

 

 

 

 

For Capital

 

Corrective

 

 

 

 

 

Adequacy

 

Action

 

 

Actual

 

Purposes

 

Provisions

(Dollars in thousands)

 

Amount

Ratio

 

Amount

Ratio

 

Amount

Ratio

DNB Financial Corporation

 

 

 

 

 

 

 

 

 

December 31, 2012:

 

 

 

 

 

 

 

 

 

Total risk-based capital

$

71,775 
15.88% 

$

36,153 
8.00% 

 

N/A

N/A

Tier 1 risk-based capital

 

66,115 
14.63 

 

18,076 
4.00 

 

N/A

N/A

Tier 1 (leverage) capital

 

66,115 
10.50 

 

25,189 
4.00 

 

N/A

N/A

December 31, 2011:

 

 

 

 

 

 

 

 

 

Total risk-based capital

$

66,716 
15.57% 

$

34,275 
8.00% 

 

N/A

N/A

Tier 1 risk-based capital

 

61,354 
14.32 

 

17,138 
4.00 

 

N/A

N/A

Tier 1 (leverage) capital

 

61,354 
10.14 

 

24,205 
4.00 

 

N/A

N/A

DNB First, N.A.

 

 

 

 

 

 

 

 

 

December 31, 2012:

 

 

 

 

 

 

 

 

 

Total risk-based capital

$

71,737 
15.89% 

$

36,119 
8.00% 

$

45,149 
10.00% 

Tier 1 risk-based capital

 

66,077 
14.64 

 

18,060 
4.00 

 

27,090 
6.00 

Tier 1 (leverage) capital

 

66,077 
10.53 

 

25,110 
4.00 

 

31,387 
5.00 

December 31, 2011:

 

 

 

 

 

 

 

 

 

Total risk-based capital

$

66,692 
15.58% 

$

34,242 
8.00% 

$

42,803 
10.00% 

Tier 1 risk-based capital

 

61,330 
14.33 

 

17,121 
4.00 

 

25,682 
6.00 

Tier 1 (leverage) capital

 

61,330 
10.14 

 

24,188 
4.00 

 

30,235 
5.00