Allowance for Credit Losses (Tables)

12 Months Ended

Dec. 31, 2012

Allowance for Credit Losses [Abstract]

Age Analysis of Past Due Loans Receivables [Table Text Block]

	December 31, 2012
														Loans
														Receivable
		30-59		60-89		Greater						Total		> 90
		Days Past		Days Past		than		Total				Loans		Days and
(Dollars in thousands)		Due		Due		90 Days		Past Due		Current		Receivables		Accruing
Residential mortgage	$	692	$	319	$	2,256	$	3,267	$	22,568	$	25,835	$	60
Commercial mortgage		68		-		3,514		3,582		230,620		234,202		710
Commercial:
Commercial term		-		-		-		-		81,888		81,888		-
Commercial construction		-		-		2,031		2,031		10,216		12,247		-
Lease financing		-		-		28		28		39		67		-
Consumer:
Home equity		162		-		152		314		35,008		35,322		92
Other		95		-		54		149		6,788		6,937		7
Total	$	1,017	$	319	$	8,035	$	9,371	$	387,127	$	396,498	$	869

	December 31, 2011
													Loans
													Receivable
	30-59		60-89		Greater						Total		> 90
	Days Past		Days Past		than		Total				Loans		Days and
(Dollars in thousands)	Due		Due		90 Days		Past Due		Current		Receivables		Accruing
Residential mortgage	$	692	$	-	$	1,873	$	2,565	$	23,896	$	26,461	$	-
Commercial mortgage		257		-		2,324		2,581		229,716		232,297		210
Commercial:
Commercial term		-		54		200		254		76,048		76,302		-
Commercial construction		-		-		312		312		24,506		24,818		-
Lease financing		-		-		61		61		130		191		-
Consumer:
Home equity		175		-		60		235		35,807		36,042		-
Other		15		-		21		36		7,537		7,573		-
Total	$	1,139	$	54	$	4,851	$	6,044	$	397,640	$	403,684	$	210

Non-Performing Assets [Table Text Block]

	December 31
(Dollars in thousands)	2012		2011
Non-accrual loans:
Residential mortgage	$	2,196	$	1,873
Commercial mortgage		2,804		2,114
Commercial		4,326		3,233
Lease financing		28		61
Consumer		211		151
Total non-accrual loans		9,565		7,432
Loans 90 days past due and still accruing		869		210
Total non-performing loans		10,434		7,642
Other real estate owned & other repossessed property		1,237		3,974
Total non-performing assets	$	11,671	$	11,616

Impaired Loans by Loan Portfolio [Table Text Block]

	December 31, 2012
			Unpaid				Average		Interest
	Recorded		Principal		Related		Recorded		Income
(Dollars in thousands)	Investment		Balance		Allowance		Investment		Recognized
With no related allowance recorded:
Residential mortgage	$	2,386	$	2,883	$	-	$	2,243	$	-
Commercial mortgage		2,807		2,814		-		699		1
Commercial:
Commercial term		-		3		-		111		12
Commercial construction		-		-		-		1,855		130
Lease financing		28		36		-		49		1
Consumer		211		219		-		167		4
With allowance recorded:
Residential mortgage		-		-		-		-		-
Commercial mortgage		2,565		2,569		151		985		158
Commercial:
Commercial term		-		-		-		-		-
Commercial construction		4,326		4,864		864		2,628		66
Lease financing		-		-		-		-		-
Consumer		-		-		-		-		-
Total:
Residential mortgage		2,386		2,883		-		2,243		-
Commercial mortgage		5,372		5,383		151		1,684		159
Commercial:
Commercial term		-		3		-		111		12
Commercial construction		4,326		4,864		864		4,483		196
Lease financing		28		36		-		49		1
Consumer		211		219		-		167		4
Total	$	12,323	$	13,388	$	1,015	$	8,737	$	372

	December 31, 2011
			Unpaid				Average		Interest
	Recorded		Principal		Related		Recorded		Income
(Dollars in thousands)	Investment		Balance		Allowance		Investment		Recognized
With no related allowance recorded:
Residential mortgage	$	2,014	$	2,413	$	-	$	1,095	$	-
Commercial mortgage		-		-		-		821		58
Commercial:
Commercial term		202		566		-		206		1
Commercial construction		312		634		-		339		-
Lease financing		61		74		-		123		-
Consumer		151		152		-		79		-
With allowance recorded:
Residential mortgage		-		-		-		959		-
Commercial mortgage		2,114		2,116		826		444		-
Commercial:
Commercial term		-		-		-		450		-
Commercial construction		2,720		2,833		359		2,813		-
Lease financing		-		-		-		27		-
Consumer		-		-		-		-		-
Total:
Residential mortgage		2,014		2,413		-		2,054		-
Commercial mortgage		2,114		2,116		826		1,265		58
Commercial:
Commercial term		202		566		-		656		1
Commercial construction		3,032		3,467		359		3,152		-
Lease financing		61		74		-		150		-
Consumer		151		152		-		79		-
Total	$	7,574	$	8,788	$	1,185	$	7,356	$	59

Credit Quality Indicators [Table Text Block]

	December 31, 2012
				Special
(Dollars in thousands)		Pass		Mention		Substandard		Doubtful		Total
Residential mortgage	$	23,346	$	-	$	2,489	$	-	$	25,835
Commercial mortgage		211,001		10,847		12,354		-		234,202
Commercial:
Commercial term		81,394		73		421		-		81,888
Commercial construction		4,018		-		6,198		2,031		12,247
Lease financing		67		-		-		-		67
Consumer:
Home equity		35,069		-		253		-		35,322
Other		6,933		-		4		-		6,937
Total	$	361,828	$	10,920	$	21,719	$	2,031	$	396,498

	December 31, 2011
			Special
(Dollars in thousands)	Pass		Mention		Substandard		Doubtful		Total
Residential mortgage	$	24,589	$	-	$	1,872	$	-	$	26,461
Commercial mortgage		214,086		11,346		4,834		2,031		232,297
Commercial:
Commercial term		74,961		690		586		65		76,302
Commercial construction		17,624		-		7,194		-		24,818
Lease financing		191		-		-		-		191
Consumer:
Home equity		35,976		-		66		-		36,042
Other		7,573		-		-		-		7,573
Total	$	375,000	$	12,036	$	14,552	$	2,096	$	403,684

Allowance for Credit Losses and Recorded Investments in Loans Receivables [Table Text Block]

Allowance for Credit Losses and Recorded Investment in Financing Receivables

	Year Ended December 31, 2012
			Lease		Residential
(Dollars in thousands)	Commercial		Financing		Mortgage		Consumer		Unallocated		Total
Allowance for credit losses:
Beginning balance — January 1, 2012	$	4,945	$	10	$	383	$	260	$	566	$	6,164
Charge-offs		(886)		(1)		(99)		(31)		-		(1,017)
Recoveries		115		72		21		28		-		236
Provisions		962		(78)		1		7		563		1,455
Ending balance — December 31, 2012	$	5,136	$	3	$	306	$	264	$	1,129	$	6,838
Ending balance: individually evaluated
for impairment	$	1,015	$	-	$	-	$	-	$	-	$	1,015
Ending balance: collectively evaluated
for impairment	$	4,121	$	3	$	306	$	264	$	1,129	$	5,823
Loans receivables:
Ending balance	$	328,337	$	67	$	25,835	$	42,259			$	396,498
Ending balance: individually evaluated
for impairment	$	9,698	$	28	$	2,386	$	211			$	12,323
Ending balance: collectively evaluated
for impairment	$	318,639	$	39	$	23,449	$	42,048			$	384,175
Reserve for unfunded loan
commitments	$	115	$	-	$	-	$	10			$	125

	Year Ended December 31, 2011
			Lease		Residential
(Dollars in thousands)	Commercial		Financing		Mortgage		Consumer		Unallocated		Total
Allowance for credit losses:
Beginning balance — January 1, 2011	$	4,387	$	86	$	454	$	482	$	475	$	5,884
Charge-offs		(768)		(200)		(280)		(64)		-		(1,312)
Recoveries		9		3		79		21		-		112
Provisions		1,317		121		130		(179)		91		1,480
Ending balance — December 31, 2011	$	4,945	$	10	$	383	$	260	$	566	$	6,164
Ending balance: individually evaluated
for impairment	$	1,185	$	-	$	-	$	-	$	-	$	1,185
Ending balance: collectively evaluated
for impairment	$	3,760	$	10	$	383	$	260	$	566	$	4,979
Loans receivables:
Ending balance	$	333,417	$	191	$	26,461	$	43,615			$	403,684
Ending balance: individually evaluated
for impairment	$	5,348	$	61	$	2,014	$	151			$	7,574
Ending balance: collectively evaluated
for impairment	$	328,069	$	130	$	24,447	$	43,464			$	396,110
Reserve for unfunded loan
commitments	$	90	$	-	$	-	$	9			$	99