Capital Lease and Operating Lease Obiligations

12 Months Ended

Dec. 31, 2011

Capital Lease and Operating Lease Obiligations [Abstract]

CAPITAL LEASE AND OPERATING LEASE OBLIGATIONS

(8)    CAPITAL LEASE AND OPERATING LEASE OBLIGATIONS

        Included in other borrowings is a long-term capital lease agreement, which relates to DNB's West Goshen branch. As of December 31, 2011 the lease has a carrying amount of $343,000, net of accumulated depreciation of $407,000, and is included in the balance of office properties and equipment in the accompanying statements of financial condition. The following is a schedule of the future minimum capital lease payments, together with the present value of the net minimum lease payments, as of December 31, 2011:

(Dollars in thousands)	Year ended December 31 Amount
2012	$	106
2013		106
2014		107
2015		107
2016		107
Thereafter		602
Total minimum lease payments		1,135
Less amount representing interest		(537	)
Present value of net minimum lease payments	$	598

        The following is a schedule of the future minimum operating lease payments as of December 31, 2011.

(Dollars in thousands)	Year ended December 31 Amount
2012	$	602
2013		605
2014		522
2015		421
2016		325
Thereafter		1,292
Total minimum lease payments	$	3,767